We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Debate House Prices

In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debate House Prices & the Economy

How interest rates affect property values
http://www.investopedia.com/articles/mortgages-real-estate/08/interest-rates-affect-property-values.asp I really struggle to understand why people on this forum are so against this concept. I thought it was pretty much classic economics but instead when I talk about it here I feel like I'm posting some crackpot internet…
Exponentially growing Savings/Capital v Income
If the savings rate is positive, which I think it is (by savings I don't just mean bank accounts I mean all the asset classes) And if there is a positive return on savings which there is or should be longer term. Would there not be an exponential growth in the stock of savings. Yes, right? Then would not those things…
Why no house price "bubble" in Burnley?
If low interest rates are making housing unaffordable for the young people, why hasn't there been a house price bubble in Bolton, Burnley, or Hanley, where interest rates are the same as in London?
No money no problem 100% mortgages are back in attempt to keep bubble inflating
From the telegraph http://youtu.be/_1ebdXPOTKU
House prices 2017/18
Is there anywhere I can look for a graph of house price predictions in 2027/18 - I know we can't see into the future but just to get a perspective.
Property Prices - Essex
Hi all, Have noticed how much prices have increased recently in the M11 corridor Any thoughts on how fast prices may continue to rise? Views?
Should the UK have Tax (and income) transparency
They have it in Norway: http://www.bbc.co.uk/news/business-35936521 Personally I don't see why it should be a secret and of course in terms of stopping tax avoidance and benefits cheating it would be a masterstroke. Note: Public poll
All Aboard!
http://www.cnbc.com/2016/05/11/all-aboard-theres-now-a-kleptocrats-tour-of-londons-luxury-properties.html Enjoy!
Yorkshire & Humber property market
Is it just me, or does anyone else think that property sales and prices are falling in this region (I'm in Hull)? We're waiting to buy but a little hesitant at the moment as house prices in our search bracket (250K - 300K) here seem to be stagnant, maybe even falling. The property we have our eye on is only 5% above it's…
Apocolypse predictions
As facts seem to be thin on the ground with the EU referendum, with both sides obviously telling porkies what are the things that will cause mayhem with the outcome? I've tried to compile a helpful roundup as things are and also added some more that seem equally appropriate, based on probably as much truth as the existing…
I'm Back, quick life update.
Well have been doing what I said I would do, (paying off the mortgage as fast as I could) now the time is upon me. As soon as I made the decision I thought of yourselves. I am selling up and going mortgage free!:beer: The time is now right financially and for the family (moving to area with great secondary school for my…
An Experiment in Basic Income
Finland has started a methodical experiment into a basic income: http://www.vox.com/2015/12/8/9872554/finland-basic-income-experiment It's an interesting idea albeit one that I have my doubts about. The free rider problem is a biggie.
BTL/Second Home Stamp Duty
Just wondering really why the 3% charge was set at £40k rather than closer to £125k. Just in order to raise more tax or another reason?
Bank Bailout Ahoy!
Barclays bring back the 100% mortgage... http://www.thesun.co.uk/sol/homepage/news/7125846/Barclays-shock-bank-to-bring-back-the-100-per-cent-mortgage-to-help-first-time-buyers-get-on-the-property-ladder.html What could possibly go wrong:eek:
Garages, beach huts, woods etc
What's your thoughts ?
Australia cuts interest rates
http://www.bbc.co.uk/news/business-36189247 More boom time ahead for Australian house prices I'm afraid Generali. But remember, this forum says that lower interest rates are better for you because something something monthly affordability something. Remember to not buy so many iPads.
First Time Buyer Deposit - interesting info...
In my email I get from the Money Charity, this month there is this nugget that I thought was interesting: "It would take 37 years for someone on the average salary, saving the average amount per household every year in an average instant access savings account, to afford the average first-time buyer deposit" wow!
100% mort plus 5.5 times from Barclays
With some new twists ... http://www.theguardian.com/business/2016/may/04/barclays-offers-0-percent-deposit-mortgage-to-home-buyers
Maternity rights
http://www.bbc.co.uk/news/uk-36185776 Maybe one of the EU Regulations that Brexit supporters will seek to cancel after the referendum? Soon disappeared off the BBC Home page.
REcession and tools to combat it...
Hi All I'm reading more and more about another recession about to arrive. If this is the case will it be a bigger problem than before since the tool of choice - interest rates, has already been maxed out and can't really go any lower to be of help???

★ ★ ★ Meet your Ambassadors