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Public Liability Insurance vs Third Pary Indemnity
Hi, I am currently teaching Bollywood dancing to school children and about to embark on a career of Will writing. For this I know I need Public Liability Insurance. However, I also own property for investment which is rented out. It has been suggested that I take out Third Pary Indemnity Insurance for this. Can anyone…
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Critical Illness Cover and Financial Advisors
Hi all, i recently had a quote for Critical illness cover from an IFA. Im a contractor at the moment so he advised it, which i feel is a good move and ive been looking in to it anyhow. The only issue i have, is that for organising the insurance the IFA gets over £2000 commision which i pay for (indirectly over the 30 year…
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Advice Please - Following Car Accident
ALL OPINIONS AND ADVICE REALLY HELPFUL. LAST SEPTEMBER HAD AN ACCIDENT IN MY CLIO WITH A LORRY. HE COLLIDED WITH BACK END OF MY CAR BECAUSE HE CROSSED ROAD MARKINGS - PUSHED ME INTO BARRIER AND I ENDED UP SIDEWAYS IN CARRIAGE WAY. AT TIME HE SAID HE WAS IN A NEW LORRY - HE WAS A DELIVERY DRIVER - AND HE SAW ME ONE MINUTE…
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Carole Nash Insurance
Hi has anyone had any problems with Carole Nash Insurance I had My motorcycle insured with them included in this were breakdown and legal expense cover which I paid extra for I then changed my motorcycle about a month after taking out the policy and was told that the breakdown and legal expense cover were not tansferable…
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Home Insurance Repairs
Hi guys, I am moving house and need home insurance. What I really want is a company that does emergency repairs for you (irrespective of excess). The reason being, we had some windows put through years ago and the Halifax arranged for all the repairs (and no excess bizarrely) with just one phone call if I remember rightly.…
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Mortgage company insurance charge
In light of the recent unfair bank charges decision I think I might have a new challenge for Martin. We are currently changing our mortgage company and they are going to charge us £25 simply because we aren't going to use "their insurance". Now I have highlighted "their insurance" because they don't actually provide the…
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cheap car insurance with 3 additional drivers
hi,looked first,but nothing came up.can anyone recommend a cheap car insturance which will insure 4 people in total.the cheapest i've got so far is just under £450,thanks:cool:
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Car Accident Insurance Claim :(
Hi All, I was just in a car accident where the other driver went straight into the back of me - I jumped on the brakes and he went into the back of me as the lights changed. He seems like a nice person but when I called the police they basically said to exchange details and call the insurance - Now what happens if he…
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Insurance
hello all, Sorry if I am posting in the wrong board. I am trying to find an online quote for our business(restaurant)but do not know which companies do them as I dont want to go via an insurance broker. any suggestions/ideas etc would be much appreciated. I have done my car insurance and home insurance via the net and have…
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Help, need life insurance or assurance!! but don't know what kind!!
Can anybody help, I'm new to all this insurance stuff. But recently bought a house and my husband and I need life insurance. All we want is for the mortgage to be paid off if one of us 'pops our cloggs' Any advice would be greatfully appreciated.
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Rebuilding Costs - How to calculate
Afternoon All, There have been several posts asking for how to calculate your rebuilding costs, so I thought I would post this: http://calculator.bcis.co.uk/ This is a link to the Building Cost Information Service and their rebuilding costs calculator. It gives you the basic starting point to work from. What you need to…
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life insurance for sickies like me....
hi, I'm looking for a reliable life insurance provider and wondered if anyone out there has come against similar issues. I'm a Type 1 diabetic with the added bonus of having an overactive thyroid. Because I'm on medication etc, I can't get a policy with any of the major players. I'm considering going with Diabetes UK,…
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Car Insurance, Cheaper quote from same company
Hi All, Just a quick FYI. The partner had her car insurance renewal price over the phone today, around £480 with direct-line. In my attempt to bring this price down I looked at the directline web-site and the quote came out at around £320 :confused: We then spoke to Direct-Line who confirmed the details and then applied…
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Jewellery insurance single item £7.5k
Where can I get my engagement ring valued at £7.5k insured? Our Home Contents insurance policy will only cover single items up to the value of £5k ?
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MPPI claim experience
Hey guys, i am about to be made redundant from my full time perm job, i have had MPPI with best insurance for 2 years and would like to know if anyone has had any success with claims like this in the past? thanks for any info Jon
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Travel Insurance USA
Hey guys Im flying to New York on Zoom airlines from the 16th june till the 30th june from London Gatwick, and i have been a bit confused about what kind of travel insurance i should get. I havent been on holiday before so i dont know what im doing! Im not really doing anything specialist while there just general…
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Car insurance query
Hi Folks new to the site obviously Right what my query is i currently drive a 1.4 ford fieta silver 54 plate tottally standard etc value of 5.5k but im quite into modifying cars nothing heavy just the subtle things new alloys and lowering springs but at the moment my insurance is fully comp but im paying around £1100 as a…
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Insurance for gadgets
Hi all, I am looking for insurance that covers gadgets, in particular laptop and mobile and other gadget-type things like SatNavs, all in one so I only pay one premium for this. My home contents insurance covers this at the moment but I am moving soon so I am not sure which is the best way to go with this. All help…
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Neighbour Issue- Who Should Claim?
Evening all, Wonder if anyone can help? I live in a mid terrace and have a neighbour who lives in a rented house, the owner is a friend of hers. 2 years ago, the landlord renovated the property and installed new gutters. Since then, the guttering to the front has leaked on the join between the two properties, I have…
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Avoid Smart People Budget
Mid way through my insurance term I changed my car in February from a top of the market Golf 2.8 litre to a base model Hyundai 1.1 and these guys actually increased the premium, and added a further £25 admin fee into the bargain! Their excuse at the time was that it was a newer car. I recently carried out a price…