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Bit of advice?!
Hi All, I'm about to get a loan and the bank has offered me PPI for an extra £50 a month which will cover sickness and accident. I already have life and critical illness cover. I looked on this site and went onto Ant Insurance as recommended by Martin. Gave them a call...and seeing as I'm a civil slave (ahem! - I mean…
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Advice pls - unsure what cover needed: life ins, personal accident, income protection
Hello I'm a little confused and would be very grateful if someone could offer some advice. My husband recently went self employed as a plasterer and we are trying to get things in order in terms of insurance cover for income protection, accidents, illness etc. There seem to be so many types of cover - and all quite…
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has anyone heard of 'hospital plan' health insurance?
i have been paying £4.95 per month to this company for years but am finding it hard to trace who they are exactly and what my benefits are! thanks everyone in advance...any clues will be much appreciated!
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health insurance but got breast cancer
hi i am looking for private health insurance but i have breast cancer. i know there are companies somewhere that would insure you but exclude bc, does anyone know who they are. basucally i want a private bed not have to go on a ward................thanks
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Appalling service from insurer's preferred garage - what are my rights??
Hi there About six weeks ago I was involved in a minor prang. My insurance company has an authorised repair centre in my area and booked my car in. It took a week for the centre to pick my car up, and I have been waiting five weeks for my car to be returned. I've just had the most appalling service from the garage -…
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Quinn Insurance
My son (17) took out a policy with Quinn just over 2 weeks ago. He has decided to cancel the policy as he has found out that when he passes his test his premium will jump from £900 to £2400. He has sold his car as well. My question is 2 fold:- Under current consumer legislation is there a 21 day cooling off period? The…
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Do car insurrance compaines payout with informing you?
sounds a little strange. I recieved my renewal letter for my car post office insurrance and noticed it was twice the amount i was paying. i called them to find out why and i was informed a cliam was made against me last year. i did report an accident last year as i nudged the car in front of me at a round about, however i…
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UK Travel Insurance
Have been looking for Travel Insurance for Travel in UK ONLY. I need travel, tickets (British GP Grandstand) and accommodation cover for two weeks in July. Can't find any that don't include thousands and thousands of pounds medical and repatriation insurance which we obviously don't need! There will be 6 adults travelling.…
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Cashback on Car Insurance Question
Following on from a previous post on another thread: http://forums.moneysavingexpert.com/showthread.html?t=877469 I'm currently insured with More Than, the renewal quote they sent me was about £80 higher than last year (I've had no claims or incidents). I've been online and can get a quote from More Than which comes out…
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Car Insurance for someone with 0 no claims and 6 points
Hiya I was wondering what is the cheapest place to get car insurance for someone with 6 points for (N110 offence) and an accident I had two years ago? Im 23 yrs old and even with my dads name on the policy the cheapest quote i have been able to find is £1428....im not sure the car is even worth this much, as I drive a…
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Mortgage Payment Protection Question
I have been looking for some PPI for our monthy mortgage payments to cover death, sickness and unemployment. the cheapest quote i have found is approx £13 PCM. When getting a quote i was not asked if it was to cover both my partner and I. * Do we have to have seperate PPI each? OR* Does one policy cover the mortgage…
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Mobile phone insurance
Can anyone reccomend a company for mobile phone insurance. I want to cover 4 mobiles. Thanks.
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How much life insurance is enough
Can someone please advise how much life insurance we need. Our house is worth approx 160k, with 96k mortgage outstanding, when we took out the mortgage, we also took out decreasing life insurance, to cover the mortgage, it costs £40 per month. We were happy this was all we needed because if one of us died the other could…
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Value of 40 year old ring
I am most upset as I have lost the diamond out of my diamond engagement ring which is 40 years old. It cost £40, 40 years ago and wondered if anyone had any idea what it would cost now. I don't know as yet how the insurance company will value it but I want to be sure I don't get ripped off. Thank you
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Life Assurance Query
Hi, me and my oh are looking to get life insurance. I went though all the links from the home page of MSE but stuggled when filling out the online quote forms. We want to get it rights so do you suggest we get a financial advisor? And if so how much do these cost? Or is there a simple life assurance website we could use?…
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Points not delcared on insurance!
In November i had a accident it was not my fault someone ran over a break drum from a lorry in the road and tore the sump off his car, the oil then leaked out all over the road and i went over it and flew into the barrier at 60-65mph, i got home and started to get the insurance sorted, it was then i relised i had 3 points…
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Home Insurance Boo boo
Hi all, new to this but wondered if any of you had any advice regarding a situation my other half has found himself in. He has been notified that he has been paying for a house insurance policy since 2003 and he hasn't lived in the property since then. He has spoken to the insurance company and they are "looking into it"…
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Travel Insurance
Hi Folks, I was wondering if any of you guys could give me some advise. My partner and i and two friends are going on a carribbean cruise in February 09 and need travel insurance. Has anyone any idea on where is the best place to look and what kind of insurance we should go for, ie Annual, single trip. Thanks for any…
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System failure - Churchill
Attempted to buy home insurance with Churchill this afternoon and haven't had a confirmation e-mail. At the end of the process when I could register passwords to access my account, it came up with "system failure". This was after the payment and a security check with my bank. The phone lines closed at 9 so I can't speak to…
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Insurance and Leaks from Flat Above
I wonder if anyone can offer advice about my situation. We own a tenement flat, and over the last two years our upstairs neighbour has leaked into our flat 5 times. Some of these were fairly minor leaks, but the last one resulted in us claiming on our insurance to have the whole ceiling replaced in one room and the room…