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Halifax Isa transfer in
Halifax say they accept isa transfers but when opening the account you have to agree that you have not subscribed to an isa this tax year. How can you transfer in then? It says on their site to open an account then fill in the isa transfer form. I opened the account but I now have a Halifax isa which says I can pay in…
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Form R40
Can anyone tell me where to send my r40 claim for repayment of interest on my daughters account to? We live in Preston Lancashire. I am on hold with I Revenue to ask, but I have been holding for 15 min!
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Saving for 9 months?
Hi all, I am currently in the process of paying back my over draft which is ~£2000. It is current at 0% interest and I can pay back £150-200 a month. I am currently saving this money in the Natwest eSaver account but would like to know if there is anything better I could use to make that little bit more money before I have…
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Nationwide e-ISA bonus extended? from 31 July to 31 Aug 2012?
Nationwide were advertising that their 3.10% AER Cash e-ISA account had an expiry date of 31/07/2012 but checking it this morning just after midnight the savings rates table at http://www.nationwide.co.uk/savings/cash_isa/cash-isa.htm and the page to check current and old rates at…
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new to investing - S&S ISA?
Hi all. I wonder if anyone might be able to give me some advice - I've used this site for a while now but not posted before. Having cleared debts of £28k over the last 18 months, I finally became debt-free last month! What a relief. Now I am trying to save - as much as I possibly can. After doing a budget I know I can save…
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Close 2010 ISA early, no penalty - interest??
Hi all, Im very sorry if there is an obvious answer to this question but Im genuinely a bit confused by it and would appreciate a bit of help! Last year I invested some money into the Birmingham Midshires ISA Extra (Postal) account. Account was opened on xxth July 2010. This account has no early withdrawal penalties but…
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Halifax ISAs, Cash & Stocks & Shares
I have Halifax Cash ISA and a Stocks & Shares ISA. From 18th April Halifax are withdrawing any online access to these accounts for a whole year while they upgrade their system! I really rely on this as I continually check how my Stocks & Shares ISA is progressing, or otherwise. Is there anyone else out there who has the…
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Transfer of 2010/2011 Isa
I did not use my last years instant cash isa to its full potential. I only have 1,700 in it. I have available funds to maximise this to this current years isa...What should I do? 1. Should I close this ISA and start again with a new Isa and put in full amount.. or 2. Do I have to transfer this into a new Isa and then top…
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Are there any CTF's that mature at 21 not 18
Hi, It's difficult to predict what an 18 year old will do with a few quid stashed in a bank account, but I suspect alot wouldn't keep it there for long! Are there any CTF's that mature at 21 rather than 18? Hopefully by that age they would choose to put the money towards a house deposit or Uni fees rather than using it to…
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interchange
Regarding the Interchange situation, how could this happen...surely its just a matter of money in money out with commission made on top, otherwise its basic theft!!!!
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Turning 18, what to do with my money
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Can you get an interest breakdown from banks?
Just got my interest on Halifax Direct Reward 4. Previously I had a Reward 3. The totals were pretty steady since these were previous years isas rolled into one transferred, and this years isa was in Santander (now moved). Used an online date calculator to get the relevant number of days for each amount in each account and…
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SAYE advice
I have acquired some shares through a SAYE scheme. I exercised the option last month and the shares are now ordinary shares. Can anyone tell me however, whether the purchase price taken into consideration for capital gains tax purposes will be the original option price or the price of the shares when I exercised my option…
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Question on Capital Gains Tax
My girlfriend has various shares in her name given to her by her father before he died 12 years ago. She now wants to sell some shares to get this years isa allowance. How much can she sell without being liable for capital gains tax? Thanks for all replies.
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intrest not what expected
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Halifax Direct Reward ISA - Transfers In
My 2010-2011 ISA is a 1 year Fixed Rate with Aldermore (the MSE best buy at the time, thank you!), and it holds that year's full subscription, plus what I transferred in to it from 2009-2010. It does not "mature" if that's the correct word, until August 2011. I am struggling for clarity on the Ts & Cs of Halifax's current…
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six figure sum
Hi, in next few months I will be getting somewhere around £150,000 to £200,000 from compensation case. What would be best to do with it. We have £36000 unsecured debt £98000 mortgage No savings. We will obviously pay £36k off but question is what to do with rest in terms of savings accounts. Once debt paid off we will have…
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2-3 Fixed Term + Multiple Online Deposits + £Low Opening Deposit
Hi. i have never saved before and find it really hard to start. basically if i got money it gets spent. i have looked at the top accounts but they dont seem to be to my requirements. i need some advice for my situation please. I plan to move to Australia in 3-4 Years time from now. so need a fair whack to get me settled…
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Regular Dealing vs. S&S ISA
Hi there, just wondering if I could ask for advice from some seasoned members who have been shopping around for good deals recently. Basically, I have about £2,000 that I would like to put into as efficient efficient an investment vehicle as possible. Not looking to get rich quick, would like to buy and hold for a few…
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saving for pension
My brother has been made redundant and is starting his own business. He has a pension pot of about £110000 which he cant touch until he is 60, he is55. He cant make his mind up as to add to his pension each month or drip feed into a stocks and shares isa each month. Perhaps starting off with a income one first to lower the…