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When to balance transfer?
I've got 3 credit cards on the go at the moment. The post office one is 0%, one has nothing on it, and the other one is the Norwich and Peterborough one with about 2k of balance transferred. Unfortunately, I used it to buy some stuff on, and they've started charging interest. Before I transferred to these cards, I was on…
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When to balance transfer?
I've got 3 credit cards on the go at the moment. The post office one is 0%, one has nothing on it, and the other one is the Norwich and Peterborough one with about 2k of balance transferred. Unfortunately, I used it to buy some stuff on, and they've started charging interest. Before I transferred to these cards, I was on…
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Paying off a credit card.
Just a thought do banks ever reduce the amount on the credit card if you say you'll pay it all off there and then, i.e can you do a deal with them? For example if you had £6500 on one and then phoned them up and said if i pay £6000 will you cancel the rest??
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Balance transfer
I have today arranged for a bt to my bank account but the card is in my partners name. I quoted the sort code and account no of bank etc but does it make any difference in whose name the bank account is in. I have been helping him with his finances and the credit card company agreed 2.9 and fee free for 7 months.
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virgin card
just applied for a virgin credit card as intrested in transfersing some money to it from my egg card. it came up at the end we need to disscuss a few things with you please call us on bla bla bla is this a bad sign? Lukese
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Morgan Stanley Platinum Application !!!! up???
I applied for the Morgan Stanley Platinum Card on December the 7th and have only just received a reponse by post. Although all the litereature seems to relate to the Morgan Stanley Buy and Fly Card, is this right or is this a !!!!-up?? I definitely remember applying for the cashback deal
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Old credit cards
I have been thinking about closing down some of my credit cards I never use. If I were to do this would it be better for my credit score.
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Tesco Credit Card
I had a 0% BT due to expire on my Tesco clubcard, so I paid off the full balance when the statement arrived last month. Then I noticed I'd accidentally got two figures the wrong way round on the payment from my current account, so I actually paid them too much and the account is in credit :o I haven't asked for it back yet…
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How Long on a CC??
I'm hoping someone will know the answer to this, or know where I should look... I want to buy 3 tickets for travel to the US in October. Having checked around, Continental Airlines looks like a good deal. I asked a friend who is a US travel agent for an opinion on Continental. She said they were a good airline BUT that all…
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0% interest 0% BT but not a HSBC backed card?
Hi there. I was wondering if anyone could point me in the direction of a very low or 0% interest and balance transfer credit card that is 1) Easy to setup online 2) Is not financially backed by HSBC. I've heard nightmare stories about this company and find them to be unethical and utterly unBritish. Basically their ads are…
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Waiting For Credit Card
Last week (Wednesday) I received some forms to sign from NatWest after applying for their Classic Credit Card online the night before. On the Thursday I took the papers in the provided envelope to my local NatWest branch and they posted them for me. So it's been a week and I was just wondering on average how long it takes…
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any balance transfers at 0% for over 13 months other than capital one?
hi, looking at transfering 2.5k over to virgin card for 13 months. i am currently with capital one! anyone beat 13 months at 0% at the moment? does anyone think there will be any new deals out in the new year? also when can i apply for a capital one card again once i have closed the account? thanks :beer:
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do cashback cards exist ?
now before someone says you can 'get cashback at a till during a transaction' yes i know this but im not on about that particular thing, i know there are proberbly none but are there any debit cards which do cashback on transactions, say if i made a debit of £20 to a retailer online or offline and get 10p for everyone back…
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GE Money - you are having a laugh!
Had a call from GE Money tonight (they called me on my new 0870 number, so they really did pay for the privilege!) chasing some money on an evil store card. I asked them if I could set up a direct debit which, of course, they could - but I also asked if they could change the 'due' date as the current date is before I get…
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Can a bank issue a card without a credit check?
Hello all, Here is an interesting situation. I moved to the UK 1 year 2 months ago from Canada, on an internal transfer with my employer. I have a 5 year valid work permit. I am not eligible to be on the electorial roll and I have informed my council of such. I earn approx £60,000/yr and am salaried. When I first moved…
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Egg Anniversary Offer
Hi I received my Egg statement today as I had done an anniversary BT to my current account. Knew that they had started charging a BT fee but they also charge interest on the BT fee :eek: :mad: . So I don't think I will be using it again. It will probably get cut up & cancelled methinks.
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BT OD to CC
Which cc's will allow BTs from OD's? Someone at work has an OD limit of £1200, and is currently at -£1100, getting paid about £900 a month, it is not clearing the OD at all and I believe the best thing would be BT it to a cc and then pay off a few hundred a month until its cleared otherwise she will never get out of it…
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Marriott Credit Card Transfer Fee
I took out the Marriott credit card in November because it was advertised as no balance transfer fee. Statement has just arrived and been stung for £80. Has anyone else been caught out like this or did I just misread the information.
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Link to check who is likely credit card supplier
Hi, Yesterday I found a link to a site that calculates which credit card company is likely to offer you a card if you have already been declined. The link was'nt working yesterday and today I can't find it. Anyone any idea where I can find it. Thanks and a Happy New Year. :beer:
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Nationwide security overkill?
Just rang nationwide because I was slightly worried about the balance on my credit card not adding up to what I thought it should be, so, I call up and the automated system asks for: Credit Card Number Expiry Date Credit Card Verifcatoin Number Date of Birth then I get through to a real person who asks for: My name Full…