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Public Liability Insurance
I'm trying to find a site that will give me a quote for Public Liability Insurance without giving out the very information that preceeds piles of junk both soft and hard. Has anyone here found a way of extracting on-line quotes while maintaining annonimity. The information required in each quote is the usual; Post code,…
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to claim or not to claim?
Hi all, looking for bit of helpful advice. Just recently me and my husband were of shopping and had been parked on the road in a bay. When we came back to the car there was a huge dent and white paint, scratches along the passengers side which was on the road side. it seems someone had tried to parallel park behind us and…
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300 quid or 500 quid voluntary excess?
I have two choices 500 quid voluntary excess and pay 568 quid for my insurance or 300 quid voluntary excess and pay 632 quid (ie 64 quid more) I am unlikely to claim as I only have 1 years no claim and want to build up my no claims so is it worth taking a risk and paying 64 quid less but saving 200 quid in the unlikelihood…
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Whiplash Claim £1750 offered - do I accept?
In March I was a passenger in a freinds car which got shunted from behind whilst at a standstill at the roundabout. The other driver has admitted liability and originally offered £1000. They have now increased this to £1750 for a full & final settlement on condition that I DON'T have the medical exam. When I went to the…
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Prudential With Profit Endowment Policy
Hello all, Can anyone please advise me how well or other the above products are performing? When I phoned the Pru they said they were earning between 4-8% Which isn't a great deal of help if I want to know whether I need to top them up to ensure I don't have a short fall when my mortgage finishes in 2011 Many thanks in…
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Unemployment Insurance Help
Hello guys, could somebody point me in the right direction of an Insurance company that will cover all of my credit/debt repayments with one monthly payment, this is what I am looking for: 1. The policy will cover me from day one i.e. no 120 day exclusion from claiming so if I buy the policy tomorrow I could claim the day…
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Annual travel insurance. Who to claim from?
My dilemma. I buy annual travel insurance for the family. My provider changes every year based on the best quote. My insurance runs from early August to early August. We have our summer holidays in mid August. I have usually paid fully for the holiday by June. If I have to cancel let's say in July due to illness, do I…
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Unhappy Budget insurance have taken £450 from my account
My husband took out a policy with budget insurance in March this year and added our son (20) as a named driver. A week later our son had an accident on his way back home from the shop. No other vehicles were involved but the insurers wrote the car off. They have now paid out for the car and deducted £550 as it was my son…
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Student House insurance
Hi all, I am trying to set up cover for myself next year. I am moving into private accomodation with 3 other friends but we are taking cover out individually. What should i look to cover in my form? what i own or just the things in my room? how much would i be looking to pay if i want to cover a computer as well, so that i…
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Insuring phones bought second hand
What is the best way to insure an iPhone if I bought it off e-bay? All the insurers I looked at say you can't have bought it off an aucton. The only way I have found so far would be to upgrade my bank account to a Barclays Additions account and then pay £14 but that seems expensive. Thanks!
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Income Insurance but bad credit rating???
Hi Everyone I am entering a self managed DMP to repay my unsecured loan and credit cards. All of these have their own individual PPI premiums which work out to be quite expensive. What I would like to do is cancel them all and take out income insurance instead as I am sure this would work out a lot cheaper and enable me to…
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Travel insurance with cashback - strange
I was looking for an annual travel insurance policy, and did my money supermarket search. The best came from Direct Travel, and because I'd heard well about them, I decided for that. Since I'm a member of the TopCashback site, I decided to check if I could then get some cashback from it, and yay, Direct Travel was a…
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Car written off. Now what?
Hi there, I was involved in a car accident in April and liability was accepted by the third party. My insurance company declared the car a total loss and offered me a settlement figure which I accepted. They then wrote to me asking me to send them the whole V5C certificate and all MOT/service history documents. I phoned to…
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Advice on recent TV claim
Hi guys Just wanted to get some advice on a current claim. I bought a plasma TV from a mate (who had it for 4 months but never even got round to mounting it and is now leaving the country with work). It's a 65 inch panasonic and I agreed to buy it for what was originally paid (£7,000) as my friend did a lot of work on my…
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Insurance Premium Tax
I have recently added a couple of new items to my existing Hme contents Ins. Policy. Can anyone tell me if the Ins. Premium Tax is compulsory. I seem to have had it added to my amended Policy- amount £31 80. Regards philrix:confused:
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Car Insurance claim when abroad
In April while on Holiday in Denmark, my car was hit by a car trailer while it was outside on the driveway of the place I was staying. The car trailer was owned by one of the neighbourts who was taking it attached to the rear of his vehicle somewhere. He had failed to attach it properly causing it to spin off the car and…
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For those who have OWN OCCUPATION insurance
Critical Illness Cover - What Is Own Occupation Anyway? A friends' employment was terminated a while ago after they were diagnosed with Osteoarthritis in both knees. This person had worked as a Manager for a large supermarket chain and after a year's sick leave they said they could not make adjustments to the work place to…
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Will my policy pay out?
I have a critical illness policy with norwich union and my doctor has semi diagnosed me with fibromyalgia. If diagnosis is correct, should my policy pay out?
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Morality of Insurance Companies?
I am sure I am not alone in being very concerned at the growing list of exceptions and exclusions in the fine print of insurance policies. I acknowledge that the companies must take steps to ensure that policyholders do not gain from claiming under a policy, but surely the basic premise is that companies were paid to cover…
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No Claims Bonus is it all gone?
I have Commercial insurance for my van & two weeks before renewal I've had an accident. It was a 50/50 accident, (single track lane, we ran into each other on a blind corner). It's all been sorted and repaired as I was fully comp. I was just about to enter 4 years of no claims but have been told this has all gone as it…