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Saving, and I love it!
Hi everyone :) So my current situation is, I have graduated from Uni with a Law degree, and have just started a job in a bank. I want to save as much as I can, partially because whenever I am ready to buy my own house I want to have as big a deposit as I can, rather than a giant mortgage, and because having seen first hand…
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My Savings Diary
Started this thread to try and motivate me; Current position 24, Living at home with parents, looking to save towards a house deposit! Hopefully...save 10k by the end of next year! I have no willpower when it comes to saving, known to randomly spend £20+ on my lunch times in Asda on random things...have decided now is the…
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£79.98 a month saved in just 2 phone calls.
Cancelled Vodafone £25 a month contract * 3 and took out 3 * £9.90 Three monthly Sim only Saving = £45.30 a month BT Phone = £20.60 a month BE Broadband £14.08 a month Called BE to cancel broadband (was going to go with Plusnet @ £2.75 a month) but as they're owned by Sky now, they offered me a ridiculous offer - Free Line…
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So disappointed with Sainsbury's
Regarding the great Antoine De Clevecy Champagne offer mentioned on this site. Having never made an order with Sainsbury's before I thought this a truly superb deal. Without delay I quickly placed my order on the 31st of October. Everything went smoothly and I added a £2 jar of drinking chocolate and selected a delivery…
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Nikadi's Saving Diary
I wasn't really too sure whether to start this or not, but I need a running commentary of where my savings are going! I'm 24, work as a nanny part time and have limited earning capabilities due to health issues so I need to utilise what I can earn well! I was made redundant from one of my positions a few weeks ago and that…
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Changing my ways - Savings Diary
Hellooo Everyone! Well, here it goes. Its time I grew up and began to save so I can finally get a place of my own! I'm 24, and currently live with my Mum and step Dad. I'm single and have a good job so just looking for a flat. I considered renting as I'm desprate to get out the house and stand on my own 2 feet, however I…
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Horlicks at Tescos
Wife asked me to pick up a Horlicks refill today because "it was cheaper than buying the tub". At least that's what she thought. Turned out that if you buy a refill in a bag (400g) it works out at 79.7 per 100g but if you buy the tub (500g) it is roughly 10p cheaper per 100g. Nice one Tesco. Change the weights and charge…
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Sainsburys new customer vouchers
I followed Martins tips to buy from Sainsburys as a new customer. He advised that new customer vouchers are given and I downloaded one, and that these work on deliveries up to Saturday 2-11-13, but Sainsburys order site closed them as of deliveries Friday 1-11-13. There is nowhere on Sainsburys site to contact them by…
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Matt's money saving plan 2013 and beyond
In a nutshell, despite leaving a lowly paid part time supermarket checkout job for a better paid full time job in April 2012, there was a problem. The supermarket was a short walk away whereas the new workplace was over the other side of the city and I would have to use my car to get to it. The cost of diesel went from…
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Those ends must keep meeting
I've been planning to start a spending/savings diary for a while as my ability to earn has been severely curtailed through poor health and I have taken my pension early. I don't get benefits of any description. I have some money in a savings account and can't think of anything I particularly need to buy. This hasn't…
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How do you celebrate meeting your saving goals?
Nearing the 40k and wondering how to celebrate come February. So! Do you splash out when you reach a saving goal or do so money saving style?
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Life Starts Again - wedding-house-business expansion
Hi, After recently going through a major financial disaster and coming out the other side now, myself and OH are looking forward. We are getting married in may 15 and want to save £20k. We would like to buy a house so want to save the deposit apx £20k And we would like to expand OH business £20k apx We have managed to save…
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Drip feed saving technique
Hi, I saw on the website a technique to collect more interest from your saving and would like to know if this only work with large or little lump saving. At the moment I am saving for a certain amount, but have as start of £2000 and can only pay £300pmd. I can only save £3.600pr year in my first direct regular saving…
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Saving for a house deposit
Hello everyone I've been following these threads for a while but haven't posted much - I've been getting rid of some irksome credit card debt. Now it's gone, I want to concentrate on saving for a house deposit, I'm so desperate to get on the property ladder now! I'm aiming for about £15000-20000 in savings, and have a…
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Lemon zest - healthy eating
On the internet .... I came across people drinking lemon juice each morning. I came across Bergamo oranges (a sort of hybrid said to be extending life in southern Italy). I came across anti-carcanogenic claims for Bergamo oranges. I came across earl grey tea which uses Bergamo oranges. I came across counter claims re…
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The Great 'Night-shift savings' Hunt
The Great 'night-shift savings' Hunt Night-shifters, do you find MoneySaving different to day-time workers? We want to tap your collective knowledge to find out how night owls bag bargains. Click 'reply' below to discuss. If you haven’t already, join the forum to reply. If you aren't sure how it all works, watch our New to…
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MSE Blog: My year of saving over £1,000
Hi all, this is a thread to discuss the MSE blog: My year of saving over £1,000 "I thought I was a good MoneySaver before joining MoneySavingExpert.com.... Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Saving for my wedding!
Hello, newbie here :) I am getting married this Sept and my OH and I have/been saving since Jan 2011 for it. I thought what we were saving was spot on, but despite my best intentions of having a detailed budget I did some number crunching last week now that I have accurate figures for certain things and I have…
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Ladylucks family OS journey!
Since joining the forum in July I've been lurking in OS quite a bit! It's something's that has always appealed to me but moreso now I have a family. You're a lovely bunch in here so I think I will make this my forumy home :D Here's our story, why I'm here and basically a little journal really. Can I put that in here? Hi,…
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Better late than never....... Saving starts now !!
Hi I am a newbie to the site and at 44 yrs old am hopeless with money - decided to start cutting bk this week to hopefully save for my first ever holiday abroad next year...... Anyway I had £25.00 to spend on some sunglasses this week and have managed to put that as my first deposit into my savings tin..... Found a voucher…
