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BigTone - The long road ahead!!!!!
Well, My situation can be seen on my signature, this is day 1, 22.01.10 of whats going to be a long haul I think. Plans for the weekend, ebay whatever I can to;* make some money * get rid of clutter I will keep a track of how things are going, most probably on a weekly/monthly basis and then hopefully I should be able to…
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Operation Sort Stuff Out
Hi moneysavers, I've just rejoined MSE after a few months hiatus - the reasons are in the post in Debt Free Wannabe board (as a new user, I'm not allowed to use links). I'm feeling a bit fragile about this, particularly because I was doing so well prior to leaving MSE. But, I've decided that my debt isn't going to go away…
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Exactly like it says on the tin... I hope!
Well where to begin... where alot of the best and worst stories begin... with a man and my lord was he pretty... It was loves young dream, we met, we fell in love, he borrowed my credit card, money, socks and i let him, i didnt care i loved him *rolls eyes* 19 and amazingly naive. Fast forward to the empty house, good…
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I officially need help!
I officially need help! I have been on and off this site for a couple of years now, lurking here and there and well, try and then fail and then fall off the wagon, so much I no longer know where the wagon was headed and I don’t get any better. Over the last few months I have seemed to be a worried soul, not really sure…
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Fliss27 - In this for the long haul
Hi all, have been reading for ages but never got up the courage to post... Anyway, we are in a pickle. £13.5k on credit cards (including £6.5k on BT/MBNA at more than 26% :eek:), £3k overdraft, £10k owed to my Dad. No assets to speak of beyond the house. The car is on HP, £175 pm and we'd have to pay £3k at the end of the…
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This has to be it...
Hello I just posted on another thread about what caused your lightbulb moment and realised that I need to get my thoughts down in writing. So if no-one reads this or finds it boring I dont mind, this diary will be one of the tools to help me on my way to being debt free. And I'm sorry but this post will be lengthy! My…
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£1000 saved in one year...??
I'm reletively new to the whole money saving idea. I'm hooked on the 'old style' moneysaving ideas but that's more to do with feeding my family nutritiously than actually saving money. I have no debt but I have no savings either. My savings account is sat there empty. I want to to start putting it to some use. The only…
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So here's to you, Mrs R....
Phew! Summer hols over, survived another summer - Mrs R thought it was time for her diary to begin...... Ok, so biography: female, early 40s, married yonks, 3 DSs aged 14, 12, 8. Independent schools - uh, oh - money pit. Mostly supportive OH. Busy busy busy life - lots of sport (watching DSs mostly) - football, cricket,…
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Oh No! It's a journey of £38,000 - This time it's personal.... (Now with proper SOA)
Hi all, I think this is what's called the LBM........ Somehow (actually, not "somehow" at all), over the course of the past ten years, I've gathered a load of debt. Over £30,000 worth of debt. If there was a smiley for someone being sick, I'd have used that here. It was manageable, until the day my partners income reduced…
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Drop one thing in 2010
Hi All, I have been looking for similar threads and couldn't locate one. I am wondering if you have similar situations and have decided in 2010 for one year to drop 1 thing. For me it is books. I know it sounds silly but living in a small flat, and bringing the bargain buys from Oxfam have slowly filled my backroom to the…
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Help with my SOA
Hey all, I had ressurected an old diary thread I'd started and posted my SOA, but haven't really had any response. I just wondered if anyone can offer any help or advice? Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household.........…
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Time to change my life - including becoming debt free.
Well its been an eventful month. After several years of mini lightbulb moments, the big one has finally gone off. My entire life needs sorting - social life, health, money, work. The whole lot. 4 weeks ago I split up from my partner (not my choice!). On reflection it was the best thing for us both but it hurt and I miss…
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I'm on the home straight!!
Wow!!! I'm finally out of my yucky debt that I got into at 20!! No more DCAs!!! :D Some weight has been lifted! Now just the silly credit card debt that I got into this last year!!!! Grrrrrr!!! It's been a hard year so far, I'm hoping things improve soon!!! My dad was diagnosed with cancer in Feburary and given 18 months,…
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Winter busters, things to get through winter cheaper
I thought it might be an idea, to put ideas for getting through winter cheaper in one place? Having just survived the winter here, we did much better this year than last, and it saved us over $1000 on our winter months fuel bills. What did we do? Well we remembered to close the curtains before dusk. I used the bread maker…
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Money-saving musings...
Well hello there :wave: I’m trying to keep my head clear and writing it down helps me muchly so here I am starting a diary. Hopefully it’ll help keep me on track and make it easier for me to see my own progress. I’ve currently got about £2.6k on a credit card, which I’m hoping to clear by April next year (at the latest!).…
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My Challenge!!
Right let me tell you a little bit about myself. I am 23 and I am an administrator and PA to an Area manager and earn hardly anything (less than £1000) a month!! I went to University and unlike alot of my friends by mother didnt give me a penny and hard to work pretty hard for everything I had or wanted. I took out a…
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The Ultimate Incentive to have an amazing 2010.
Wow, already onto my 5th diary. Doesn't time fly when you're clearing debt. Diary 1: The Ultimate Incentive to get debt free, can I do it by New Years? How I cleared £16,456 of debt in 250 days (£65.82 that works out at!), leading to my DFD of the 24th April 2009. My Ultimate Incentive to clear the debt was that my…
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Elfen and the Money Frog
Right, well. After not doing as well as I thought, I decided to open a new, improved diary. The title comes from the Chines shop I went in, and the little money frog I bought inside, who now sits on the shelves with a coin in his mouth....much like the one in the picture.... Me and the money frog have decided it is time I…
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A Day in the Life of Red!
:jHi and welcome to Reds Diary As you'll see from my user name, I'm fond of a glass or bottle of Red Wine on the odd occasion! I live in a rural area of Northern Ireland, enjoy my job and love to cook. I was lucky enough to find the MSE forum following the accumulation of debts in the region of 38k:eek: Although my debts…
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DFSD's five year plan... and all it brings along the way
After (finally) clearing over £9K of credit card debt and reducing our total debt by nearly 20K over the last 18 months, now seems to be a good time to start a new diary. :) For those who don't know our story, here's a link to the many pages of trials, tribulations and ramblings from the past 18 months:…