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Mint Anniversary Offer. What BT Fee did they charge you?
Hi, my anniversary offer with Mint is due in January. My card is currently flat at £0.00 but I am looking to max it in Jan with a Balance Transfer. However my question is what fee will I be charged. When I took the card out 12 months ago the balance transfer fee was capped at £49. Will this anninversary balance transfer…
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In my situation, would I get a 0% balance transfer card?
I have an OD of £2K which I have no chance of paying off for a long time to come (about £18K of credit card debt). I have just been turned down for an Alliance & Leicester Premier Direct Current Account, which offers 0% interest on an OD for 1 year. My question is, based on the fact I have just been turned down for the A&L…
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debit vs. credit card
hi, could you plese advise me which of the bothe to get;i m student;can you tell me the pros and cons of both cards? i really dont understand anything so pleaseeeeee help:rolleyes:
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Which card? (First ever CC)
First off, sorry if these threads crop up often, but I couldn't find anything similar when I searched. After a lot of thought I have decided to get myself a CC. I haven't had one before mainly because I haven't had any use for them, and my parents have swayed me away (they are very anti-debt). The main reason I have…
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which card to get for 0% on purchases
My nationwide card just run out of it's 0% term and I have paid it off so which card should I go for next? I can't have barclaycard or sainsbury cards as I have canceled these in the last 6 months but any other provider should be OK as I think I'm a pretty good risk.
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Balance transfer fee questions..
Hi, been a lurker for some time but this is the first time I've needed to ask a question so be gentle! I have about £6k at 0% interest on a Virgin Card. The £6k cash is at present in as ISA at about 5%. I have just applied to Capital One to balance transfer to their card for 3% when the interest free period runs out. This…
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BT Question... and payment cover advice, please?
Hi all, I am being made redundant on 12th Jan (I knew payment protection would come in handy lol) I have just got a new CC with 0% interest on BT's for 9 months, so I am thinking of transfering a high percentage of the balance and then using my payment cover to pay off the rest for as long as I am out of work. Does this…
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Visa Electron
Not sure if this is the best forum for this question but here goes; What are the main differences between a Visa Electron and a Visa Delta card? Just need to clear this one up as I keep hearing lots of different opinions, does somewhere out there have the simple facts on this one please?
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Looking for Balance Transfer Advice
Hi Guys I'm starting early with this but am determinded to pay off some more of the dreaded CC's in 2007. I have 3 cards at present: RBOS - £2130.00 @ 0% until 25 Jan '07 Barclaycard - £5425.17 (I stupidly withdraw money from the ATM with this 3 years ago and then spent on it so have 2 rates on this balance) 12.9% and 22%…
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Smile Credit Card
I am looking for a new back-up card for emergencies and noticed on the smile website that they are supposed to be offering a card at 9.9% with no transfer fees etc. Can anyone confirm if this is correct, or if it is only during the "intro" period, as it could spell the end for the ol' egg card if correct!
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Direct Debit cancelled - hit with fees
To my horror, I printed off a list of DD on my on-line banking and compared it to an older list and noticed one of my Credit Cards direct debits had been removed. I checked my due date and it should have been paid on the 20/12, this was on Christmas Eve and noone could help me. In the meantime I paid the balance. Being…
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Best credit card with online management?
I currently have M&S &More and Egg credit cards. I really need to be able, at the least, to view my transactions online, and this means that the M&S card will get the heave-ho (I know they are taking email addresses to notify customers of forthcoming online banking, but frankly that could be a month or a year away). Egg…
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Going over the credit limit
Hi, I wonder if anyone can help me with this problem. I have a Mint Credit card with a limit of 4,300. A few weeks ago I used my card for about 3 or 4 transactions (on seperate occasions) which then actually put me over my credit limit. Now Mint have been in touch and have informed me that by the 16th Jan 2007 I have to…
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Ltsb
Hi, Does Lloyds TSB still do a classic card? I have looked at there website but can only find platinuim and advance card. Cannot apply for a platinuim becuase of my income. Dont want to apply for the advance card as the interest is charge from the day you a purchase, so even if I pay the balance in full I still be charged…
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Student Barclaycard
Hi all, I applied for a Student Barclaycard about two weeks before Xmas, I was accepted and they sent me the card and a week later and the pin came 5 days later.I purchased a few items from boots.com and then went to use it in Dorothy Perkins and they said they had to "retain the card". A little confused I thought they'd…
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what should I do?
Hello. I've not done this before so please bear with me. My husband is £104,000 in debt to about 11 credit cards.(Although my mother has given us £20,000 and I've used it to pay off the 3 highest rate ones- one of which was Monument) He earns a good wage but has been living beyond his means for a long time. Now I'm…
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Charges on closure of credit cards
Some months ago, I closed my Citi credit card, paying off the whole amount- then they sent a statement asking for 87p, which I paid by cheque. Now I have closed my Halifax credit card account; paid off the whole amount; then sent a letter confirming card destroyed, asking for the account to be closed, and asking for…
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Barclaycard just gave me a chuckle.
Last month I closed my Barclaycard account and received this months statement for the grand total of 12p. I rang up and asked if there was any way to have it written off as it would probably cost me £2.00 to go into town to pay it. They were very helpful and instead allowed me to pay over the phone. Thanks a lot :j Gave me…
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BFPO Credit Card
For anybody out there thats permanantly posted overseas with the armed forces I have found a company that will accept new applications. abbey.com you either have to ring or play about with the application by putting in your address manually under a false postcode. Just thought it would be some help for anyone out there…
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Virgin Card to save me £200 on Plasma?
Hi all, I am looking at buying a 50" Plasma TV from Comet. http://www.comet.co.uk/cometbrowse/product.do?sku=343315&tab=specification As you can see it is £1500 (which looks like a great price). But if I get a Virgin CC and buy Comet vouchers at 13% discount it will come down to £1305. Now this seems brilliant to me, but…