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Index Tracker Funds
Hi everyone, I was wondering, how do you profit from index tracker funds? Is it through the dividends you get from the companies in the funds, or is it through selling the fund at a higher value than what you've invested? For example, suppose I plan to invest £500 a month into the S&P 500 Index, then if I leave it and…
Extra income
Hi, I am a trained teacher. I live in central London. I also worked in construction - painting and decorating. It is sad to say that painting and decorating in London is more highly paid than teaching, and I really want to boost the income. I am just awaiting to re-mortgage a flat. I just find abit of mental barrier to…
Amazon Trade-In
You can now trade-in used smartphones and consoles on Amazon in return for vouchers to spend at the online retailer. It's an expansion of the scheme, which has until now only been available on Amazon's own brands, such as Echo, Kindle, and Ring. Read the full story here: 'Amazon trade-in: UK customers can now get vouchers…
Autumn Budget 2021
Chancellor Rishi Sunak will deliver his Autumn Budget to the House of Commons on Wednesday 25 October, where he'll set out the Government’s financial strategy. Read the full story here: 'Autumn Budget 2021: From minimum wage increases to national insurance hikes - here's what to watch out for' Click reply below to discuss.…
Prolific October 2021
Hi everyone. Hope you don't mind a quick question? I read about Prolific on here yesterday and thought I would join to see what it was all about. So far things seem to be going well. I "made" £6.96 yesterday, and have "made" £4.37 so far today, with another £24.94 awaiting review. This seems an awful lot compared to some…
Starting a small self employed business
Hi, I'm thinking of starting a small business from home. I've never been self employed before but have heard that many people get caught out with having to make a payment on account for tax. What is the best way to ensure I save enough for tax and nic assuming I make any money? Is it best to put aside a percentage of any…
Profilic turned me down for an account - any advice to get accepted.
Profilic turned me down for an account - any advice to get accepted. For context i am 50 year old retired and not in employment. any advice on getting accepted?
Starting a B&B Vs an Air bnb
Hi all, we are mid way through selling our property and had an offer accepted on a B&B which we had intended to give a face lift to then carry on running,however that fell through. We are now having to look at buying a residential property and then converting it into a b&b. Likelyhood would be that the property would have…
PROLIFIC Study submission rejected.
I hope this is the right place to ask. (I've already received help on another forum about my Mobile Phone Contract and I am here hoping for more advice about a Rejected Prolific Study Submission, if possible, please.) It is regarding "Study of emotion and arithmetic" on Saturday evening. I successfully reserved a place…
Eight ways to earn easy cash in the run up to Christmas
For some, the thought of planning Christmas when it is only October may seem like a crazy idea. Read the full story: Eight ways to earn easy cash in the run up to Christmas If you haven’t already, join the forum to reply.
Solitaire grand harvest: payment question
So I didn't get paid for this about 1-2 months ago and I'm getting messed around. Does anyone know the correct department/ category to send a payment request to?
Is BitQt a scam?
Be interested to hear opinions on cryptocurrencies, like Bitcoin. Well I always regarded that as more or less gambling, some people made a lot of money, but also many people lost money. That kind of thing tends to go up and down all the time, sometimes by crazy amounts. But yesterday I came across a new service which…
Utility Warehouse Partner
Hello all, hope you're well. So I was recommended to take part in a scheme by Utility Warehouse about becoming a partner where you potentially earn more money for signing people up and you get paid lots a month however, to me, it sounds too good to be true so I've chosen not to but looking it up, I've read it isn't what it…
Money Matters 24/7.... Scam or Not
Hi...Received an email from the above.Apparently I can claim £312 because I worked from home for a while in the Pandemic. Anyone else received this email...is it legit....have you received any cash from it??Parts of it look dodgy...parts of it look legit ??
Anyone Working From Home?
Hi Guy's, I'm kinda new having really posted anything was wondering, Is anyone successfully working from home independently that means no boss, working for yourself Freelancers or self employed day job etc... love some tips and any advice on government funding grants etc.. Cheers, Dell Smith.
Best methods to advertise online
Good Morning I want to advertise my tuition business online on some social media platforms on a few days every week. Can you kindly suggest any relevant advertising platforms? After putting the advert out initially, what is the best/most efficient way of getting the same advert out to the audience in future? Do you suggest…
Selling a broken Smart TV
Hi, Does anyone know if there is a company that collects and buys old TV’s for parts? Have a Samsung smart TV which keeps turning itself off and on by itself, don’t really want to dump it. Have opened the back up and can assume some part needs to be replaced.
Affilation sites
I only know of Awin but for the past year now it`s gone downhill and i`ve hardly made any money. A lot of the programmes have closed on Awin and gone to other affiliation sites but I do not know what they are. If anyone could shed a light I would be grateful. Also which ones are the best to use and least complicated to…
Declaring extra income
I'm in full time employment right now, earning £1250 a month after tax. I wanted to earn extra income which could potentially boost my income by over £1000 a year. Do I need to register as self employed, or can I just declare the income as extra earnings?
Vinted: Sending more than one item together
Is there a way to send more than one item to the same address in the same parcel if sending via a locker such as inter post? A buyer has purchased three items separately and so when it came to printing out the address labels each have their own individual code. Thank you for any help.

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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