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Help for disability?
My Mom is 70 and needs new knees, but because she also has a breathing problem (not sure what it is maybe asthma but could be PBD) the Hosp won't operate at present. My Dad is 75 and in good health. However its getting difficult for my mom to get around. My parents have savings and a very small private pension (not enough…
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House deeds in deceased Father's name
My Father died last year and my Mother is still living in the house they have lived in for 40 years but the deeds are in his name. He did leave a will (with everything left to my Mother). We are unsure how she gets the house deeds changed to her name now and she is worried about having to pay capital gains tax or…
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Pension Forecast/Home Responsibilities Protection
Hubby retired recently and just for the sake of it I decided to get a pension forecast for myself (age 55). Discovered the NI Contributions Office had 'lost' 15 years of my Home Responsibilities Protection. The onus was on me to 'help' them find it, apparently their records are destroyed after 10 years! Thankfully I was…
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what type off flooring for the elderly
my aunt wants a new floor in her hall .she want a wood /laminated floor but as she walks around in her bare feet is this the best option for an 80 year old .
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Tax help for older people.
Stumbled upon this site. Members might find it helpful. http://www.taxvol.org.uk/index.htm "How much does it cost? Nothing, if you have a household income - you and your partner together - of up to around £17000 a year and you are close to 60 or older. Those caring for an eligible older person, whether family, friend or…
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Power of Attorney
Both of my parents are in their late eighties and are now finding difficult to handle their finacial affairs.They both have a number of bank accounts and investments. They recently asked me to take over the running of their affairs. I decided the first thing to do was to have a Power of Attorney document, so I contacted a…
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Over 50s ex-pat needs UK savings help
Have been living in the US for almost 20 years and, since I still have some funds and my parents living in the UK, I love this website. Kudos to Martin and his team and my sincere thanks for such a comprehensive site. Does anyone know where to go on the internet to investigate options available to ex-pats to keep savings…
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Will Writing Services
A bit of guidance required please. My Mum (divorced, 2 children, own house with small mortgage) would like to make a will, she has been approached by WSL Will Writing Services who reckon they can do it for less than £50. This seems remarkably cheap to me, does anyone have any experience of WSL or similar companies? Thanks…
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its official, i'm now 50. Do I qualify?
Ok, Todays the day I hit 50. :j I admit it. I am not ashamed or embaressed to tell people either. Now I know i'm not old but do I really qualify as a Silver Surfer? Do I get any prevlidges now that i'm, hopefully,only just reaching middle age. Do I have to produce evidence to gain discounts ( are there any?) to support the…
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state pension payment cycle
I am entitled to a state pension from 21st january and have opted to be paid 4 wekly. I can`t see anything in my bank account yet and it is over 4 weeks now. It does say that `the first payment may be more or less than four weeks. This is to bring you onto a regular payment cycle` Can anyone explain this a bit more please
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Travel Money Exchange
Not really sure where to put this one but I have searched around and I cannot find it posted elsewhere. Please feel free to move it or delete it if it's already been posted. I took my Dad in to the local Co-Op Travel place on Wednesday to get some Euros and they are doing a better rate for senior citizens every Wednesday.…
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Nursing Home - Is The Following Considered Deprivation of Assets.......?
I just wondered about this scenario..... Since being made redundant, and not able to find any more work I am living 3/4 days n nights as an unpaid carer for my 100 year old gran. My grandad died 24 years ago and not long after my dad put his name against the property. So both my nan and dad have half. IF she needs to go…
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Care home trying to charge for 2 days after death.
Hi Can anyone tell me if a care home can charge for days after my Father in Laws death? We have received a bill up to his death plus 2 days and they were informed on the day he died (by myself) as he had been in hospital for a few days before. Can they legally charge? Thank you in advance
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Funerals and paying for them...
Hello. I need some advice please. My mother is terminally ill and lives with a friend, who has taken on responsibilty as a carer. Unbeknown to me, they have been making funeral arrangements, completely ignoring the costs, in the expectation I will pay for it all. Now I appreciate this may sound heartless, but although I…
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Any good ideas
I am going to be retiring in a few years and the idea of not working at all is not one I really fancy. I am thinking of a little part time business to concentrate on. The extra bit of money would also be quite handy. Any thoughts please?
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help please, any appreciated!!!!!!!
Hi to all. Hoping someone may have advice on this situation. My stepmum has been in a nursing home for the past 7 years with severe alzheimers. My father decided 3 years ago to do a severance of joint tenancy so he could protect his share of the house, to be passed on to me and my 2 sisters. He very sadly passed away…
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Buying a property in later life
Has anyone brought property in later life and what have been you experience of this. Hubby late 50s and I nearly 50 are in the position where we could purchase a property to allow us to become rent and mortgage free. It would only be a little flat/bungalow However, I find that it is a really daunting prospect in that our…
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Will question
This board's been a bit quiet recently so I thought I'd take advantage of the lull for a question about a hypothetical will. If a woman gave birth to a child which was adopted at three months, would she have to state in her will the name of the child and that she was not bequeathing anything to it ? The adoptive parents…
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Adding a codicil to a will
Hi, I want to add a codicil to my will, are there any rules about who the witnesses can be? Indeed are there any rules about witnesses to a will?:confused:
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Mum's being pushed into making a will
It's all a big mess. In a nutshell, Mum has just lost her husband 3 weeks ago, he died intestate. His son is now putting the pressure on Mum to make out a will so he can have her house. My brother and myself are horrified that he's doing this to her - she's 74 years old and has lung disease - we find out in 3 weeks or so…
