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ESA and pension lump sums
Good evening, I am in desperate need of advice I discovere i had a pension with £36k in it and i have taken a number of lump sums from it. My wife is disabled and i am a carer, we have had very little money for years so we have been treating ourselves. For example i took £5000 and bought my wife ipad, watch, pen and a…
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Benefits in Kind and universal credit
Hello all, I’m looking for some advice as I’m really confused by my UC. I work part time and my wages are topped up by UC. I used to get roughly £1600 take home and my UC was around £750. I now have a lease car through work and my wages have reduced to roughly £1300 however my UC has not changed and my employer is still…
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SE losses are not offset against employed income
My wife works an employed job, let's say it's £2000/mo. She also gets employed income which currently is negative because of a bunch of relevant expenses. The UC website payment details says: "Your earnings from self-employment is a minus amount. That means we've treated them separately from earnings reported by your…
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Advice needed about Universal credit review and £6,000 limit
I am wondering if anyone can assist me with this. I had a message recently asking for 4 months of bank statements and the photo ID's. It's a joint claim, me and my partner. The UC is paid into my bank account. I am a carer for my partner and we have children with special needs who get child DLA. She receives her PIP into…
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Filled out new claim for UC and now they'll need to contact me??
Hi. I'm kind of confused why they'd need to get in touch after filling the online form re. low income. I'm sure I've submitted all the necessary info they need. Would the phone call ask me to come down for a full-blown interview? And just to add, the amount I'd approximately get (using one of the benefit calculators) would…
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Mandatory Reconsideration: Specified adult childcare credits.
After reading an article in Moneysupermarket newsletter, I realised I could apply for Specified adult childcare credits for the years I provided childcare for my grandson.I have a shortfall in NI contributions therefore any entitlement to extra credits would take me closer to full state pension.Yesterday I received a…
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Universal Credit Dividends Stocks or Shares
Just read on another forum of someone applying for UC and they're unsure of the value of the shares and only know what dividend is paid yearly and the amount of shares they were designated through a bank takeover. So do they just put the dividend payment in or is there an option for them to enter the number of shares…
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PIP
Hi, I requested PIP forms on 16 Oct. Child moving from DLA to PIP. I still haven't received the forms. I searched online and it says it can take 2 weeks so that's why I haven't contacted them again. How long people had to wait for the PIP forms? Also once the forms has been sent back how long it takes for the decision. I…
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Universal Credit - the very basics
Just moved from Tax credits to Universal Credits. I am single man, self-employed. I was told in my 'interview' that i would have to work X amount of hours or earn x amount to apply for UC. Fine. Got my first 'payment' statement which states as a single man I should be applicable for just under £400 per month. What I was…
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Savings Limits and Benefits
I was wondering when the savings limits for benefit claimants were last increased? It's been £6000 with a top limit of £16000 for as long as I can remember.
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Universal credit
Hello. I have started taking UC in December 2019 and in July 2020 I took out a loan of 23,000 to buy a flat for my parents who live abroad. The loan was paid in my account on the 9th July 2020 and I have transferred the money to my mum’s account on 31st July 2020 ( within the same month). I wasn’t aware that I needed to…
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Missing child benefit
I've just realised that I haven't been receiving child benefit (for almost two years). I've signed into the gov.uk portal today, and they have the wrong address for me. I live at the same address that I've lived at for 20 years but the address now on my account is the office address of a temporary job that I worked at in…
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DWP chasing me
hello everyone hoping for some common sense advise please,i have received a letter from DWP regarding a benefit over payment. 1/ the debit is almost 28. years old [i have no paper work apart from this letter] 2/they have never taken any money off me via wages in 28 years they have now applied for attachment of earnings.job…
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Universal Credit End of years savings disregard
So I have savings above £16,000 and I migrated over to universal credit a year ago. My savings were obviously disregarded for the first year. That time is now up, so I assumed either my claim would be closed or my next pay period would show as £0. But my claim is still open and it shows I will get paid again next month.…
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Dentist fees & Universal Credit
Hi all. Just seeing if anyone is in a similar position to make sure we are doing everything right. Apologies if the info here is not relevant, I just don't know what is and isn't. Me and my partner claim UC. I work and take home pay for me is usually around £1980 each month. My partner receives PIP and contribution based…
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Query - Returning to ESA?
Hello, Just a query and hope you might be able to help. I'm on ESA and potentially might be starting a temp job that's only 2 months to Jan 25 but wanted to ask a few questions before deciding: 1.What happens if my conditions worsen while I'm in employment and then I can't work again, Can I return to ESA? I’ve had my…
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Wife now works / lives in Hong Kong... can I claim UC ?
My wife has recently moved to Hong Kong to take up a teaching position for minimum 2 years. I now occupy the family home with my 18yrs old daughter who is in full time education. I earn less than £25k per annum. My wife pays the mortgage and most of the household bills from her Hong Kong salary and sends a little to my…
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Will I get the basic State pension?
Hi all. I've been working part-time for nearly 25 years and haven't paid any tax or national insurance in that time. If I continue in that set-up and reach pensionable age, would I qualify automatically for a state pension? If not, what kind of help will be available financially when I'm 70+? Thanks.
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UC savings limit and Council Tax advice needed please
I'm disabled and housebound and cannot work, and am also in receipt of PIP (enhanced rate), I was in the ESA support group, but in 2016 I was left some money which put me over the savings limit so I didn't receive any ESA benefits but my claim was kept open for NI contributions, I used this money for living expenses for…
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Pip missed my assessment
Hi, my assessment was missed because they rang the my old appointee I don’t think they updated their system. And I contacted the assessor provider through email to find out what’s happened and they said this “ I can see that today we have received a new case for you from the Department for Work and Pensions (DWP). It is…
