-
Which card is best for use in New York - Debit or Credit?
Hiya, apologies if this is the wrong forum, wasn't sure whether to place it here or on the travel/trips board. Going to new york for 5 days next week and not sure which card to use (as in which will get me the best rate): my abbey debit card or my Egg money card. If I put it on the credit card the balance will be paid off…
-
How hard is it to get an Egg LOB offer?
Hi, as per the thread title - how hard is it to get the 5.9% LOB offer from Egg. Cleared my egg card this morning in preparation for ringing up to cancel hoping they would offer me the LOB offer - but no they seemed happy enough to cancel my account. In fact the girl did just that whilst I said I was 'thinking' about it…
-
High Value Purhases on Credit Cards and the associated rewards/cashback or airmiles
Hi, I am in the fortuante positon to be able to buy a nearly new car for cash. I am planning to spend £16k - £18k on a nearly you car, probably an Audi A4 What i want to know is, if i buy the car using a credit card, what would be the best card to use in order to get the highest benefit back in terms of airmiles, cash back…
-
Citibank £50 voucher
Just in case anyone cares I was informed yesterday that I've qualified for the £50 voucher offer from the citibank deal last month. Ordered my vouchers (Sainsburys) online and should get them mid-jan. Can't wait to close this citibank card though, what a bunch of muppets.
-
Capital One Default removed from Eqifax/Experian?
Hi to you all and thanks for taking the time to read this. Just wanted to ask if anyone can understand why Capital One have removed a Default account from the Credit Ref agencies. Not that l am complaing as that can only be good news for me. I had been with then for 8 years and had two missed payments in that time. In 2005…
-
Halifax 'card care' - can I cancel it?
:wave: Hi everyone My boyfriend has a Halifax one credit card that we are in the process of paying off. The latest bill has just come through and there is something on it called 'card care' which he has been charged £18 for. I asked him if he took some kind of a policy out when he first got the card and he has admitted…
-
Minimum repayments
I have a friend who has taken out a 0% cc with capital one. She has a minimum repayment of 3% on the card. Can a lower repayment be negotiated?
-
Low credit card limit?
Have just made a phone call chasing up my application for M&S*More CC. Its in the post :T BUT the advisors told me I have a credit limit of £1,500 :confused: Can't understand why it should be so low....? :( I thought I'd been reading here on the forum that M&S were being generous with their credit limits...? We have a…
-
cash advance or purchases pay first?
On my NW CC with 0% on purchases for 9 months, I had a outstanding balance on purchases. Whilst out in Milan last week I unfortunatly left my euros at home, and having emptied my debit cards to get the euros, I was forced to take a cash advance from the NW card. My question is, I have paid in with this months bill, an…
-
Amazon gap needed
I had an amazon card which i closed a few months ago. Thought I might apply for a new one to get the £25 voucher. Anyone know what the terms and conditions are for a reasonable gap before I can be reconsidered?
-
credit card/store card CCJ
don't know if this has been discussed before. if it has, it is worth repeating. if you are unfortunate enough to be in financial difficulty and in a situation where a store/credit card company has sold your debt and the third party has gone to the court very quickly to issue a county court judgment against you, don't admit…
-
Clear Credit Card Bill
hi there. I have a credit card bill of £2100 with RBS/Ulster bank and i would like to pay it all of as i have came in to some money. Is there any way i can do this and save myself some money in the process. Any help would be great
-
Starters questions...
Hi all, New to this whole "game". If I am buying something at a supermarket, and take cashback and then pay for everything with my credit card, does it all count as a purchase, even the cash? Cheers!
-
Legal Rights for Card Protection??
My husband had a House of Fraser Store card which was paid off IN FULL mid-2005. He has never used the card since. Just after paying it off we moved house and we have now just received a statement and letter informing us that there is over £100 owing on the account which appears to be an accumulation of card protection…
-
GE Money Technical Issues
If people have had their GE Money CC's declined for no good reason (happened to me twice) keep complaining. I have just ended up with an apology and a £5 credit! Are they feeling guilty or what? If you are in this position I suggest you try the same
-
Can I Balance Transfer from a 0% card to my current account?
Can I Balance Transfer from a 0% card to my current account? I need to acquire about £1500 for a period of about 5 weeks. Can I take up a credit card and 'balance transfer' to my current account until the end of January when I get paid? If so, can anyone recommend the best card to use? Thanks Steve
-
Help - BA Amex Platinum or Tesco Platinum to maximise Airmiles?
Hi All My wife and I have a BA Plat Amex card - meaning we get 1.5 BA Airmiles for every £1 spent. Is the Tesco Finest Platinum Card (the old type) better i.e if we swtich our spending onto it, would we get more BA airmiles from it as you can swop your clubcard points for BA miles! I knwo you get 1 tesco clubcard point for…
-
Problem with credit card interest and 0% car insurance
Can someone help I have egg cc I just use it for the interest free car insurance scheme they do. However I purchased washing machine and paid the entire balance of the machine off before payment date. Now egg have charged me interest because they say that the payment made for washing machine is paid to the lowest interest…
-
Capital One Platinum advice?
I have just done a BT to my HSBC card from my Halifax One card. What I want to do now is find another 0% BT card and pay off via Direct debit my ~£3600 debt. Im not sure if my credit rating is good enough for a Capital one platinum card as Ive been late with maybe five or 6 payments this year, but always make it even if a…
-
M&S &more cc not for HSBC cc holders?
Help! Just read the Terms and Conditions for the &more credit card as I wanted to apply for it and do a balance transfer from a HSBC Visa card. It says: "Balance transfer - a transfer to the Account of an amount you owe another lender (who must not be a member of the HSBC group)..." I couldn't believe my eyes! Has anyone…