Debate House Prices

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Debate House Prices & the Economy

Minimum wage
A good thing for hard working families? A transfer of liability for making benefit payments from the tax payer (via taxes) to the tax payer (via increased cost of consumption)? A tool to increase unemployment? An encouragement for more productivity? A travesty of meddling in free market economics?
Crowd funding buy to let houses
Anyone else think this might have serious implications for more up side in the market ? I'm tempted to say it could be quite a game changer, culturally crowd funding In the UK is very popular and lots of people all over the world with saving might see this as a clever bet. I predict the boom of booms (2012- 2024) coming…
The Economics of the !!!!!! Industry: Fair Trade !!!!!!
http://www.theatlantic.com/business/archive/2016/04/pornography-industry-economics-tarrant/476580/ Fair trade !!!!!!, coming to a computer near you!
How to explain Offshore banking to a five year old
http://www.theguardian.com/world/2016/apr/05/how-to-explain-offshore-banking-and-when-it-is-naughty-to-a-5-year-old Brilliant!
Sugar Tax
https://www.youtube.com/watch?v=Q_aMZWv-7FY (SFW) I've been having a bit of a look at the Sugar Tax and its impact should it ever come to be (it is looking highly likely to be subject to a legal challenge under EU competition law). So what is the impact likely to be? At the average not a lot. The average UK household…
Wikileaks Reveals IMF Plan To "Cause A Credit Event In Greece And Destabilize Europe"
In a leaked transcript, IMF staffers are caught on tape suggesting that a threat of an imminent financial catastrophe was needed to force other players into accepting its measures such as cutting Greek pensions and working conditions, or as Bloomberg puts it, "considering a plan to cause a credit event in Greece and…
A salutary time capsule of house price predictions - from 1996
Chuck made a comment in the thread about the ever-receding London top: While that is certainly quite funny, I still think my favourite Usenet poster from 1996, who argued that transaction volumes suggested prices still had further to fall, tops everything in the Couldn't Possibly Have Been More Wrong About House Prices…
UK current account deficit at new high
Still no sign of any improvement. http://www.bbc.co.uk/news/business-35931968
Land Registry for sale.
Yep, the reckless Tories announced today that they intend to sell-off the Land Registry. The Tories have decided that as it pays it's way (by contributing more to the Taxpayer than it costs to run) it must therefore be sold off, were it will then contribute even less to the Taxpayer. Despite all their private education at…
The cost of the minimum wage increase to you
The majority of people on this particular forum do not earn the minimum wage or anything close to it. Myself included. However, there is a significantly-sized view that the minimum wage will increase prices for most by at least as much as the amount of direct increase the workers receive. This thread is therefore for…
Funding Cuts and Usage Decline....Which Comes First?
An interesting pair of articles from the Beeb: http://www.bbc.com/news/uk-england-35707956 http://www.bbc.com/news/uk-england-35788332 The first article discusses the decline in library funding in the UK, the second library use falling (or at least changing). Clearly libraries are about more than just borrowing books but…
Look what the Brexiteers have driven us to!
http://www.independent.co.uk/news/uk/home-news/scotland-and-wales-form-own-country-if-uk-votes-brexit-leave-eu-a6962431.html Donald Trump wants to build a wall....Wales and Scotland will be building a tunnel via the Isle of Man! This country that I love is going to the dogs!
Are you Economically Literate?
http://councilforeconed.org/news-information/economic-literacy-quiz/ I got 19/20 and don't agree with their answer to the one I got wrong (Q16). I put B.
New BTL Mortgage Underwriting Standards
New underwriting standards are going to shake the tree a little. http://www.bankofengland.co.uk/pra/Documents/publications/cp/2016/cp1116.pdf http://www.cityam.com/237681/bank-of-england-clamps-down-on-buy-to-let-market-with-strict-new-rules-for-mortgage-underwriters
Average asking prices pass 300k!!!
http://www.rightmove.co.uk/news/wp-content/uploads/2016/03/Rightmove-House-Price-Index-March-2016-FINAL.pdf
After 15 years, only Bolton buyers have lost money
If you bought a house in Bolton in the last 15 years, you will almost certainly have lost money. Property prices in Bolton have slumped by 9pc over the past 15 years. The second-worst performer was Leicester, where prices in the city centre have risen by 9pc since 2000. Across England and Wales house prices increased 172pc…
Are the Tories going to tear themselves apart?
Are they lucky labour are an even bigger mess? Are they dividing over the middle ground? Will the EU referendum finish them off? Is their majority too slim? Will the uk forever be destabilised by increasingly divided votes and coalition's (even within parties)? How often should one change their bedsheets?
Are you a good citizen?
All the left vs right type debate, evil Tories, evil landlords, darn baby boomers, expensive pensions, selfish migrants etc talk that goes on here I think its safe to say almost everyone has a view about how things should be run in general. We all vote if we want to so have a limited influence on the wider running of the…
Ch-ch-ch-changes
Time to make the change, Ch-ch-chaaaange-e-es. Things change faster than you think when a new technology takes over. http://therationalpessimist.com/2015/03/22/charts-du-jour-21-march-2015-battery-banter/#more-9806
BCR approaching 100%
Here's an interesting post. http://www.housepricecrash.co.uk/forum/index.php?/topic/203556-are-the-shires-crashing/?p=1102903793 There are the usual HPC tropes in there - “it’s madness”, “I’ve been waiting for prices to fall [yet I don’t, for all that, see myself as any sort of speculator]”. But I thought I’d work out his…

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