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Compaint rejected on appeal
I have had my complaint rejected on appeal regarding my Egg credit card PPI reclaim can anyome tell me if there is anything else i can do, I'm pretty deserate to win this as its worth about £4k and it would pay for me to be off on 6 months maternity leave which starts in Oct, Any help really really appreciated# Thanks
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What do i do now Re PPI
I have put in a claim to santander about missold PPI. They have just answered me to say that they cannot locate any details from the account numbers i gave them. I provided photocopies of all the loan agreements and insurance documents so how can they say they cannot locate them. I contacted FOS who told me if it was more…
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Cancelled PPI - Now What?
I am new to the site but having read the stories I have been inspired to take action! I have a loan with Natwest with 16 months left outstanding. The monthly payments are £370 including PPI. Having looked at the paperwork I found that I was being charged £74.95 for the PPI within those montly payments. I have sent off the…
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Help with claiming PPI
Hi im after some advise and not sure were to start im wanting to claim back my PPI from my credit cards and my loan. My credit cards were taken out in 2006 and the PPI there still active do i firstly cancel the PPI before i send a letter and also do i have to get all my statements from 2006 with it on and add it up…
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Some advice please
I have recently tried to claim back the ppi missold to me by Lloyds TSB when I took out a loan a few years ago. I am going through a third party company recommended by this website and they are very good. Lloyds made an initial offer of £1600 but said they would not repay me the full amount. We took it to the ombudsman who…
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Complain About a Claim's Management Company
Hi there. I've had a few loans and credit cards with PPI in the past and have been in the process of reclaiming for the last year. I placed mine with a claim's management company as I was very busy so didn't think I'd have enough time to do it and before I discovered how relatively simple it was thansk to this site. I had…
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Going to court
Hi Has any one taken a credit card company to court to try and get back PPI? Thanks
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trying to get my money BACK!!!!
I was going to use benefical claims regarding my credit card. I had to pay 3 instalments of £120.00 but I decided to cancel the contract which was within 14 days. The first instalment did go through and I have been trying to get my money back since March! I have rang them, emailed and written to them. I have had excuses…
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Nationwide - time frames
Hi All, I am currently in the process of claiming back PPI from nationwide for a loan that I originally took out in 2004 and then topped up in 2005 So far I have had two letters back from them, the first one telling me they are looking into the complaint and aim to get back to me by the 2nd of July, then another on the 4th…
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Welcome Finance
Hi, Has anyone claimed PPI back from Welcome Finance at all and where you sucessful? I sent away my forms about two weeks ago and it's so hard to be patient and wait on their reply! :(
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FSA to be scrapped - Good or Bad???
Who thinks it will be a good thing for the FSA to be scrapped? What will happen to the Ombudsman Service as they actually act on rules from the FSA rule book don't they?How much will the Bank of England be involved and is that a good thing or bad thing in reality for the likes of reclaiming!!!…
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Underwriter no longer has my details!
I currently have a case with the FOS, I had a loan with Black Horse in 2001 and the FOS are taking action against the underwiters which were Genworth. This company no longer hold any info on me. Any ideas what may happen next? The case is awaiting an adjudicator, but if Genworth hold nothing on me I can't see how I will…
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Bank of scotland credit card PPI
hi i wrote to BOS about the PPI on my credit cards requesting my money back, i recieved a letter today saying the where looking into my complaint. How long should i wait for a response or shoud i write back to them any ideas???
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PPI not understood
Hi, Never posted on here before and looking for a little advice from anyone who may be in the same position as me. Basically I took out a loan with Bank of Scotland (Capital Bank) over 10 years ago, it was for £6,500 over 5 years with an interest rate of 19.9% (very high I know but I was very young and really didn't have a…
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LLoyds win
hi sent letter about 3 weeks to claim ppi sold on a loan from 1995 this was paid off about 10 months after the ppi was roughly £2500 and we got a rebate of about £1500 we paid £49 a month .We have been told we have won the case and the are going to calculate all payments we paid plus 8% it then says a further 8% simple…
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Reclaiming PPi after an IVA
I have recently had to take out an IVA and I am wondering if this would stop me reclaiming the PPi I have have to pay and take out on the loans and credit cards that are now administered under the IVA?
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Store card insurance with Santander
Hi, I've got a Dorothy Perkins store card which is charging excessive interest and account cover, not sure if I have been missold as have had the card for over 7 years. Is it too late for me to claim and if not is there any point. Any advice would be appreciated. Gaz.
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pay to get back your own cash??
ok, so lloyds bank lie to my face telling me i HAVE to take out ppi on my loan, so i pay it , untill i notice an advert saying i may be able to reclaim it. so to cut a long story etc,, i get my money back, great,, but because my bank sent the paperwork directly to me to sign, the reclaim people seemed to be unaware of this…
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Please help me understand PPI claim
Hi everyone, Having thought previously I would not be able to complete this process I am now having second thoughts but need help! My Wife and I have gathered some old credit card & store card statements, a letter from a loan and an address from an older settled loan with Welcome finance. Most of my older debts are settled…
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Please help re Monument and Barclays nightmare!
I am writing to bring to your attention the appalling customer service I have received from Monument in the past 18 months. I paid off and closed my account in March 2009 and entered a dispute process via Ashworth Law with reference to unreasonable fees and unwanted PPI. I received notification from Ashworth Law in…