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hard sell from the banks
* Each time we go into our local bank and to pay cash in we get the hard sell re the banks annual review of customers and to see one of their advisors. We say no thank you. Then a few days ago we got a letter saying our O/D facility has been reduced from £1000 to £250 not a problem to us as we have not used it for ages.…
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Abbey
Hi i have a Abbey basic bank account (also step Natwest account) and the other week i went into my local branch and i upgraded to a Instant Plus which i think is a basic account with a debit card but they said i couldn't have a debit card yet i had to carry on using the cash card a pain in the !!!:mad: . They told me i…
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faster payments between banks
I saw this and thought it might be of some use to few here http://www.apacs.org.uk/sortcodechecker/ what I don't understand is that when i try making transfers from and to HSBC to A&L it still takes 3-5 working days even though the money is debited instantly from the sending account. Both these banks are in the list for…
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A+L Premier Direct Account
Have just opened one of these - can anyone tell me if the balance is over £2500, is the lower rate of interest just applied to anything over the £2500, or is it applied to the whole balance? Thanks
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Advice needed received debit collection letter in error Halifax
Hi I am new on this forum and I was wondering if some else had this sort of problem or is it just me. I had an agreement with the Halifax to pay off my overdraft of £1500.00 I paid over the odds at £360.00 per month to keep them happy. I called them to ensure that they were getting the money into the account in time and…
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Abbey Business Account - Upgrade Chaos!
Abbey 'upgaded' all business accounts over a week ago. Since then thousands can't logon, and for those who can, like me, we can't make payments, move money, set up transfers - all the things you need to do with a business account. New IDs are being sent to customers - this may take 7 to 10 days!!!!!!!!!! For a business…
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Standing Order taking ages to reach account.
I've got a joint account with A&L, and on Friday I need to transfer money to each current account. Only today is Tuesday, and it still hasn't hit my current account, yet if I'd sent it manually on Friday it would have hit the current account on Friday. I don't understand how the same transaction can take 4 days or 2…
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DD's due on 1st January
Hi folks, Does anyone know if DD's due on the 1st Jan will go out that day, or roll over to the 2nd, what with it being a public holiday, not a bank holiday. It makes quite a difference to my budget :D TIA
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Barclays Cash Card Account
Hi all, I have just opened a Barclays Cash Card account in branch and have been accepted for the Visa Debit Connect card. From what I gather it is still essentially a Visa Electron in terms of all transactions are pre-authorised. The question I have is will foreign airports that dont take electron be able to accept this…
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Beware banks may take direct debits EARLY this Christmas
As Christmas and Boxing Day hit on Thur and Fri this year there are four non-working days in a row. This has a confusing impact on direct debits and standing orders scheduled for any of those days. What's the worry? Payments delayed till the next working day may leave you in default. Alternatively payments made too early,…
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Rejected For Joint Account Despite Good Credit
My partner and I are rather confused. We recently applied for a joint current account at Natwest, of whom I am currently a customer (with a postgraduate student account), and were rejected. (My partner has a graduate account with Barclays.) They haven't given us any reason beyond "head office sent us an email rejecting the…
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Business bank account: card payments taking twice as long to arrive
I was unsure whether to put this here or to the Credit Cards forum, but as it's about payments in to a bank account this seemed best. I'm hoping anyone with a business account in a similar situation may be able to help. OH is self-employed with a small business, and has accepted card payments (debit and credit cards) for…
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Unknown debit card (?) charge - what can I do?
New to the forum, hope I am doing the right thing by posting here... On my bank statement (Nationwide FlexAccount) from April I have a mysterious debit of about £70 which seems to come from a collections agency in Northamptonshire (identifier is DIRECT LEGAL & C BRACKLEY). I can think of no reason why a collections agency…
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Alliance and Leicester Internet account - secure messages
I've reposted it in the A&L post below
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Lloyds TSB debit dispute phone line
...is now up to a 20 minute queue. Arggghhh!!! Sorry to rant, but am VERY irritated today!!! :mad: :mad: :mad: :mad: :mad:
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A+L 100.00 Switching Payment Delay
Thought this might be of interest to those whose 100.00 switching payment is imminent. ( Ive just gone over 15 weeks since account was first opened/funded) Thank you for your e-mail regarding the £100 Switching Incentive. Due to the very high demand for this incentive we have regrettably experienced a delay in the…
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HBOS changing most bank accounts. (BBC website)
Hi, Just wondering what peoples views are of the new proposals for HBOS bank account holders. If you pay in £1000/month they will credit you with £5. I take it this means they will be no longer paying credit interest? For every day you use your arranged overdraft upto £2500 you will be charged £1 per day. For every day you…
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Haven't been charged for debit card purchases?!
Evening... Here's a funny one. I'm just going through my receipts for the last fortnight, and there's a handful of debit card payments for the weekend on 22 November that I haven't been charged for yet. Not huge amounts - maybe about £50 in 4 or 5 transactions. I know debit card payments don't go through straight away, but…
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'Unbelievable Tricks' by Halifax
I have an internal standing order of £375 for a personal loan with the Halifax, It is due to be paid on the 15th of each month. Today (14th) I checked my account on-line and was amazed to see under recent transactions the loan amount (£375) had been deducted with the date given as the 15th!!! This has left me unable to…
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How long to clear cheque wrote by bank
does anyone know if a cheque wrote by Barclays bank themselves will require the same clearing process as a personal cheque