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Recommendations needed
Afternoon everyone. My wife and I are looking into getting a credit card. I've looked through MSE until I'm blue in the face and in the end have decided the best thing to do is to throw it open to personal opinions. At the moment, we are using a Barclays debit card for most of our joint account purchases. Everything from…
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credit cards and wire transfer?
Hi there, I am currently in the process of starting a small business importing goods from korea, my firsrt order will be aprrox £8000. I want use the halifax one card for the capital but don't know if i can wire the money over directly from the account. The wire is a t/t wire has anyone got any experience with these, is it…
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MBNA - has anyone else had this happen?
My husband received a telephone call at work from MBNA yesterday [ we have three credit cards with them, all up to date with payments, and well within their credit limits], was asked several security questions, even though MBNA instigated the call, and was then told that they had reviewed our account, and even though it…
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Applied for the wrong card!!!
I recently applied for a Sainsburys Card which I misread as being 0% for 10 months on purchases AND balance transfers! However upon recieving the papers to sign this morning I noticed my mistake and note that the card is 0% for purchases only! As a Natwest current account holder their 9 month 0% card would be better for…
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Ulster Bank Card
Hiya, Does anybody knows who issue the Ulster Bank Credit Card and which agency they use? Thanks.
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Halifax One card activation number
I got my card through yesterday - I can't believe it's an 0870 number to activate! I've looked on saynoto0870 for an alternative & can see there is an 0800 number. How do I know if it's a genuine number though? Does anyone check them?
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Defaults and credit files
Firstly appoligies if this is the incorrect place to post this. My partner and I have been in a dispute with Studio cards over an account with them that according to them he defaulted on early last year They sent no letter of default at all. We only found out through Equafax The sum is a bit less than £250. They shall not…
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'Credit Reference Agencies - Who uses who' article
Just received the following in the moneytips newsletter... http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1129725802,83707 Based on this, is it saying if you have a bad rating with say Equifax & Experian, it doesn't matter with American Express & Skipton Building Society as they don't use them? I'm a tad…
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what debit cards are available for 16 year olds????
i currently have an: HSBC debit card and am applying for a nationwide one does anyone know if there are any others available????
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is Egg diddling me ?
Can anyone help, below is a sanitised version of my recent monthly statement from my egg card... OPENING BALANCE £0.00 29 Sep 2005 BALANCE TRANSFER . GB £870.66 DR 29 Sep 2005 BALANCE TRANSFER . GB £1726.86 DR 03 Oct 2005 PURCHASE - REFUND £ 29.99 CR 03 Oct 2005 PURCHASE £59.97 DR 03 Oct 2005 PURCHASE £39.99 DR 10 Oct 2005…
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Lloyds Tsb Plat Card 0 Percent 9mths
I have just applied on line for the above and application was accpeted. Does anyone is there a min credit limit on this card and if so what. They will not tell me the limit until the credit agreement has been returned to them. Many thanks,
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Info needed - Which cards are operated by MBNA
MBNA only allow you to have one of their group's cards. Rather than apply for a card and get knocked back, are there any experts out there who know which cards are MBNA?
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Egg Money / MoneySavingExpert.com Discussion Area
Hi guys, this discussion relates to the new Egg Money product. Martin's analysis is in the Best Cashback Cards article See full analysis. Click reply to discuss.
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Credit rating
how can I check my credit rating and get it changed if the details are wrong or do not relate to me?
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Do I need a full-time job to get a credit card?
I'm 19 and currently working part-time, whilst I look for a full-time job. I'm strictly speaking a student, but I'm taking a Gap Year before University to get some industry experience. But, I can't get special financial offers for students, because I'm not yet registered on any course. I have had an overdraft since…
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Transferring credit card balance affecting credit rating???
Can anyone please help me? I am a new graduate who is desperately trying to get her finances sorted out, and failing miserably. I have quite a large outstanding balance on my credit card which i really want to pay of ASAP. My friends who are in similar situations have transferred their balances from card to card when the…
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Credit card fraud
I have been subject to someone fraudulently using one of my credit cards to feed their on-line gaming and national lottery habits. I have reported it to my c/c company and they are looking into it. Does anyone know legally where I stand regards repayment of fraudulent transations? Is it down to me or are the c/c company…
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New cards with widely differing credit limits - usual?
Following the advice on this site, I'm planning to do some balance transfers to reduce interest charges. I've applied for three new cards: the British Airways Amex, the Lloyds TSB Advance and the Barclaycard Platinum VISA. So far, two of these applications have been accepted: the BA Amex with a credit limit of £4000, and…
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6/9months interest free-use for short term loan?
hi, im moving flats, have a £1500 payment due to me in 2 months, but need money now, whats the best way to get money short term (apart from small overdraft), can i get a credit card (good credit-no loans/cards etc) and use the limit (not sure how it works- can i take out £1000, pay the min over the period then clear it in…
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credit card scam....beware
Hi guys, I was emailed this at work, it's obviously American in origin, but worth bearing in mind.... d_s WARNING...New Credit Card Scam. Note, the callers do not ask for your card number; THEY already have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works,…