Which card? (First ever CC)
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Minimods
Posts: 171 Forumite
in Credit cards
First off, sorry if these threads crop up often, but I couldn't find anything similar when I searched.
After a lot of thought I have decided to get myself a CC. I haven't had one before mainly because I haven't had any use for them, and my parents have swayed me away (they are very anti-debt).
The main reason I have decided to get a credit car is because I want to build up my credit history, and use the card as a tool. I am quite organised and have a lot of self control so I like to think I will use it for the right reasons.
Basically I am:
- 21 yo
- F/T Student
- P/T Employed (~400/m)
- Bank with Barclays, Nationwide and Cahoot.
- No debt
I just want to know what is best for me, or shall I not bother? I want to learn about credit cards but not the hard way - hence why I am here
After a lot of thought I have decided to get myself a CC. I haven't had one before mainly because I haven't had any use for them, and my parents have swayed me away (they are very anti-debt).
The main reason I have decided to get a credit car is because I want to build up my credit history, and use the card as a tool. I am quite organised and have a lot of self control so I like to think I will use it for the right reasons.
Basically I am:
- 21 yo
- F/T Student
- P/T Employed (~400/m)
- Bank with Barclays, Nationwide and Cahoot.
- No debt
I just want to know what is best for me, or shall I not bother? I want to learn about credit cards but not the hard way - hence why I am here
0
Comments
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I'm 19 myself and earn less than you as as student.
I'd try your own bank, they'll probably give you a fairly low limit.
Spend on it and pay it off in full each month
And make sure you're on the electrol role before you applyNo longer using this account for new posts from 20130
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