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Halifax Share Dealing £2 offer
Halifax are offering £2 real-time purchases on all UK stocks between 12pm and 2pm on 28th April. http://www.halifax.co.uk/sharedealing/events/
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Fund dividends
Hi all, Have started a s+s ISA with H+L and have a query about funds - specifically dividends. Why would I not choose a fund that pays dividends more frequently than others? Eg. some pay monthly, some quarterly while others only pay yearly. Do the ones that pay monthly pay their dividend % every month? This seems a lot of…
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£10 per month, long term investment
My nephew was born last year and I would like to invest £10 a month for the next 21 years. The problem I have though is that he was born in New Zealand and as such not a UK resident. Child Bonds and children's savings accounts seem to be out of the equation. Does anyone have any ideas as to where I could invest for the…
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Tax on Stock Trades
Hi, In addition to the brokers commission and Stamp Duty, do you also have to pay Capital Gains or other Income Tax on money made on a stocks & shares trade?
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Hope this comes back on.
From Martins tips. --- "The online Newcastle BS 5 Year Premier Bond (Issue 2) pays 4.4% AER - not bad for five years (top payer is 5.05%), but allows free withdrawals with 180 days' " Cant believe I missed this too after missing the Norther Rock ones. I got it in Martins tips email yesterday lunchtime, and when I managed…
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Need to open a easy access savings account asap
I need to open a easy access savings account asap, possibly instant online account with a decent % rate, with monthly interest and no withdrawal penalties. Which would you recommend? I currently have savings sitting in my current account as i have just withdrawn them from PBs. Thanks.
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RNS ALERT - shutting down
does anyone know any other good providers for RNS, I used to use these guys and they would send out an email per RNS but unfortunately the below has happend :( Dear User It is with great regret and sadness that I am writing to you to inform you that due to unforseen circumstances we are unable to continue with the RNSalert…
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Santander eSaver interest - monthly
I recently opened the Santander eSaver account online. During the process I was looking for a selection to choose monthly interest, I never saw this. So the account has opened and is paying annual interest (guess its the default). I have rung customer service and they have told me I cannot change the interest payments once…
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new born - savings account options?
Morning all We have a week old baby which is kind of scary & tiring - all good though. We have been given some money by our parents and friends etc which is very kind and we would like to open an account for her to put this money into. What would be the best options? We are aware that the CTF have been closed and that the…
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L and G Dynamic bond and other share ISA's Q's
What's your opinion on the L and G dynamic bond? Is there a way of seeing a fund isa's past performance over more than 3 yrs? On the fund fact sheet it says the minimum lump sum is £500 (minimum investment?) where as moneysupermarket says its £1000. Which one is correct? Is it generally a good idea to invest say £500/£1000…
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Savings & mortgage when bank goes bust
If a bank goes bust, losing your savings in the process, can it still expect you to pay back what you owe on the mortgage? Or can you legitimately net the two together? For the purposes of this question, assume savings in excess of the government savings guarantee.
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Fixed assets as part of an investment portfolio
I have been speaking with my financial advisor about rebalancing my investment portfolio. Broadly speaking my current portfolio consits of a lot of cash and about 15% in a variety of funds. I am looking to divert some of the cash into something else and my advisor has suggested a look at putting a further sum into fixed…
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Testers wanted for investment manager software project
Good afternoon, I have been developing a prototype for an investment manager software program over the last year or so, and I want to start developing it into a product, whilst continually releasing betas to approved testers for ongoing feedback. There are many products out there already, either for general household…
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Pay Mortgage or Increase House Value?
Hi All, I would really appreciate your advice on a question we have. We brought a house a year ago with a 2 year fixed mortgage, which is 85% LTV. What we'd like by the end of the 2 year term is to have a 80% or better LTV which will give us more options with mortgages. So the question is should we put that money into…
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Are fixrate bonds interest rates going to rise
I am a o.a.p worried about my reduced income Thanking you for your kind attention F.H
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Overseas investment esp. USA?
Overseas investment esp. USA?
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Santander 3.5% ISA being withdrawn 30/4
Santander is withdrawing its best buy base-rate tracking Isa paying 3.5% to current account, mortgage and investment customers on 30 April.
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Advice re fixed rate bond
Hi Looking for a bit of advice, please. My parents took out a 2 year fixed rate bond that is due to mature in October this year, They kept some capital in an instant access account for emergencies. Unfortunately, my Mum's mental health has deteriorated pretty quickly over the last few months and as Dad needs respite on a…
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Too many options! Advice?
Hi there. I've never really saved before and I would like some advice as what best options in where to put my money. I'm just a bit confused with all the forms of savings and investments. I know the basics but I don't know enough to make a decision. There's so many choices I don't know where to start, you'e got savings…
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Norwich & Peterborough Building Society
Just heard on the local news that Yorkshire Building society are in talks to take over Norwich & Peterborough