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Real life MMD: Should I reclaim the car?
Money Moral Dilemma: Should I reclaim the car? My daughter has three kids and is training to be a midwife. She needed a car to get to uni. Unlike my daughter, I had a good credit rating, so took out the loan at a low interest rate. She paid me back regularly until she had a nervous breakdown. Her husband now looks after…
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any MSE'r won big on the gadget show / national lottery
As in the big stash of gadgets for TGS, or squillions on lottery..? I have yet to see ANY gadget show winners being mentioned- here or on the show..
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Real life MMD: Is the Tooth Fairy subject to inflation?
Money Moral Dilemma: Is the Tooth Fairy subject to inflation? My son's best friend (aged 12) lost a tooth, put it under his pillow and got £10. My son then asked "Mum, am I going to get £10 for my tooth?" I think £10 is a bit much, but times have changed since I was a girl and I don't want him to feel like his teeth aren't…
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Who's your dream UK Chancellor?
Poll started 14 May 2012, click here to vote [FONT="] [/FONT] It’s been two years since the last general election. The economy still dominates political talk, just as it did back then. We asked the following question a year ago, but we’d like to know how your views stand now. Which of these politicians do you think…
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'Which is the best/worst customer service bank?' poll
Which is the best/worst customer service bank? Every six months we ask you for your customer services experiences with big banks. That time’s rolled around again, and we’d love your feedback based on how they've been recently. Please vote based on CUSTOMER SERVICE, not rate, on your MAIN CURRENT ACCOUNT over the LAST SIX…
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Real life MMD: Can I up my quote for a friend's wedding photos?
Money Moral Dilemma: Can I up my quote for a friend's wedding photos? A former colleague asked me if I'd photograph her wedding. I'd photographed a few weddings by that point, so I quoted her £250, a fair price at the time. However, she went on to postpone, meaning the date is now two years later. I've since gained more…
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Boots rip off - hitting the over 60's
Received a letter from Boots today regarding the "Over 60's discount" They have announced that there are to be some changes in a couple of weeks and that instead of the 4 points per £ they were giving, they will now give 10 points per £. Good news...NO!.....they are removing the 10% discount, so in effect there is a loss!…
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Which companies have you successfully haggled with?
Poll started 3 Apr 2012, click here to vote Whether it's simply saying ‘cut the price or I’ll leave you’ with breakdown cover or broadband, or asking your bank to reduce your interest rate, haggling with call centres works. Which of these service companies have you successfully haggled with? TV / broadband / mobile / home…
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Real life MMD: She broke my phone — should I make her pay?
Money Moral Dilemma: She broke my phone — should I make her pay? I was talking to my boss when my mobile rang. A colleague tried to pick it up and dropped it. It seemed to work okay when reassembled, but it went dead the next day. It cost me £500 when I got it last year and was not insured. I asked her to pay for a…
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Have you been hit by recession?
Poll started 30 Apr 2012, click here to vote [FONT="] [/FONT]We're officially in recession. That's defined as the economy shrinking for six months (two successive quarters). Yet we've been stagnating for far longer than that, so what's been the real impact on you?[FONT="] [/FONT] [FONT="]Compared to six months…
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Real life MMD: Snooping revealed I'm underpaid - should I ask for a rise?
Money Moral Dilemma: Snooping revealed I'm underpaid - should I ask for a rise? My boyfriend's aunt is a hotel cleaner and she told me all the girls sneakily check each others' payslips. Recently, they discovered a couple of colleagues on the same grade get a higher hourly wage. They're considering asking for a rise,…
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MONEY MORAL DILEMMA. Would you flog hideous store cards to keep a job?
Here's this week's hypothetical situation for you to cogitate on: Would you flog hideous store cards to keep a job? You’ve been made redundant, and manage to score a new job in a high street clothes shop. Yet the manager asks you to try and flog hideous 30% APR store cards to customers with every purchase. You’ve always…
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When did you last transfer your cash ISA(s)?
Poll started 24 Apr 2012, click here to vote [FONT="] [/FONT][FONT="]ISA providers love to suck people in with great rates, then drop ‘em. Yet you’ve a right to massively boost the rate through a [/FONT][FONT="]top cash ISA transfer[/FONT][FONT="]. [/FONT] Which of these the following is nearest your…
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Real life MMD: My ex paid for the hol, should I keep the refund?
Money Moral Dilemma: My ex paid for the hol, should I keep the refund? I went out with a man for 8 weeks. He got carried away and started booking outings and a holiday about three weeks in, costing him £1,700. We have broken up. On the holiday website he put me as the lead passenger, as his address was in a state of flux.…
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Real life MMD, "kitty" money left over after most members have gone home,
after a recent night out with 10 people, we decided to have a "kitty" everyone put £20 which lasted more than halfway through the night, then everyone put in another £20 each, shortly after this 5 out of the 10 people said goodnight and went home with no mention or concern about the money which was left in the kitty, which…
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Real life MMD: Should I pay for a broken teapot?
Money Moral Dilemma: Should I pay for a broken teapot? A friend visited me and we took a trip to the city and browsed the antique shops. On his return he phoned me and asked me to go back to buy a teapot for him that he had spotted. I made a special trip to get it but on the way home I dropped it and it smashed. My friend…
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Real-life MMD: Should I rat on my ex?
Money Moral Dilemma: Should I rat on my ex? My ex asked his mum to buy him a car so he could pick up our kids for visits. She agreed and chose the car herself to make sure it was reliable. Now he has traded in the car (worth about £3,000) for an old banger (£400) and pocketed the difference. She lives miles away so has no…
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What should the maximum Income Tax rate be?
Poll started 26 Mar 2012, click here to vote If you were in charge of the tax system, what would you set as the HIGHEST Income Tax rate that anyone should pay? Which is nearest to your view? 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 55% 60% 65% 70% 75% 80% 85% 90% 95% 100% click 'post reply' to discuss below. Thanks :)…
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'Is it ok to use a 2for1 voucher on a first date?' poll
Poll started 6 February 2012, click here to vote Is it ok to use a 2for1 on a first date? Valentine's is coming, has the use of vouchers finally broken through the last taboo? Is it acceptable to use a 2for1 voucher on a first date? We asked this three years ago, let's see if it's changed ... Imagine Bob asks Sarah to…
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Real life MMD: Should I ask the school for compensation?
Money Moral Dilemma: Should I ask the school for compensation? In February we booked a holiday to Tenerife for us and the kids in October half-term, and paid over £1,600. We have since received a letter from the school saying the half-term dates have changed and the week we booked is incorrect. The cancellation fee is…
