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MSE Rabid Readers: reading and discussion club
During the last several days the idea to start a reading and discussion club on the MSE forum emerged. This was precipitated by the publication of the BBC list of the 100 most popular books and genuine interest in reading. And here is a brand new tread to host the MSE reading and discussion club. I would propose as a first…
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Mr B's - Debt Free by 30 Challange
Welcome to what i hope is going to be a successful challenge which will no doubt have it's humorous and frustrating moments. I've tried to become debt free in the past and never stuck to it so i'm hoping that by starting a blog.....it'll give me the extra boost i need to give it a proper go. About Me Well, I've just turned…
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Doing it alone (well with a little help).
Has anyone else taken the step of moving in with their parents to clear their debt and/or save up for a house/flat deposit? How do you cope with your loss of freedom? I am currently debating with myself about skipping the house deposit and security of owning my own place for a life of renting and paying someone else's…
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Taking the plunge
Reading some of these diaries has stopped me sinking in to dispair and Ive decided to start my own as I think it will give me much more of an incentive to get back on track! I only turned 23 last week and seem to be one of the youngest on the board and most of my debt has come from being very naive! Basically it all…
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Losing Laura's Loan
I have a personal loan which stands at just over £3000 at present with payments being made each month. Have decided to try and get a overpayment plan together as i have some spare cash each month and see if I can bring forward the loan free date . *updated to add after a few busy months spending wise I have £100 in savings…
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£4,000 in 9 months?
Hello everyone, I'm posting today after receiving my credit card statement which has JUST tipped over to £4,000. It always looked so much less as £3,***. I am planning to go back to university for a year next year and as i see it I have 9 months to clear my credit card. I am about to start a new job (giving up a previous…
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Maisiemogs Debt Free Diary
We're now on a journey to be totally debt free for the first time ever in our marriage!!! The plan is to be completely free of debt by the summer holidays. At the moment we owe £5557. I am paying £307 off a debt this evening so by the end of today we will be down to £5250. I hope that by the end of the year we can be at…
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Learning to love the simple life my way xxx
Hi everyone, I have been a 'lurker' on this forum for quite a while now and have found it helpful,inspiring and entertaining. I had often thought that it would be so so helpful to me to keep a diary on here but was worried it would be boring and who would want to read it. But then got over myself and realised that the…
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£3,337.97 is the Magic Number!
Hello all I've decided to start a thread to help keep me focussed on finally get rid of our credit card debt, so here, in a nutshell, is my story: Approx 7-8 years ago, my OH decided he wanted a motorbike so we opened a credit card account and bought one - and since then we've not once been debt free, even though he sold…
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My Story
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The Memorygirl Matrix
Welcome to the brand new Memorygirl thread - The Memorygirl Matrix Quick update to get you up to speed and hopefully you will want to jump in and play along. The last thread is here: http://forums.moneysavingexpert.com/showthread.php?t=2445739 But be warned, at nearly 5000 posts it will take some reading. The original…
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10 months and counting!!
Having forgot my old password I decided to set myself up with a new username and have a fresh start! So here it is new diary and new focus! A bit of background: I'm a married mum, currently working 2 or 3 days a week. I've just found out that there are going to be redundancies at work and a complete staff restructure.…
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Arnoldrimmers debt diary
I will begin my debt diary without a realistic prospect of ever being debt free but to give me a chance to focus and if anyone can suggest anything it will be appreciated, or needs help getting to sleep they could read it all. I owe roughly £25,000 and all but one has now defaulted. I'm not sure of the total figures and…
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Could really use a wish right now, to go back to a time simpler than this......
Well I have been around here for almost a week now and thought it was about time I started on my 'own' diary. I am afraid to say that I am not the most interesting of people so I dont mind if you don't read on. I don't know what to write really to get started so will go with a bit of background. I am 27yrs old and as you…
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Stupidboy's Debt Free Diary
D-Day, Judgement Day, Step 1....whatever you want to call it this is the day when I have to take stock, which I have done - and face up to the fact I am in serious debt. How serious? I guess very, but for a long while I have buried my head in the sand and thought I'm ok, I can survive, I will manage. I have visited here…
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my debt free diary :)
Ok so this is my debt free diary, having had my LBM last month i am finally doing something about this horrible debt! I dont think anyone will be interested in what i have to say, but im going to write on here everyday to keep myself motivated. the big bad debts are as follows: virgin credit card £35 22% apr (i have just…
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have you see this Disney Deal
Just wanted to make sure people with children over here saw this deal, about going to Disney cheap. Really wish I was in the UK now! http://www.moneysavingexpert.com/deals/cheap-disneyland-tickets cheers chev
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SuzySu's struggles and successes
Well I've been meaning to do this for some time. I read other people's diaries and am full of admiration for the time, energy, motivation, determination and honesty that is poured into them. It is so inspiring and humbling to learn how other people manage; some have family support, others have none and have to 'go it…
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littlepink's everything diary!
So this is going to be my spending, payments, overpayments..pretty much everything diary! So how things stand today are: New Look Card: £98.27 Dorothy Perkins Card: £201.01 Topshop Card: £186.44 Very: £2190.95 Kays: £163.56 Credit Card: £196.80 Old Student Overdraft: £898.97 Overdraft on other account: £200 Total: £4136.10…
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funding a wannabe superstar
hi everyone my 14 yr old is hoping to be a tour golfer this will hopefully be a diary of what he does but mainly of how i fund it! thats the scary bit we have no extra income after the bills are paid and i dont know how i am going to raise the cash i will budget everything on here and then post any income gained from…