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Last bit of money in premium bonds what to do?
When I inherited in 2020 I put the max in Premium Bonds because the payout was much better than bank interest. I've since spent almost all of it on property improvements and left £1,000 in there as 'emergency fund' but now the amount is so low, I've won nothing for many months. Where would be the best place to put this…
Self employment tax
I have a full time job where I earn over the personal tax allowance so am a tax payer. I did some extra work and earned around £150. I am just about to do my self employment tax but I read that if under £1000 you don't need to pay tax but I couldn't tell if I would fit within this. Do I still need to fill in the tax return…
Salary and Inflation
Hello, I have received a small salary increase this month for the year to Dec 2024 and I was wondering if there is a way to know how much of a real terms increase (or decrease) it is taking into account of inflation for the year to Dec 2024. As part of this question, which rate of inflation would be appropriate to…
New receipt scanning app - Clear
I have been looking for a replacement for Storewards and have found this one. I think it is a new app, but not sure if others are aware of it. Currently it is only available for android but they are supposed to be releasing other versions. You need to register via https://www.clear-app.com/ I have only been using it for a…
Remote data entry/admin jobs
Good morning- I hope the forum is the right place for this question. I am currently on a career break and I am looking for ways to bring in some money while I undertake some training courses that will hopefully help me pivot into a new sector. I am specifically looking for temporary remote online work such as data entry,…
Christmas bonus for pensioners.
I think it has been £10 since 1972. I wonder how much it would be if inflation was applied. Over 80s have also had an extra 25p per week from about the same date.Anybody care to work out the values today?
Shopmium not paying out
Since Shopmium changed their payment system, and you now have to earn £10 before they send to your PayPal................I have been told the money has been sent, but have received nothing. And I see on their facebook page that other people also haven't received their money.
Topcashback and apps
I recently brought some clothing from M&S through the Topcashback web site. When it took me to M&S it opened up the M&S app I have installed. Since buying the clothes I have had no cashback shown as pending. I contacted TCB after 7 days and they say they will wait until late December before chasing it up! On their website…
Complete novice at this
Good evening, I have recently lost my job (no pay off) and of course trying to get a new one every day but there's only so much searching you can do and therefore I have spare time to try anything and everything online for some spare cash in the lead up to Xmas. It doesn't matter how small the return really I will give it…
House Move & Mortgage/Port advice
Hi All - Hoping to get some advice if possible. We are looking at moving house, we've got itchy feet again but we're not sure how the whole mortgage/porting it goes. Our house is worth around 415K and we have a remaining mortgage of 295K and the house we are actually interested in is on the market for around 285K so a…
Best platform for granfluencers
I need to make some money, but at 76 I'm hesitant about trying to go out and get a job. Now I've heard about granfluencers, older people making money on social media. I realise this is not an easy route to take and it may take some time to earn any money, but I want to give it a go. I signed up for Tiktok last week and…
zipzero
Can anyone explain to me, how to send an online receipt to zipzero. Thank you.
need to sell kids annuals from 50s 60s and 70s
seen a lot of these in flea markets and book dealers for £3 and £4 and upwards. Vinted no good as no ISBN. Might go to a good bookseller near me unless someone knows of a better way. Rather not go down the ebay or abebooks route unless someone says it's a really good idea
Topcashback and Quidco 'Premium' membership
Sorry if this is in the wrong section, not sure where else to put it. Earlier this year, I thought that I'd give the cashback websites a try, to see what they were like and ended up joining both Topcashback and Quidco. So far, I've bought a boiler, a few bits of DIY material and some toothpaste (I'm not the main shopper in…
Tips for selling late mother's books
I'm clearing out my late mother's house before selling. She had over 1,500 books and used to say that some were worth something so not just to get rid of them! I've tried professional booksellers who have taken about 200, and I'm sending a lot to charity, but there are about 150-200 which I've set aside and as potentially…
Sick pay
Hi I've been signed off from work for 4 months I have 3 months left but I'm only receiving SSP is there anything I can do to get more money . Many thanks
How Can I Start Working Remotely as a Developer?
I'm an experienced developer looking to shift to remote work. I really want the flexibility to work from home, but I’m not entirely sure how to make a stable income from coding alone. My English is decent but not fluent, so ideally, I’d love to find opportunities that don’t require a high level of English. I have a few…
Contacting Maximiles
After foolishly doing a very long 180 min survey split into 3 60 minute parts. The survey glitched at 40 minutes into the second part. And unable to re-enter it again, only start from scratch! Did a complaint via their app with screenshots. Had one reply back asking where was I when completing the survey! Replied and no…
Can I claim money from Delivery Insurance If Buyer Demands a Refund for False Reasons?
Im in the process of selling my playstation on eBay, however I am concerned by dodgy buyers trying to claim money back (the reason I am selling a perfectly functioning PS5 is because I have an order for a PS5 pro, thus no longer need it as all my friends and family have PS5s or dont game :( and want to sell it to cover…
Ant Alamy image sellers here?
Looking for a small revenue stream and I wondered if anyone uses Alamy

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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