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Trading212 cash ISA transfer problem
I wish to transfer a Principality Building Society cash ISA to my Trading 212 Cash ISA. However Principlality is not on their list of providers. How do I get round this?
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Nationwide Fixed Rate Cash Isa maturity instuction doesnt work
I received a letter from nationwide re my FR cash isa maturing soon. It gave instructions for maturity: 1. Use the maturity option next to the account when loged in online. There is no menu option in my account!! 2. Go to nationwide.co.uk/frisa1 and open a new account and transfer in maturing account When I tried this,…
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Coventary ISA Transfer
I have a 5 year ISA with Coventry at a poor rate of 1.75%. It has 2 year left to run. Can I transfer it to another Coventary ISA at ~4% or is it easier to transfer it to another provider? I'm assuming I will loose 90 days interest, but can't find the original T&C's to confirm exactly
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Paying into a HTB ISA and cash ISA
My daughter has a Help to Buy ISA which currently stands at £14,000 and is paying 4.7% with Yorkshire BS. She is aware that she only needs to hold £12,000 to get the benefits when she buys a house. We were wondering if now the rules have changed regarding paying into ISA`s if she would be able to put £17,000 into a cash…
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Trading 212 - call response read Trustpilot
On recommendation from here I set about opening a new account - for a transfer in Cash ISA - few steps but done 👍👍 Tried to transfer in from Cooperative bank - no go - it isn't listed. Wrote on their contact us form - 24 hours later - no response. Gave a one star on Trust Pilot explaining the issue. Within 10 minutes - I…
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ISA transfer and opening
I have a fixed rate cash isa with kent reliance and I have paid into it this tax year £19k. It is due to mature in December. I’m aware that the new rules with Isas suggest you can open multiple cash isas in a tax year, provided you stay within the limit of funding. Kent reliance is a company who don’t allow you to pay into…
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Chip flexible isa
Hi everyone. I have a Chip flexible isa which I opened last year. I had £17000 in it from the last tax year. I have recently opened a Trading 212 flexible isa this year. I plan to withdraw the most of the funds from the Chip isa and deposit them in the 212 isa, manually not through isa transfer. Obviously because 212 has…
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Query re: when a fixed term ISA (opened and matured in different tax years) counts
Hi all, I opened a 1 year fixed cash ISA in Sept 23 (23/24 tax year) depositing the full £20k allowance at account opening. It matured in Sept 24 (24/25 tax year) with £1,500 interest and the ISA account had to be closed. I gave instructions to transfer the full amount (£21,150) to a new cash ISA with the same bank. Sorry…
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Partial ISA transfers when ISA is combination of current and previous years?
Can anyone advise...my partner has a Bank of Scotland ISA that matured yesterday to a 1.35 ISA Saver. I encouraged him to open several new ISAs to transfer this to, so earlier this week helped him open a Zopa 4.8% (4.5% from 22/11) and Paragon Double Access 4.87%. Background - both of us were financially fairly clueless…
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Cash ISA maturing-above FSCS limit
I have a cash ISA with Secure Trust Bank maturing in November 2024 and the balance plus interest will exceed the FSCS limit of £85000. I had the same issue with them last year but decided to re-invest as the rate was better than I could find elsewhere. I have e-mailed to check but they seem to want you to invest the full…
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S&S ISA - overthinking, help!
So, I want to open a stocks & shares ISA but I'm someone who very much overthinks things, so combining that with my lack of experience here means I keep backing out of investing at the last minute. Here are my issues: 1. I want to invest at a sufficient risk level to make it worthwhile, but I am nervous about risk. I'm the…
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Cash ISA ~partial~ transfer to Stocks and Shares ISA?
Lets say I've used up this tax year's ISA allowance, £20,000 into a Cash ISA. Is it possible to do a PARTIAL transfer, lets say £5,000, to a Stocks and Shares ISA? Is that allowed by the rules? Are there any known providers that are easy to do it with? Thanking you!
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Future Investment/Pension
Hi all, I am a 35 year old male, married, but in the process of divorcing my wife. I want to start looking at my future retirement pot. I am self-employed and on modest pre-tax income between £20-24k. We have an our home (no mortgage). I am also on a very small £4k salary with a pension. I will be looking to buy my wife…
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5% Isa
I've been offered a fixed rate 5 year isa with returns of 5% p.a. by a company called Hamilton Rose Any advice or has anyone had any dealings with this company I think it sounds too good to be true, although they are Fca registered
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Trading 212 Cash ISA
Yesterday I opened a Trading 212 cash ISA account with the intention of transferring my Virgin E saver amount into it. Using the instant bank transfer system I logged into my Virgin account fine but was then told there was a problem and was returned back to Trading 212 deposit funds page, this happened on three occasions…
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Chip ISA interest rate drop without notification?
Hi all, I've just noticed that my Chip ISA interest rate has dropped some time within the past week or so, but I never got any email notification to say it was happening? I thought the regulations were that if an interest rate was reducing, they had to notify the customer beforehand? Anyone else had this issue with Chip?…
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Shares ISA
Hello, Could I set up a direct debit to be taken out every month on pay day for 5 yrs with a shares isa. Could I also choose a certain stock i.e Tesla, to buy every month? TIA.
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Virgin money ISA transfer out - how long to reach recipient bank?
I have applied for a couple of ISA transfers out from Virgin Money following the maturity of my one year exclusive fixed rate ISAs. The transfers were done via a paper transfer form with a wet signature as Virgin apparently require for large transfers. Virgin closed the accounts last Thursday but the proceeds have not yet…
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Trading 212 Cash ISA tax liability
I am new to ISA's so apologies if this seems like a stupid question. I opened my first ISA with Trading 212, I deposited £20,000 which I understand that the interest on this amount is tax free, if I put more money in this account will the first £20,000 remain tax free and I would only pay tax on interest on funds above…
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ISA Advice Required
The Trading 212 ISA has a very good rate & I'm interested in applying however I'm not sure if I would be able to top it up after the ISA allowance period resets - I've tried looking around their website for an email address that would provide help & advice with the query but haven't had any luck, their Facebook page…
