Best credit card with online management?

snezhinskproject

I currently have M&S &More and Egg credit cards.

I really need to be able, at the least, to view my transactions online, and this means that the M&S card will get the heave-ho (I know they are taking email addresses to notify customers of forthcoming online banking, but frankly that could be a month or a year away).

Egg can be managed online, but I have had it a while, and so no great benefits from using it.

I either want a card with long 0% offer on purchases, or cashback on spending, and online management. Any thoughts?

Thanks.

ariba10

A & L is the card I use and find it works OK online

aj3001

NW online banking I have found disappointing

I have a HSBC debit card, and assume the OB will be the same and that is good also.

As for reward cards, my Morgan Stanley Platinum card (3% cashback as intro offer,then 1%, and 3.9% on BTs) the OB is also very impressive however does not work using Opera as a browser, not sure how much of an issue this would be for you

EDIT: Just a quick note, smile.co.uk is an online bank, so I would assume their online banking is good

Also, some banks do demos, for example Halifax: http://www.halifax.co.uk/aboutonline/demos.shtml

lizzyb1812

I have an Egg card and like the online management - I have just go an Egg Money card which gives 1% cashback on all transactions (max cashback per year £200) Sorry don't know about balance transfers etc.

lizzyb

Gordon_the_Moron

aj3001 wrote:

NW online banking I have found disappointing

I have a HSBC debit card, and assume the OB will be the same and that is good also.

As for reward cards, my Morgan Stanley Platinum card (3% cashback as intro offer,then 1%, and 3.9% on BTs) the OB is also very impressive however does not work using Opera as a browser, not sure how much of an issue this would be for you

EDIT: Just a quick note, smile.co.uk is an online bank, so I would assume their online banking is good

Also, some banks do demos, for example Halifax: http://www.halifax.co.uk/aboutonline/demos.shtml

By NW do you mean Natwest or Nationwide? I think they both have excellent online banking and both offer 9 months 0% on new purchases.

:xmassmile DA MORON :xmassmile

mrmajika

Most cards have online management of some sort, whereby you can see your transactions online.

You say you are looking for either a long 0% on purchases or a cashback card. Most of the top players have online access to transactions. It really depends on what you need as 0% and cashback would be used for completely different reasons.

Egg money is a good cashback card with online management.

aj3001

Gordon_the_Moron wrote:

By NW do you mean Natwest or Nationwide? I think they both have excellent online banking and both offer 9 months 0% on new purchases.

:xmassmile DA MORON :xmassmile

Sorry, Nationwide

CopperPlate_2

smile is good. Reasonable but no offers on balance transfers. Cashback on classic card at rate of 0.5%.

Morgan Stanley is my current choice. 3% cashback on first £2000, thereafter 1.5% on spend until April 07 when it reverts to 1% on first £2000 and 0.5% on all spend above this up to max of £20,000 spend per year; v good online site allowing bill payment by EFT (only bugbear is that they only allow one EFT transaction per day) and clearly set out transactions. Also get a paper statement as well which is handy for ID purposes later on. Reasonable LOB transfer rate as well at 3.9% I think it is.

techno_geek

HSBC online banking is good for viewing transactions, your credit limit, and details of your last statement, payments due etc, and switching between online and paper statements... you have to call them to increase your credit limit.

Halifax is largely the same, but possibly with a clearer layout. You can request a credit limit increase online.

Barclaycard's online management is poor IMHO - you can see current transactions, but once your statement is produced you can't see those previous transactions.

MBNA's online card management is excellent - you can do everything, including request a limit increase and change your address etc. Note this only applies to MBNA-branded cards AFAIK - MBNA-managed cards like Virgin and Abbey use their respective online banking sites.

Coveredinbees!!!!

I had sainsburys bank card and the online thing was OK as long as you could remember half a dozen passwords as you had to do this to get in to the account . I never could and kept getting locked out of the online account. I gave up in the end but the 0% is up now and the card canceled.

Redbedhead

Morgan Stanley. Can do most things on line, including looking at transactions, plus you get cashback.