Migration protection UC

Linzimain87

So I have been on UC for two years. I receive migration protection as I transferred over from tax credits. I'm currently in the process of buying my council house and I know I'll lose the housing element but what I can earn rate will go up but does anyone know will I lose the migration protection? If I do it's Gona be a massive dent in my finances .

HillStreetBlues

The loss of the H.E. doesn't cause the loss of T.P.

Linzimain87

Thanks  know I'll lose H.E and I'm ok with that worked out my finances but been panicked about losing the protection. I have a deduction for bedroom tax so will I lose the full 420 element or will the deduction just be 370 do you know?. Trying to work out my finances before house completion day and everything changes 🤣

poppy12345

It will be £370 that you will lose because that’s how much you were receiving. 

Linzimain87

poppy12345 said:

It will be £370 that you will lose because that’s how much you were receiving. 

Thanks I know that was a really stupid question lol but was trying to work it out from my statement hopefully the hot won't be to bad to my finances I just really wanted to buy my house only way of getting on property market.

poppy12345

Have you also thought about how you will be able to pay for any repairs? When renting that’s the responsibility of the landlord so at least you have peace of mind with that. I certainly wouldn’t want that responsibility myself in my situation. 

Linzimain87

poppy12345 said:

Have you also thought about how you will be able to pay for any repairs? When renting that’s the responsibility of the landlord so at least you have peace of mind with that. I certainly wouldn’t want that responsibility myself in my situation. 

Yea that's why. I'm trying to sort finances out now my mortgage payment a lot lower than rent I'm paying now.

kkkklinky

Linzimain87 said:

poppy12345 said:

Have you also thought about how you will be able to pay for any repairs? When renting that’s the responsibility of the landlord so at least you have peace of mind with that. I certainly wouldn’t want that responsibility myself in my situation. 

Yea that's why. I'm trying to sort finances out now my mortgage payment a lot lower than rent I'm paying now.

I am in this situation, my landlord died without next of kin and the property is in the long process of being taken over by the crown. I now have to pay for repairs to the property since I dont currently have a landlord and I had to have my roof fixed due to storm damage, it cost a lot of money even at a discount.