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Barclays Cash ISA
Taking Martin's advice I went into Barclays today to deposit £3600 in a cash ISA. Can anyone tell me why I was asked the value of my house and the amount of mortgage outstanding when I was sitting there with my cheque for the full amount in my hand? If I had been asking for a loan I could have understood it. I refused to…
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Free Swimming For Over 60's
The government has offered £140m of funding to Local Authorities across the country to support free swimming for the Over 60's, starting on April 1st and continuing until 31st March 2011. You do not have to be a resident within these areas to swim for free. Many council owned pools across the country are participating in…
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Not sure whether this is the correct forum - care for my Dad
Hello everyone Not sure I'm in the correct place here but maybe someone could point me in the right direction. I'm concerned about my Mum's financial position. Dad has Alzheimers, he still lives with Mum but he is starting to deteriorate and I don't think it will be too long before he needs residential care and I'm worried…
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Is this right?
My Mum has told me she (aged 75, living alone) has seen an advert in the local paper stating that there is a new scheme coming out in April whereby any pensioner aged 75 or over can apply for free loft insulation and/or cavity wall insulation. This is irrespective of being on any other benefits - which she isn't. She wants…
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Feeling Rich!
Wooh Hooh ....... extra £8.48 in the old pension today - drinks all round.
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Adult Social Care
The Department of Health is expected to publish a green paper setting out proposals for the long-term reform of adult social care funding early in 2009.
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Bereavement payments - long post
A while ago I promised to post details of what is available. Sorry for the delay, but I hope this is useful. Non contributory benefits Bereavement Benefits (these cover widows and widowers and people whose civil partner has died). • Bereavement Payment - a one-off lump sum payment made after a spouse or civil partner dies.…
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It looks as though IHT will rise again
I think that the gov drip feeds information out to us and I believe that this is just the start. http://www.citywire.co.uk/personal/-/news/money-property-and-tax/content.aspx?ID=334811&re=5078&ea=3040 I am well up for spending on holidays at the moment. We just don`t need `things` for the house etc. We have the basic…
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Saved more money
I have saved money by not paying full price for the Radio Times. I just fill in all the coupons they offer , get free delivery for 3/6 copies for £1.00. Its fantastic and although they say its for new subscribers only, I have never been refused!:j
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Contact Lenses
Just thought I would let you know that today I ordered 1 day Acuvue Moist contact lenses @ £17.50 for a box of 30 from Tesco paid for on AMEX 5% cash back card. Great for me as both eyes have the same prescription. However, they do not stock Cooper Vision Proclear Multifocal lenses the other lenses I wear and I have asked…
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FIL with Dementia - What help should MIL get?
My (ex) FIL has severe Dementia to the extent that he doesn't know anyone around him or where he is, has become quite violent, and cannot be left alone for a moment. My MIL is really struggling to cope, and so far has had to manage more or less on her own (with some help from the family) except for brief respite breaks…
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HSBC Regular Saver Account
Martyn Is this worth doing? I have both a salary and a pension - the monthly pension is greater than the HSBC Regular Saving account maximum (£250) As I am able to save this amount each month and won't require the money for any other purpose, I am looking for the maximum return If I open a standard HSBC current account (no…
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elderly relative living far away
Sorry this is going to take some explaining. We live a 5 hour journey( each way) from MIL which means that any visits are a minimum of 3 days, usually more, and DH goes on his own. Also he often arranges it so his daughter who lives equally far away goes there at the same time. It used to be approx 5 times a year when he…
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Is a will sufficient without changing title deeds?
I wonder if anyone can offer advice here. We were married last year both in our early 60's. 2 houses no mortgage, lovely situation so we decided to sell both. Unfortunately 1 sold and 1 didn't which after a long time we decided to rent out - we took out a small mortgage on the 2nd one so we could go forward with a new…
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Internet banking & password
I just wonder whether anybody has any tips regarding remembering account number and passwords for internet banking esp if one has several accounts? Being OAP, our memory is not so good, my husband finds it hard to remember all the passwords etc., he does not do online banking and has to rely on me but I am worry if I am…
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funding in old age some boroughs more generous than others...
Each borough offers different funding options for people in old age? some areas of london are relatively generous others aren't . apparently boroughs work very independently so you could be in a borough where you will have to sell all your assets to get carer help others don't do this to you. Anyone know what it is like in…
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wills and tenants in common
Having read a lot of info on here re wills and tenants in common we are thinking of rewriting our wills and leaving our half's of the property to our children, however there is some talk of potential pitfalls to this, if our children inherited half the property and then went through bankruptcy, divorce, child maintenance…
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Petition For Savings Tax Relief
Hi, Have noted your recent “Petition to Gov for transparent relief for Savings interest etc and have signed up for this. Another suggestion for a further petition; Given the fact that the Govt appear to be assisting virtually everyone with their ongoing “bailout” packages it seems to me that it would be useful if prudent…
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Senior Railcard - check out Disabled Person's Railcard
If you've been thinking of buying a senior railcard then check to see if you could qualify for a disabled person's railcard instead. One of the elegibility criteria for a disabled card is 'wears a hearing aid' you have to provide evidence in the form of your NHS hearing aid battery book. Senior Railcards cost £24 to get…
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Will done over 1 and a half years ago, going to probate..help?
HI All I am not over 50 but i know there have been a few threads on wills etc in here and was hoping you could help.... Please bear with me, some of this may sound rather vague but there's that much to remember it's hard to get it all down. My partners father passed away over a year and a half ago now, he was terminally…
