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Debate House Prices

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Debate House Prices & the Economy

More Social Cleansing from Dave
http://www.bbc.co.uk/news/uk-politics-35274783 ie knock down 100 council flats, replace with 150 privately owned / help to buy / shared ownership flats and 20 "affordable housing" rental units accessible via the "poor door" which will then be subject to right to buy in another few years. I don't know how he thinks single…
Nasdaq makes first share trade using blockchain technology
http://www.telegraph.co.uk/finance/markets/12075825/nasdaq-blockchain-share-trade-bitcoin-technology.html Not sure how many techies there are on this forum. This usage does seem like an obvious one for blockchain and probably one of the few I've seen that I could accept as truly useful. I'm suspicious of bitcoin (not…
Why do people resent buy-to-letters so much?
http://www.bbc.com/news/magazine-35110421 An interesting piece I thought.
Of boom and bust
http://www.telegraph.co.uk/finance/economics/12083682/Is-the-whole-theory-of-secular-stagnation-a-hoax.html But at least property speculators got rich.
Bowie Bonds
http://www.theatlantic.com/business/archive/2016/01/david-bowie-bonds-banking/423627/ David Bowie's back catalogue was the first of several, including the Isley Brothers, James Brown and ultimately the mighty EMI's to be securitised. It's worth noting that every penny under the structure of the bond was repaid to investors…
Are you a landlord?
In several threads, I hear the usual suspects stating this board is swamped by landlords. I disagree, but happy to be proven wrong of course. So...let's have a poll. As always, be honest as to not undermine the scientific value :) of this poll. It's anonymous anyway, so no willy waving! :naughty:
Deposit amounts
With the average deposit now being £30k (this is the whole amount of my mortgage just 25 years ago for a 3 bed semi), will the average deposit in 25 years be the current average purchase price again?? have things shot up quickly in this 25 years, or is this typical??
Not a time to be a buy-to-let landlord
http://moneyweek.com/not-a-time-to-be-a-buy-to-let-landlord/ Try to sell now, take the pain or it will be far worse the longer you leave it. Cash strapped governments need an easy target, oh there you greedy LandLords !!!!!!!!!!!
the decline of UK manufacturing
Jim ratcliffe writing in the telegraph. Tablet won't let me copy link for some reason so here's text: Last November, the World Bank released its latest manufacturing data. It showed that UK manufacturing had fallen below 10pc of GDP. For the first time ever, manufacturing accounts for just 9.4pc of output. That’s the…
UK property prices, is this the perfect storm?
https://uk.finance.yahoo.com/news/uk-house-prices-crash-global-141910551.html
Tenants told to ignore BTL evictions
Tenants have been advised to sit tight until they are evicted leaving landlords with hundreds of pounds of legal costs http://www.telegraph.co.uk/news/uknews/12092051/Councils-responding-to-Britains-housing-crisis-by-telling-tenants-to-stay-put-in-buy-to-let-properties-when-landlords-ask-them-to-leave.html I am also…
Planning permission not the hold up to building houses
The LGA has called for builders who fail to quickly build properties on land granted planning permission should face stiff penalties. They state that planning permission is not the hold up and that builders had unimplemented planning permission for 381k plots in 2012-13, 443k plots in 2013-14 and 475k plots in 2014-15. The…
buy-to-let will lose money in 91pc of regions
THE TELEGRAPH Mapped: how buy-to-let will lose money in 91pc of regions by 2021 Buy-to-let is under threat from rising mortgage rates, new regulation and swingeing taxes. By region and city, this shows how quickly property investments could turn sour By Olivia Rudgard…
house price to crash as global asset prices
THE TELEGRAPH UK house price to crash as global asset prices unravel Asset prices around the world are collapsing as the global economy slows and UK housing will not escape By John Ficenec http://www.telegraph.co.uk/finance/property/house-prices/120... House prices have broken free from reality and defied gravity for far…
March budget
Anyone any ideas of what may be coming up ? Pension bombshells ? Universal credit vs tax credits ? What would be your best hope and greatest fear !
Young, Gifted and Broke
http://www.news.com.au/technology/online/social/famous-and-broke-youtube-stars-with-millions-of-fans-say-they-cant-make-rent/news-story/682661552a0616b4686963da73a3db27 Interesting piece. The Boy loves watching You Tube videos and had always assumed that they make fortunes. Apparently not.
Tenants in serious rent arrears rising
The number of tenants falling seriously behind on rent went up by 13.8 per cent between the three months to June and the three months to September, according to figures released this morning. There were 84,200 tenants more than two months behind on their payments between July and September – the most for two years, the…
Monkeys Cannot Own Copyright
http://arstechnica.com/tech-policy/2016/01/judge-says-monkey-cannot-own-copyright-to-famous-selfies/
"How China fooled the world" debt 200% of GDP
Hi all I was surprised to not find a discussion thread about the BBC documentary on the Chinese economy. It is a must see for anybody making decisions about investments.... China has debt 200% of GDP... And rising.... It jumped 15 trillion US dollars in just 5 years..... So now you know how they built so many airports,…
China and UK house proces
Anyone think they have an idea how this Chinese market crash might play out with UK house prices ?

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MSE News

Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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