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Motorcycle Insurance
Basically I took out my policy nearly 6 months ago and paid for it in full. I have sold the bike and phoned up my insured to cancel the policy. The woman calculated it and said I would only get 20% back and by the time they took off the cancelation fee I would be due to PAY THEM £15. I said ok but in that case I would be…
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Employers Liability Insurance
Hi - we have our own business and are about to take on our first employee this summer. However, I have just been told we need employers' liability insurance. Can anyone recommend a good place to search costs on this / compare policies? It's for a software comoany, and the person would just be doing sales and marketing.…
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malicious damage and No claim bonus
Hi, someone smashed two windows from my car which my insurance replaced. as I'm trying to renew my policy they informed me that my no claim bonus is gone, even though this was obviously not my fault. Is this true? Thanks
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Insurance after MOT failure
My car has just failed it's MOT (old MOT is valid until 10th May). As far as insurance is concerned 1) Can I drive it home? 2) If I get an appointment at a garage (currently trying) can I drive it there? The issue is not a safety concern as it's to do with the rear seatbelt and I won't be carrying any pasengers. Or do I…
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Contents and Buildings insurance always together!!!
i am trying to get a quote for contents insurance via quidco lloyds tsb quidco says; £50for buildings insurance£50for contents insurance£120for home insurance (buildings and contents) however…
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Halifax Home Insurance - broken laptop - what will I need to send them?
Will I need to send them a receipt for my broken laptop? Every time I've asked one of their customer advisors they've not given me a straight answer as I have to wait to speak to a proper claims person...so I was just wondering if I need to start digging out the receipt? Also what are they like fixing/replacing goods in…
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Require advice on how to deal with Insurance Biggie
hi all, hope someone can give me some advice on how to tackle the following: ok, so about 2wks ago, i spotted a leak through my kitchen, came through the wood panelling and onto the worktop...plastering, brickwork and wooden beam were absolutely drenched. i removed the panelling, and some had to break through a small…
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Vehicle write off - ins co not willing to pay
:mad: Just wondered if anyone could advise me? My horsebox has been written off, a neighbour's tree fell on the roof & caused some damage. I had a quote for repair, but when the engineer came to do the work, he found the sides of the vehicle wouldn't take the rivets as they were not sound enough. The ins co only want to…
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Car Insurance Renewal Time Again!
My car insurance is up for renewal again next month and I find it so infuriating! I've used all the advice given in Martin's guide on the website and entered my details into all the price comparison websites. I started doing this a few weeks ago, and got a best price of £454 with Elephant, which I thought was OK and about…
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TESCO INSURANCE....not payin up...
Hello: I have had some house insurance from the above lot....ok I am not a whizz on the computer but thought hey I will go on line...so after paying and having their insurance on 1.8.07. We had a laptop claim after being on a trip abroad where it was broken. Having looked at the details we did not tick the box that we had…
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Good private health insurance company
Hi, My husband is self employed and as we are on a tight budget we have in place an income protection plan. I now realise that this was not the best thing to do as he has an injury and we need to pay to go privately. As the NHS would take too long and he would lose his customers. As i can only really afford one or the…
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Raised premiums for unsuccessful claim
We live in the midlands and after the earth quake tremours recently, we found that one of our garage support pillars had split in half. We called our insurers. They raised our premiums from £27 to £36 immediately, before they even made a decision about the claim, and they have now turned it down, keeping our premiums on…
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Slipped/Missing Tiles.
Over the past few months we have experienced strong winds here in the east midlands. I was in my neighbours back garden and took the opportunity to have a look at my roof from that angle. I have noticed few slipped tiles. Don't know how long it has been like that but there is no damp/wet spots inside the house upstairs. I…
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Self Employed: Insurance recommendations
Hi all, I am (as is obvious from the post count) a noob on this forum. I have had a search around the forums & the main site but seem unable to find what I'm looking for, so here goes: Background- I am a self employed plumber / gas fitter. I am 40 (nearly) I am married with 1 child (trying for another) I have a mortgage of…
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Van Hire Insurance
Hello I need to hire a van this weekend, can anyone advise what level of cover I need. I am hiring it to move furniture and valuables from a house clearance. The driver to be insured has been driving for 10 years with a clean licence. Thanks in advance for your help Fishhawks
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should I make a claim?
The rendering at the back of my house, above the bathroom window has become loose and flakie and the brick work underneath appears to have seen better days. This is probably due to weather damage. The loose render is also effecting the iside of the walls too. The inside plaster is starting to crack, so the damp must be…
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Insurance on second house
My father left me his house in his will, but my stepmother has a life time interest in it. However she is now in a nursing home, and cannot return to live in my fathers house. I want to insurance this house, which is unoccuppied. Im having trouble doing this, as most insurers will not insure an unoccuppied house. I have…
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travel insurance what can be claimed
hi, i am on holiday and plane has been delayed for 24 hours, so my train tickets to get home are no longer valid. Someone mentioned there are european laws that there is large compensation. I have standard travel insurance with First choice that I took with holiday in travel agent.
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Smoker/non-smoker mortgage assurance
Hi, I haven't posted for a while, so hope i'm doing this right. I need some information about Mortgage decreasing term assurance. I have seen on this website that after a year of non-smoking you are classed as a non-smoker for insurance. So I rang my insurance company legal and general as my Husband gave up actually…
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Life Insurance for Bodyguard when home on leave
Hi, im in a bit of a pickle. My husband is a Close Protection Officer abroad and his works insurance covers him for when he at work but we cannot find insurance for when he is home (90 days per year). The main problem is he may get knocked down or become terminally ill for example so he is unable to go back to work but we…