How many other financial products do you

Former_MSE_Debs Former MSE Posts: 890 Forumite
edited 7 June 2012 at 11:40AM in MoneySaving polls
Poll started 6 Jun 2012, click here to vote
[/FONT] How many other financial products (eg, credit cards, savings, ISAs, mortgage) do you have with the bank which holds your MAIN current account?[FONT=&quot]

[/FONT] If you have two credit cards, for example, count this as one product.
[FONT=&quot] [/FONT]

Ten or more

Click 'post reply' to discuss below. Thanks :)



  • laptop80
    laptop80 Forumite Posts: 203
    Tenth Anniversary Combo Breaker
    The first poll?

    Sounds like information that a comparison and switching service would be very interested in knowing.
  • torbrex
    torbrex Posts: 71,340
    10,000 Posts Combo Breaker Rampant Recycler Hung up my suit!
    I have three in total but if they don't get their finger out and sort out my ISA it will soon be dropping to two.
  • lucylou32
    lucylou32 Forumite Posts: 137
    Part of the Furniture 100 Posts Combo Breaker
    They keep trying to sell me additional products, but they really aren't at all competitive. Other than my mortgage, which is with them. I was quite shocked they were the best in the market at the time, but with a svr of 2% above BoE i NEVER intend to leave them lol
  • Gordon_the_Moron
    Gordon_the_Moron Forumite Posts: 1,472
    Part of the Furniture 1,000 Posts Combo Breaker
    I am with Santander, I have 3 other products, direct ISA paying 3.3% which is a top deal, E-saver paying 3.1% which is just about top and having the cash in the same place as my current account is convenient and a Santander Zero credit card which I use only for overseas spending and cash advances in an emergency because its cheaper than using a £1/day overdraft.

    Not got the accounts through loyalty, just the best deals. My current year's ISA is in Nationwide and my main credit card is a Barclaycard (former Egg Money)
    If you don't like what I say slap me around with a large trout and PM me to tell me why.

    If you do like it please hit the thanks button.
  • Andymoney_2
    Andymoney_2 Forumite Posts: 13 Forumite
    It would have been four, but they outsourced their house insurance to Aviva last year and Aviva tried to charge me more for worse terms. In fact one change that would have left me uninsured was hidden in the small print and not highlighted. I switched.
  • chog24
    chog24 Forumite Posts: 96 Forumite
    I always like to have a separate current account for my bills to go out of (that way I put aside that money as soon as I get paid and know I'm safe), so I started out with two current accounts and because only one of them had my salary going into it, they wanted me to take out another product to get free banking on the second current account (a credit card). Then I wanted to create a joint account with my partner and my bank were giving the best deal for a free overdraft. Then earlier this year, I opened a regular saver with them because they were giving 8% on your savings as long as you put in at least £25 (but at most £300) a month to the account. So, that's 3 current accounts, a credit card and a savings account.
  • Primrose
    Primrose Forumite Posts: 10,571
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    My bank offers extremely poor value for money in terms of the financial products they offer, and I'm not particularly happy with the way they've tried to sell me products in the past so on principle they wouldn't get any additional business from me. I can search out better deals myself, and anyway, I don't want to keep all my eggs in the same basket.
  • Dave_save
    Dave_save Forumite Posts: 362
    Part of the Furniture 100 Posts Combo Breaker
    My bank tried to sell me car insurance (stating it was 'the best deal') for £550.00. An equivalent insurance quote through a comparison site came to £211.00.

    Then they tried to offer me their Reward Current Account for a £15 pm fee, giving me benefits of a range of items such as mobile phone insurance, travel insurance, breakdown cover. The current account would have cost me £180 pa and I bought those items for a total of £45 pa.

    The only products I would ever buy from my bank are those that give me best value after comparing the markets.
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