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extra points for Wyevale card holders
Free gardening club- www.yourgardeningclub.co.uk. free to join.You need to pick up a card at your local centre and you can return the completed card to them, or sign up on line. The reward card gives points if used at listed garden centres, + vouchers + VIP events. There are over 120 garden centres in the scheme in England…
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winter fuel-can we still claim?
My hubby was sixty last year, but is still working. I was n't aware that he could claim winter fuel allow. until today. Phoned the helpline and they say he cannot claim for last winter because it is after the 30th march deadline. I asked if we could appeal as we did n't know about it-she said not. Do we have any other…
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safety on holiday and at home
We are going to the Italian lakes soon and I read again about being aware of bag snatchers. Last year I witnessed a bag snatch, some Italian yob on a scooter snatched the bag of a lady walking a short distance behind us. Several years ago my bag was stolen in holland by distraction thieves and it happened so quickly and…
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Quick Question rearding pensioners savings
Can anyone tell me if husband and wife ( wife didn,t pay full stamp)on the basic state pension should pay tax on their savings of 60.000.
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IHT, probate and gifts
IHT and gifts Can anyone advise me- I am the executor of a relative’s estate. My relative made lots of gifts up to six years before he died, to various relatives. I had some involvement in his financial affairs but am not aware of everything he did- do I need to research and declare every single item to the solicitors who…
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Help for 89 year old
My lovely Dad is 89 and becoming worried about money. He has to draw on his savings each month to pay rent etc and buy food. He has no benefits other than his pension and a small ocupational pemsion. He does not want to ask the local authority for help as he fears they will lean on him to move. He is happy in his home and…
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Councils trying to avoid deferred payment arrangements
On the BBC this morning there was a piece about councils failing to inform people about the interest free deferred payment arrangements which should be available to pay for care home payments until homes are sold to provide funds. This means that some people have had to take out loans to pay for care home fees or to accept…
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You know you have become a "Hey Ho Silver" person when......
We had to DUST the alarm clock:j:j:j
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"Vulture" syndrome
Telegraph Any thoughts on how this can be avoided, other than spending all the money so there's nothing left to fight over? :D
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Funeral Bonds vs Savings
Hi - could do with some advice. My parents have £5,000 in savings for their funerals. They have just changed their savings from ISAs to and e-savings account for the best interest rate. I mentioned about taking out funeral bonds/plans so that could pay for these upfront and not have to worry about getting the best rate for…
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Barclays Cash ISA
Taking Martin's advice I went into Barclays today to deposit £3600 in a cash ISA. Can anyone tell me why I was asked the value of my house and the amount of mortgage outstanding when I was sitting there with my cheque for the full amount in my hand? If I had been asking for a loan I could have understood it. I refused to…
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Free Swimming For Over 60's
The government has offered £140m of funding to Local Authorities across the country to support free swimming for the Over 60's, starting on April 1st and continuing until 31st March 2011. You do not have to be a resident within these areas to swim for free. Many council owned pools across the country are participating in…
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Not sure whether this is the correct forum - care for my Dad
Hello everyone Not sure I'm in the correct place here but maybe someone could point me in the right direction. I'm concerned about my Mum's financial position. Dad has Alzheimers, he still lives with Mum but he is starting to deteriorate and I don't think it will be too long before he needs residential care and I'm worried…
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Is this right?
My Mum has told me she (aged 75, living alone) has seen an advert in the local paper stating that there is a new scheme coming out in April whereby any pensioner aged 75 or over can apply for free loft insulation and/or cavity wall insulation. This is irrespective of being on any other benefits - which she isn't. She wants…
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Feeling Rich!
Wooh Hooh ....... extra £8.48 in the old pension today - drinks all round.
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Adult Social Care
The Department of Health is expected to publish a green paper setting out proposals for the long-term reform of adult social care funding early in 2009.
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Bereavement payments - long post
A while ago I promised to post details of what is available. Sorry for the delay, but I hope this is useful. Non contributory benefits Bereavement Benefits (these cover widows and widowers and people whose civil partner has died). • Bereavement Payment - a one-off lump sum payment made after a spouse or civil partner dies.…
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It looks as though IHT will rise again
I think that the gov drip feeds information out to us and I believe that this is just the start. http://www.citywire.co.uk/personal/-/news/money-property-and-tax/content.aspx?ID=334811&re=5078&ea=3040 I am well up for spending on holidays at the moment. We just don`t need `things` for the house etc. We have the basic…
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Saved more money
I have saved money by not paying full price for the Radio Times. I just fill in all the coupons they offer , get free delivery for 3/6 copies for £1.00. Its fantastic and although they say its for new subscribers only, I have never been refused!:j
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Contact Lenses
Just thought I would let you know that today I ordered 1 day Acuvue Moist contact lenses @ £17.50 for a box of 30 from Tesco paid for on AMEX 5% cash back card. Great for me as both eyes have the same prescription. However, they do not stock Cooper Vision Proclear Multifocal lenses the other lenses I wear and I have asked…
