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Transfer from Cash ISA to S&S ISA
I'm hoping that someone in the know will be able to tell me if this is feasible :confused: I have a cash ISA with Julian Hodge which will mature in November. I also hold a S&S ISA with H-L. I need some money from either to pay off my mortgage :beer: as the money saved to do this isn't enough. I'm also thinking at the mo…
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more than 1 cash isa in a year
I have mislaid some isa paperwork and do not remember if my wife opened an cash isa for this financial year- Is there an easy way to check this out using national insurance number on a website?
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Over 50's extra allowance
As of 6 October 2009 the overs 50's can have an extra £1,500 in an ISA. Can anyone tell me if the extra allowance has to go in the existing 09/10 ISA. Thanks
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Newcastle ISA
Dear all, I have just applied for ISA with Newcastle BS. To be honest, I'm a bit puzzled about the wording regarding the proof of identity. Please have a look here: Note that I'm already a Newcastle BS. However, all accounts I have so far are not operated online or over the phone. Now, the following wording is puzzling me:…
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Wrong date on ISA statement
Hi there - Just wondering if anyone else has experienced the following problem? I opened a Cash Isa at the end of March this year, and received a letter in the post, dated 4th April, telling me that my application has been complete and my ISA now fully open. ie this was for last years tax allowance. However, on my bank…
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Query re transfer of ISA to another account
If I move my ISA savings from one bank to another, will I lose the interest with my current bank or will they still pay it at the end of the financial year?
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National savings certificates
My NS&I 3 year RPI linked savings certificates are nearly time expired given that they are only 1% and linked to RPI which is very low but tax free does anyone consider they are worth renewing? Maybe inflation will take off again with all the money thats being printed any guesses?
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Can I move part of my ISA
Does anyone know can I transfer some of my Cash_ISA with Natwest to another Provider rather than the whole lot ?
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Variable or Fixed
Just curious, at the minute are you going for a good variable rate or what at least looks like now, a high paying long term fixed rate? I am in two minds right now, tempted to go variable - rates cannot be this low forever surely? Ta.
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Fixed rate ISA question.
My question is about when a fixed rate ISA matures. My guess is that they put it in a lower rate ISA. That means I would have to than set up a transfer to somewhere else. How much time do you lose between the fixed rate ISA maturing and it being transfered? What do you do please? Thank you.
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Stocks and Shares ISA - Which funds?
I have setup a Stocks and Shares ISA with Hargreaves Lansdowne, and want to set up regular payments of £300 per month. I am investing for the long term (10 years plus). The list of available funds is bewildering, and I'm not sure which ones to go for. I would say my attitude to risk is adventurous. I would be most grateful…
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Ditch Abbey ISA to FirstDirect?
Hi, I am in process of switching my current account from Abbey to FirstDirect, which is almost complete. Few weeks back I saw on Martins recommendation that Abbey is giving a clean 3 % for my ISA. So happily I requested to open a CASH ISA with them. However transfering the existing funds to them doesnt seem as easy as I…
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Taxman ignores multiple ISA loophole!
For once, HMRC appear to be doing the sensible thing - see thisismoney.co.uk
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ISA help - please
I have a couple of queries: 1. can money saved in an ISA be used when means testing for benefits etc. The reason for asking is that I would prefer to put my money into an ISA rather than a pension. However, I'm wary that in saving for my old age I could leave myself exposed if I lose my job in the future and need to claim…
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Transfering ISA
Hi, Is it possible to switch to another ISA (e.g. my HSBC to FirstDirect) right now, given that I've already put a small amount (1000) in my HSBC ISA this tax year?
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Can I have separate cash and S&S ISAs?
I already have a First Direct cash ISA for 2009/10, and now want to start investing in shares too. Can I open a separate shares ISA with another provider this year (iii is favourite at the moment) or does it have to be with First Direct? Thank you! :o
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Second isa
Did I read correctly in last sundays mail which got disposed of before I could check, that the inland revenue turn a blind eye if you open a second isa and maybe transfer your existing, as long as you don't invest more than the yearly limit ?
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ISA additional allowance 4 over 50s
Is there a list of ISA providers who are allowing the topup? with only 10 days to go and I hear on hte BBC that not all banks are on board with this.
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Cash ISA for 17 year olds
Trying to find best deal for a cash ISA for a 17 year old. Any suggestions?:confused:
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Shares ISA
Hi, I have a query on Shares ISA. Say If I have a company X for 7200 pounds which is the maximum I can hold for the current year. If company X comes with a right issue this year, what will happen? Can I subscribe to the issue? Will my new shares will be held under my ISA account or do I need to open another shares account…