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New Member
Hello, I start driving lessons on the 25th and will eventually be buying a car, so this site will be needed :D
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Swapping no claims bonus
I am trying to help friends with car insurance. Husband always insured car in his name and had built up NCB ( No Claims Bonus). Wife was always names driver. Husband has had to relinquish his licence (end of life situation) and so needs to know if swapping NCB is only available through original insurers. They have given an…
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Commission payment on HP agreement
Hi, I am currently in the process of buying a car through HP. The car isn't ready yet as the garage has advised that they are to complete a service and put it through MOT. I signed the finance agreement online but have been sent an online form to sign and approve the broker's commission from the HP company (Moneybarn).…
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Dart Charge multiple PCNs
I am very good at forgetting to pay tolls etc, but I know I paid these and luckily have evidence. The sequence of events: 27 December 4pm crossing 1 5pm paid £5 to cover 2 crossings 6pm crossing 2 30 December 5pm crossing 3 6pm paid £5 to cover 2 crossings 10pm crossing 4 9th Jan Receive 2 PCNs by mail for crossings 1 and…
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Parking Permit
Hello, controlled parking has just been introduced to my street. The council have told us that each residence can only apply for two permits but there are three people living here, Me, Partner and son and we all have cars. We have called and emailed the council but they will not let us apply for an extra permit, even…
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Deposit paid for car and dealership selling car week later for less than reserved one
Paid deposit to secure car with dealership within 1 week same cars have been reduced by same dealership by almost 3000. Can I ask for a reduction the price of mine or am I locked in. Thanks
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Security suggestions for new BMW
I park my car on the street, in an area of South London that sees a fair amount of car thefts. It's a nearly new bright blue BMW so I'm realising I need to invest in some security. I'm looking at steering wheel locks but I assume they're only a visual deterrent, or to stop your basic car thief. I keep my keys upstairs…
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Car dealership refund processing time?
Hey everyone! I purchased a car on 21/12/24 from a dealership who are registered on companies house. Unfortunately a couple of days ago the car developed a serious intermittent fault which a brand new replacement part alone is over £1k. After speaking with the dealer who wanted to put a second hand part to repair the car…
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Unfamiliar Car Insurers
My car insurance renews in about a month's time. I've used the MSE tool to get various quotes and some really good quotes have come up from two companies called Darwin and Geoffrey. Does anyone here know anything or have experience (good or bad) about either of these companies? Geoffrey seem to have two kinds of policy -…
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Car insurance query - advice please
I have a second car that i need to re-insure from next month. It is in my name so it only now has 1 year NCD as my first car benefits from my 20+ years of NCD. I intend to sell the second car in the spring and am wondering when I re-insure in February should I pay an annual premium and hopefully get refunded after I sell…
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Speed camera near J2 M25 towards Dartford tunnel
So I got caught speeding the other day… I’m not here to dispute that, it was a fair cop Guv, the reason I tell you that is because I’ve been driving super carefully ever since having got away with being able to do a speed awareness course. Anyhow, tonight I was on the M25 around junction two I reckon, and as I approached…
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Advice on finance options
Hello,
I'm totally confused about the best way to buy a car (second hand).
Finance or bank loan?
I'm nervous about having finance and something happening to the car and the insurance not covering what i still owe.
What is the best option to finance a car please.
I have a budget of up to £200pm
I have no interest in buying…
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Renew driving license (without a valid passport)
Hello all, putting this in driving as it seems the most relevant place (but mods please move if not suitable). I need to get a new driving license, however the gov.uk website wants me to check it against my passport, which has now expired. With the current travel situation, I don't intend to travel abroad this year, so see…
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Can an airbag be disconnected in a 'conforming' way?
Hi.Situation is that a colleague has had an intermittent airbag/tensioner warning beep on start-up. It can be ok for a few weeks, but then returns.At the last service, he asked the garage to run a check on it to find the guilty party, and it's one of the side curtain 'bags which shows 'open circuit' - which most likely…
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poor quality windscreen from autoglass
I recently had a replacement windscreen fitted to my Volvo XC60 by Autoglass. When the screen is hit by direct sunlight incident at about 45 degrees to the direction of travel the faces of the embedded heating elements in the screen reflect the sunlight and the screen lights up with lots of bright dots. This is very…
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WARNING - Evans Halshaw, NOT honouring "£500 Extra for your part exchange"
I went to Evans Halshaw (Kia) Stourbridge this weekend and attempted to buy a car on the basis that i would get an Extra £500 for my part exchange as advertised on their website. However they told me that i did not qualify as the value of my trade in car was too low. To make it worse they also valued my car at almost half…
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Unable to afford end of lease mileage and charges
I took out a lease car in Dec 2022 for a 24 month contract at £580 per month. In August 2023 I suffered an injury that led me to become disabled and unable to work much, then later barely at all. I started recieving disability benefits and universal credit, but still had this monthly debit coming out with a contract I…
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How quickly do tyres wear?
I was wondering if anyone has any opinions/advice about how quickly tyres wear? I had a mobile tyre fitting company out to fix a slow puncture for me recently, but they weren't able to fix the puncture and needed to fit two new tyres instead (they said they have to be replaced in pairs and the other one was perishing…
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New Car + Ceramic Coating
We have recently purchased a new car and am considering the ceramic coating. Great salesman who wasn't in least bit pushy, and currently considering a coin flip as to whether or not to get it. Its £400 which seems reasonable when compared with what i have seen others charge, but wondering if it really makes any difference…
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Reimbursement for costs of repairs on a lease car if the fault is a manufacturer fault / common
I have been leasing a ford fiesta st line 21 plate and extended the lease past 3 years which means it was out of warranty. The gear box went and i have spent over £500 on repairs. The repair service was completed by a clutch and gear box specialist who confirmed that this is a common fault on this make / model year that…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
Confused about parking penalties and fines? Get help with all kinds of car parking problems.
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