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Day 7: 12 Days of Xmas
[FONT="]Which country arrested employees of a soft drink factory for being unable to make soft drink as they couldn’t import the ingredients required? [/FONT]
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New Year starts on a high for property prices
“Although first-time-buyer house prices have remained relatively stable, up just 1.1% in the last month, I expect these to shoot up over the coming months as first-time buyers face fierce competition from buy-to-let investors. “While first-timers may face a tough couple of months, once the stamp duty changes come into…
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Flood areas, wanting to sell below market value
The big effect from flooding getting worse and worse every year? Flood victims want to sell very cheap, way under market value. Could this lead the big correction to property values?
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Building in flooded areas
I doubt if the Estate Agent will be advertising this picture! If we have to build on flood plains why don't they build three storey properties with the bottom floor serving as a double garage? Of course you would still need time to evacuate the cars. Perhaps such designs would signify the property is likely to be flooded,…
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Working conditions so poor...
That people are afraid of calling in sick and go to work ill. 76 ambulances were called to Sports Direct within 2 years. 36 of those calls were for life threatening illnesses. Now, I don't want to make too much of this, as Sports Direct do have thousands of staff, so going to be a far higher chance of needing emergency…
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and the biggest threat to the UK economy in 2016 is...
Brexit and Brexit... Per Bloomberg, it accounts for a whopping 58% of the risk. Still worth it? Sorry, can't get a small section of text to paste on this tablet, but here's the hyperlink... http://www.bloomberg.com/news/articles/2015-12-23/-brexit-and-brexit-the-biggest-risks-to-u-k-economy-in-2016
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Day 6: 12 Days of Xmas (It's Grim in Space)
[FONT="]How much revenue did Nomura, a Japanese broker-dealer, estimate Disney would earn in revenues (not profits) from the new Star Wars movie? [/FONT]
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Buying in an area being regenerated?
I was just interested people's thoughts of buying in an area that is being regenerated. We are looking to move and one possible area is currently undergoing a £70m revamp of it's centre. There's a shopping area with cafes, cinema and the like being planned. Is £70m significant? I've never visited this place but it sits…
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Day 5: 12 Days of Xmas (It's Grim Up North)
[FONT="]As of 27th November’s release, what was the average house price in the North East of England?[/FONT]
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Global Financial Crisis - the free course...
Thought this looked interesting. Free course upcoming on Coursera. Leads are former US Treasury Sec, Timothy Geitner; and Prof Andrew Metrick of Yale: https://www.coursera.org/learn/global-financial-crisis Covers some interesting stuff, including LIBOR, Northern Rock, Ireland and Iceland, Shadow Banking, causes of the…
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The Tin Can Millionaire
http://www.arbing.co.uk/millionaire-tramp/ AKA how to gain from compound interest. Of course this is exactly how the Baby Boomers ended up with their squillions: they have, on average, done exactly what Curt did only without eating from bins. If in 40 years of savings you can save £10/day then the chances are high you will…
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The Moral of a BTL.....?
I want to explore the morals of becoming a land lord. Over the past 4 years, by drawing a moderate salary, and taking only a small dividend my Ltd company, has gradually built up a buffer a surplus if you like. This surplus to put in context is basically worth an hour a day of " overtime ", given that my Ltd company is…
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Partner always Ill what would u do if mortgage depends all on u?
Would u move though ur child has good school routine . moving is an additional stress too. Any ideas...thanks!
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Day 4: 12 Days of Xmas
[FONT="]As of 25th November, how much was the average London house price according to the GLA? [/FONT]
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The economics of Christmas
There have been a couple of fun articles in the Wall Street Journal about the economics of Christmas that I've wanted to post for a couple of days. This one looks at the most efficient and least efficient gifts as well as the best and worst gift givers by category:…
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Solar Panel Feed In Tariff - New build house
Evening, I'm hoping someone can please help me. I have bought a new build house and I'm due to complete on 8th January 2016. Houses on the new estate have been been installed with PV Solar Panels and I understand as my sister has them that as well as getting cheaper rates you can get a 'feed in tariff' which is due to…
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Day 1: 12 Days of Xmas Quiz
Which Presidential election loser changed the password to the country’s official Twitter account and refused to hand over the new details? If you use Google to find the answers, Santa will drown a baby elf. What do we think of the format BTW? I'd really appreciate your suggestions.
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Day 2: 12 Days of Xmas Quiz
[FONT="]LIBOR scandal: what is the total notional value of all the derivatives contracts based on LIBOR? [/FONT]
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Another thread on BTL
Heres something a few of the landlords musing around these parts may well like. The premise appears to be that it's not fair, underhand and undemocratic. Lawyers working on the case for the group believe there may be something within human rights or EU law that can put a stop to the changes. The best bit is the person…
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Does an expanding workforce result in a bigger deficit?
This months deficit figures are grim (again): http://www.bbc.co.uk/news/business-35159560 Which got me to thinking - why with record levels of employment and allegedly reduced departmental spending is the deficit not getting better? I suspect their are two culprits: 1) Low inflation in prices and wages meaning less fiscal…