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Insurance Premium Tax
I have recently added a couple of new items to my existing Hme contents Ins. Policy. Can anyone tell me if the Ins. Premium Tax is compulsory. I seem to have had it added to my amended Policy- amount £31 80. Regards philrix:confused:
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Car Insurance claim when abroad
In April while on Holiday in Denmark, my car was hit by a car trailer while it was outside on the driveway of the place I was staying. The car trailer was owned by one of the neighbourts who was taking it attached to the rear of his vehicle somewhere. He had failed to attach it properly causing it to spin off the car and…
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For those who have OWN OCCUPATION insurance
Critical Illness Cover - What Is Own Occupation Anyway? A friends' employment was terminated a while ago after they were diagnosed with Osteoarthritis in both knees. This person had worked as a Manager for a large supermarket chain and after a year's sick leave they said they could not make adjustments to the work place to…
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Will my policy pay out?
I have a critical illness policy with norwich union and my doctor has semi diagnosed me with fibromyalgia. If diagnosis is correct, should my policy pay out?
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Morality of Insurance Companies?
I am sure I am not alone in being very concerned at the growing list of exceptions and exclusions in the fine print of insurance policies. I acknowledge that the companies must take steps to ensure that policyholders do not gain from claiming under a policy, but surely the basic premise is that companies were paid to cover…
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No Claims Bonus is it all gone?
I have Commercial insurance for my van & two weeks before renewal I've had an accident. It was a 50/50 accident, (single track lane, we ran into each other on a blind corner). It's all been sorted and repaired as I was fully comp. I was just about to enter 4 years of no claims but have been told this has all gone as it…
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Learning to drive....insurance?
Hello,kinda a strange question really! I have just started learning to drive with a reputable driving school in my area which is registerd with the DSA and aparently has full insurance. Me being the paranoid type wants to know.....if for some reason I crashed the car would I have to pay anything? I was told im insured to…
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Homeserve insurance
I want to take out a Homeserve plumbing insurance. It does say emergency cover but I just want to know whether the insurance will cover non emergency call out such as toilet leak? Thanks
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travel insurance to canada
I am trying to purchase reasonable travel insurance for my grandson( who is 18 in September) for a 3 week holiday in Canada to visiting my son. The sites on the web I have tried have resulted in problems with his age ( MUST BE ACCOMPANIED BY AN ADULT IF UNDER 18 YEARS OF AGE!!!!) Any suggestions for a reliable provider…
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Home insurance (building/contents) - Credit argeement
Hi All I got a query. I got my house insurance (Building & contents) with same insurance company. In Feb 2007, I took the quote and paid monthly on a credit agreement. In Feb 2008 they wrote to me and re-quoted the same, so didn't contact them and just kept it going. However now after searching a few days ago, I obtained a…
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direct line - sheilas wheels
i've just renewed my house insurance from direct line to sheilas wheels via confused .com , has saved me over half of renewal from direct line , even after i phoned them and asked if they could better it they still didn't even come within £50 of S/W as i;ve been with them for quite a few years now plus i insure my van and…
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Do we need life insurance?
My partner and I have never had life insurance/assurance nor mortgage life assurance and I'm wondering if anyone knows whether we need it or not. :rolleyes: We are married, aged 26 and 28, and have a mortgage of £45,000 which we're hoping to pay off within 5 years. If I died then I know my partner's family would help out…
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Does suspending car insurance affect NCD?
Hi, On 22nd November 2007 I took out car insurance with Prudential (unbelievably cheap and recommended!). I will very shortly be leaving the country for over a year. I put my car for sale on eBay and on 21st June called to suspend my car insurance (So 5 months remaining, 1 month of fees, 4 months refunded!). I chose not to…
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'hidden from view clause'
Hi I wondered if anyone can help me... My ipod was stolen from under the seat in my car. It was a forced entry and the window was smashed - but on calling Tesco home insurance they rudely told me that it is not covered because it was not in a locked glove compartment or boot. The insurance policy only states that it has to…
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Car Accident - Insurance - Who's fault??
Hi, hope somebody can help put my mind at ease ... Recently I was involved in a colision: I was parked at the side of a road, I checked mirrors indicated checked mirrors again - there was nothing there so I pulled out, whilst doing so I looked again in the mirror - a scooter type bike appeared in the drivers wing mirror (I…
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car insurance claim
hi Does anyone know how long a solicitors / insurance company have to deal with a claim? a coach cut me up on a laned roundabout slamming me in to the roundabout and taking off the bumper/headlights off my car but they are claiming it was my fault? this happened in Nov last year and after calling every 2 weeks for the past…
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Help...please! Re: Home insurance for rubber roof
Hi all Theres loads of posts on here incorporating rubber roof's and extensions which have been really helpful, but what i need to know is which insurers provide cover for houses with extensions that have rubber roofs? Just had a near argument with the rooofer as i explained rubber roofing is a non-standard construction…
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Mortgage protection opinion!!!
I took out a redundancy protection cover, the policy start date was 1/04/08. Now the question i have is this. The policy has a 90 day exclusion period for any notice of redundancy. The policy wording is 90 days AFTER the policy start date. I have been told we are getting a notice of redundancy letter on 30/6/08. So am i…
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Car Insurance - Legal Cover and Keep Motoring Policy
I have just renewed my car insurance. Fully comprehensive. Is it necessary to have legal cover or is this just a waste of additional premiums. Also my insurer, Kwik Fit is offering a Keep Motoring Policy. Provides you wil car hire for 14 days if your care is undriveable, declared a total loss of stolen and not found. Cost…
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Cost of the Different Types of Whole of Life
Could someone please let me know the relative cost of non profit, with profit and low cost AND why. (I'm assuming low cost is least expensive but would like to be certain). (By the way I know term insurance is cheaper and suitable for most needs but I need to know a bit about whole of life) Many thanks.