Debate House Prices

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Debate House Prices & the Economy

EU Specific Negatives
I realise we have enough Brexit threads already but I wanted to have a brief thread on the specific negatives which are making you vote OUT of Europe. But I'm really interested here in being as specific as possible and relating it to your real life daily experience. Could you list just the top three issues along with a…
To take risk or not to take risk
Hi this is more a debate then anything else as there is no clear answer. was wondering what people would do if they were in my situation: I am 33, working in banking and soon will quit the industry. For income im looking to gain new skills and work part time. my current financial situation is as follows: - own property in…
Sovereignty in the Twenty First Century
I heard an interesting exchange between Ms Lambie (independent although quite an interesting history) and A Minister in the Aussie Parliament today that might enlighten those that think that a Brexit will lead to a new Age of Democracy in the UK where MPs can vote for whatever they want. So Ms Lambie presented an amendment…
Which would be more economically beneficial for eng, wales and n.ire:
As per questions:
MSE News: Last chance to register to vote in the May local elections
Anyone planning to vote in the local elections on 5 May must register to do so by midnight tonight...Read the full story: 'Last chance to register to vote in the May local elections' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
Will smaller home ownership lead to more left-wing governments?
I was just thinking that a lot of people vote Conservative solely out of their own personal circumstances (shy Tories?) which usually is to do with their perception that they manage the economy better and so their house price increases and so they feel richer. Maybe not this generation but say a decade or so from now there…
A Quick Thought on Low Interest Rates
As I'm sure you all understand, the value of fixed rate debt (most debt and debt-type obligations such as pensions and health care is fixed rate) is negatively correlated with interest rates. In English that means that as interest rates fall, the value of the debt increases and as interest rates rise the value of the debt…
Cameron Tax Dodger
Anyone else getting rather bored by the media approach to this issue? To anyone who has a shred of financial knowledge this is a non-story, yet the BBC in particular have been banging on about this in a if-smoke-then-fire fashion. But what is he actually supposed to have done? 1. Bought some shares in an investment trust.…
Baffling London BTL economics
A mate of mine has just sold a 3-bedroom flat in west London for £950k to a BTL buyer. The buyer was desperate to complete before April 1st, as this saved him nearly £29,000 in stamp duty. The agents have told my mate that there is no way he’d get £950k for that flat today - more like £875k. All of us - my mate, the agent,…
BOE MPC - Interest Rates remain at 0.5%
At its meeting ending on 4 November 2015, the MPC voted by a majority of 8-1 to maintain Bank Rate at 0.5%. The Committee voted unanimously to maintain the stock of purchased assets financed by the issuance of central bank reserves at £375 billion, and so to reinvest the £6.3 billion of cash flows associated with the…
Consent to let denied - woolwich
Hi all, just wondering if anyone has any advice on my situation. I have lived in my flat for three years, never missed a payment and recently had another baby. This has led to very little space for us all and it's caused massive amounts of stress. We can't get a house yet as my partner has a bad credit rating and it will…
If the planning process was overhauled and more houses built would everything be OK?
I think so. Too much focus IMO on evil landlords , rich kids and those pesky migrants. If the supply side of the equation was fixed through easier planning then costs would drop and everything would be sorted.
millennials-can-you-afford-rental-prices-in-london
http://www.theguardian.com/uk-news/2016/apr/07/millennials-can-you-afford-rental-prices-in-london Seems they need more propaganda fodder. Woman who earns £10-£15k a year finds it impossible to rent in London by herself. Lets forget that she would find it impossible to rent in Birmingham or any of the other cheap areas of…
Buy-to-let Landlords - filling a need or evil capitalists?
I have noticed there is a lot of venom directed towards BTL landlords on this site. I ask myself, why is this? Surely they are fulfilling a need for rented housing at a time when social housing is scarce and in decline? Why the hatred then? Your contribution welcomed. (To declare my interest, I have one BTL property,…
The Next Nail in the Coffin
http://www.telegraph.co.uk/technology/2016/03/27/fears-of-buy-to-let-property-crash-behind-latest-report-into-int/ The Government really doesn't want you to have a mortgage-financed BTL property any more.
Property prices due for a massive correction
After years or stellar returns a correction in the Housing market is long overdue. Property has long been a large part of my Investment Portfolio, but I'm having to rethink my Investment strategy.Recent changes in Stamp duty and Taxarion are going to hurt a lot of people over the next few years.I've now come to the…
Panama Papers
Someone has leaked a whole bunch of documents from the Panamanian law firm Mossack Fonseca to the Sueddeutsche Zeitung (a German newspaper) which has shared them with a number of other news organisations. Quite understandbly, given that there are eleven million documents, so there is a fair amount of ground to cover. The…
How laundered money shapes London’s property market
http://www.ft.com/intl/cms/s/0/f454e3ec-fc02-11e5-b5f5-070dca6d0a0d.html#axzz457r5gVwo It's been clear to me for a long time that London property has been used to launder money and that money laundering rules are simply ignored by pretty much everyone in the property market except the banks. Whether this has a meaningful…
Leaked papers reveal extent of financial scandal
Interesting news I thought it worth sharing.
UK trade deficit worse than expected
How secure is the recovery of the UK economy? Seems as if Europe needs us more than we need them as a trading partner. http://www.bbc.co.uk/news/business-35996400

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