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6yr Equity Bond - Good Deal?
* 6 year bond minimum £3000 investment (protected) * Minimum 7% gross return * Potential growth - linked to 3 stock market indices (up to 50% of original investment) Sounds fair but assuming no growth and just 7% return, in 6 years time will this look like a crummy deal as interest rates inevitably climb? BTW - this…
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www.me2everyone.com
Has anyone heard of thsi? It seems to be a share pyramiddy type thing??
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Halifax Reward ISA Joint
Re the Halifax reward ISA, would the offer of the 3.2% interest apply to my wife and myself if we both open ISAs with Halifax - we have a JOINT current account with Halifax?
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ISA Question/Fund Ideas
Hi I had a few quick questions about the ISA! I filled up my allowance last yr (first time using an ISA) with ING and iv been told that balance will now transfer into my normal cash savings account earning 1%. And i opened a new account with them for this tax yr paying 3%. I was under the impression that last yrs 5k would…
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lost share certificates
want to sell some shares but can't find the certificates - where can I get copies -Registrars? - and what could be the cost. Only cashing in about £200s worth - did it on line and (foolishly) said I have certificates so shares have been sold but money not forthcoming until I present the certificates. was told I could buy…
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One off share buy
Hi folks im new here. I want to buy £1000. Worth of shares in a company. I want to leave them for about a year. Whats the best way to do that? Thanks
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Quick question about dividends
How long after a dividend date will my ISA provider typically transfer me any paid out income? I have some money newly invested in a high yielding bond fund and the monthly dividend is calculated on the 8th - no sign of any payment yet.
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ISA's - get your crystal balls out!
All my 'older' ISA's were transferred March last year into M&S paying 4% :j My 2010-11 money went to Santander instant access at 3.2% About to open Santander Loyalty Flexible ISA with 2011-12 money.... Question is, should I also move the 2010-11 money into the Santander 2 yr postal ISA to immediately benefit from a rate of…
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£200 k
I am selling my house & not buying another for 6 to 12 months or longer. where is the best place to store this amount of money - i would need easy access in case the right property became available suddenly. Thanks in anticipation!!!
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NS&I Index-Linked Savings Certificates
Each month, normally the day after the RPI announcement, the NS&I's online calculator is updated with the new figures. This month (after a recent makeover of the website) the resulting figure has increased considerably over last month's figure but the calculator still shows the date of 15 Feb, not 22 Mar. There used to be…
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Shares - Newbie
I have just been on the halifax fantasy trader to see how hard/easy it is.. Since i have been out on my lunch break it says from £1000 my solo oil prices have gone up £27? Surely it's not that easy? Is there something im missing?
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Betfair - stocks'n'shares-isa Funds
Hi Is anyone aware of any funds which contain a holding in betfair cheers
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New Cash ISA
I opened a new cash ISA savings account with Santander on 31/3/2011 but haven't paid any cash into the account yet as I have only just received the account details. When I pay money into this account is it using the allowance for the tax year 6/4/2010 - 5/4/2011 or the 2011-2012 tax year?
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Coventry Poppy Bond
I've just received my Poppy Bond renewal offer from Coventry Building Society. 3.25% fixed for 17 months, or 3.75% fixed for 28 months. Doesn't seem like a very good deal to me.
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Dividends from Self Select Stocks and Shares ISA
I am looking into setting up a Self Select Stocks and Shares ISA. If I use up the maximum allowance every year with buying stock (£10,680 for 2011/12) can I also re-invest any dividends back into the ISA?
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confused re taxes on interest v. capital gains
confused re taxes on interest v. capital gains
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Minimizing Capital Gains Tax on shares
Is it correct that the annual tax free allowance can't be carried over to the next year? If you are a non-tax payer for income tax, do you still pay CGT when selling shares? What do you do to minimise the amount you pay in Capital Gains Tax on shares? Do you sell your shares every year if you make a profit or does that…
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Benefits tax checker - how much interest!?
Hi, I followed Martin's link in his email this week to do a benefits check. http://www.moneysavingexpert.com/family/benefits-check When I put in a savings amount of 37,000, it told me that it would anticipate that I would earn £124 a week from my savings. Now, please can someone tell me how this is at all possible ever. I…
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Investment for self-employed where tax is not paid on the amount invested?
I am self-employed (I am also employed on a part-time basis). When I was employed previously, we were given a presentation by a financial adviser from HSBC. She told us about a pensions/savings plan (I forget which) in which you could invest by having a set sum deducted from your pay before it was taxed. As I am…
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short term investment (6 months -1yr)
We have sold our house to cash buyers. We ourselves are cash buyers but we are moving county so renting for 6 months - 1 yr to get a feel for the area. We will have over £250000 to put away and want to get the best return in the short time we will have it in a bank. Does anyone have any recommendations?