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Which Credit Card??
I am urgently needing to buy a new computer, one much more powerful than the one I have now, as I am keen to use it for photo and video editing, among other things. If at all possible I would like to purchase the computer on a credit card, with the longest possible 0% interest term. I would then pay off what I can each…
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0% 12 months - Have I spotted something Martin hasn't? ;-)
I am surprised this has not made it onto Martin's balance transfer article.... unless I have made a big mistake? Marbles credit card is offering 0% balance transfer for 12 months with a 2% fee..... BUT........ if you get it via Quidco then you get £20 back "for an accepted application". Sounds like a top deal to me!! I am…
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New CC won't cover existing CC balance - what now?
Our Capital One card is coming to the end of its 0% balance transfer and we still have £5500 left on it Hubby has an A&L cc with no balance but we haven't received any offers for this cc We applied for a Halifax cc but they've only given us a limit of £3500 with a max balance transfer of £2800 - so that still leaves us…
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0% CBT 15 months
outofdatecomments
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best card without balance transfer
All the advice seems to be for those shifting to another credit card offering the best transfer deals. What kind of deals are available and what is the best card if you were starting from scratch with no debt and intend to pay off your bill before incurring interest charges?
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Whats the best card for me.
Hi All Looking for some advice and recomendations for the best credit card for me. I am going to the USA for a holiday and am looking for a credit card to use for car hire and the usual purchases. Never had a card before and intend only to use this one for holidays then pay it off as soon as bill arrives. Thanks for tips…
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CC Question
Hello, Hopefully a quick one - I've got three credit cards at the moment that have balance transfers on them at 0%. I've not got the exact amounts owing on the cards to hand but what's confusing me is the minimum payments - the three payments vary greatly, i.e. I pay more minimum payment for one that has a lesser…
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Credit scoring query
Am about to apply for an interest free card to transfer my balances to (that time of year!) and have come to the part on the application form that asks about my bank account - have 2 current accounts - one with A&L which I have only had for 6 or 7 months but which has regular, large sums of money going into and my Barclays…
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Credit Card Interest (am I going mad)
I have a couple of credit cards on one if I pay the balance in full before the due date then I pay no interest. With the other interest is charged from the following day regardless of my payment. Which is more common? Please help:confused:
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Cancel EGG, but will i loose EMM
If i cancel my EGG (green) card, will i loose the Egg Money Manager facility? as i would have no accounts with them. Due to Egg changing the T&C's and introducing the 2.5% BT fee, i would like to cancel, but i find EMM really usefull.
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Spreadsheet: Work out how much to pay each month to meet your 0% expiry
Hi, Ok, not sure if this is the right place but.. I just wrote a small spreadsheet which allows me to keep track of my credit card spending and payments (providing some useful information) and also allows me to see my next statement's minimum payment and also how much I will need to pay each month in order to reach a £0…
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Credit Card Warrantys?
Guys, People always say that your goods purchased are always more protected if you purchase using a credit card. Does anyone actually know the details of this? I have a mastercard which i bought a TV on recently and have been getting lots of hassle from the repair company and have been without a TV for over 2 months now -…
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HSBC Retail Card Terminals
Would be interested if anyone has any suggestions on the following - 1st June on my telephone bill there were five calls made from my 'phone at the shop to an 0870 number - these started at 0500 am... the total of the calls cost me £5.36 - working out the rate charged it came up at £3.00 a minute - checked with HSBC and…
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Need advice for a friend...
A friend of mine told me today that his partner applied for two credit cards in his name without his knowledge earlier on this year. One was Amex, and I forget the other one. Anyway the first he knew of it was when he got letters from both lenders saying his applications had been declined!! As he didn't apply for them and…
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Capital One - 0% on BT until April 08
Not sure if anyone has mentioned it: http://www.capitalone.co.uk/web/raid/templates/cardlist_temp_10_001.jsp?page_id=10200&context_id=2&pageId=10200 HSBC will be offering the same from 29/12.
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Damaged Item - Compensation?
Hi I ordered an item online and when it arrived I discovered it was damanged. I used my Tesco Credit Card. Can I claim compensation? do I need to contact Tesco about this? Thanks
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Balance Transfer - Virgin to RBS
I currently have both a RBS card and a Virgin Credit card. I want to transfer £80 from my virgin card to my RBS Card, who do I call, RBS or Virgin to make the transfer? Regards
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Clydesdale
I currently have a designer clothes store card with Clydesdale being the finance company behind it. I have an outstanding balance of nearly £400 which I am currently paying a whooping 29.8 APR on. Unfortunately I am unable to obtain credit elsewhere, does anyone know if I would have much chance of a interest reduction if I…
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Problem with capital one
I applied for a Capital One Card and recieved a letter saying I was accepted and had to sign a form and then they will send my card, I sent all the paperwork back and have been waiting for my card, i just recieved a letter from them telling me I havent been accepted for a card, can they just change their minds like that?…
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Thomas Cook CC being withdrawn?
Heard in T.Cooks today that they were stopping their credit card contract with MBNA and switching to Barclaycard? They had no idea about the TC pounds being switced, or how you got the new card, but she did say it was taking effect from 1st Jan 2007? Anyone had any communication yet?