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UC & 2nd home help please
So I became unwell and gave up work in 2020. I am 59. I claimed UC some time after that. I live in my home which has a mortgage. I have a 2nd property with an interest only mortgage that had been in negative equity until recently. I rent out that property to cover the mortgage, leasehold fees, insurance, heating cover and…
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Deducting tax from monthly self-employed income and tax payments on account
I'm self employed and need to make tax payments on account (i.e. that HMRC demands based on the most recently submitted SA tax return - half the annual tax by 31 Jan of the current tax year, and the 2nd half by 31 July of the following tax year). 1. Does the UC system automatically deduct tax when I submit my earnings each…
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ESA v JSA class 1
After a few weeks on contribution JSA I switched to ESA as I have health issues. To my surprise I was told I did not have enough contributions for ESA, I don't understand how I can have enough contributions for JSA, but not ESA? I believe JSA is class 1 and ESA is class 1 and 2, class 2 does not apply to me as I have never…
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What constitutes 'essential repairs and alterations' for 'Amount for repairs' disregard (rule H2123)
Don't know if anyone can help with this one....my situation is that I have sold my house and have just enough to buy another one, with there being a couple of thousand left over after moving costs. The house I would like to buy needs some alterations; such as a new heating system as it is currently running off all electric…
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Will a minus figure on self employed work be taken off my paye figure for UC?
I work both PAYE and self employed work. If on my universal credit inputting of data the figure after expenses is minus e.g. minus £500 will that be taken off my paye money ? If it is, might give me a total figure which makes me eligible for some universal credit money.
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Universal credit: Impact
Hello, If a single mother who currently receives Universal credit goes on to buy a house and someone else goes on the mortgage (say a parent) but doesn't live at the property is their household still income based on the single mother? Many thanks.
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Universal credit nightmare
Has anyone else had their claim completely messed up? I was on tax credits, finally had to move over to universal credit, I filled everything in on time and correctly. I got my statement last Wednesday, saying I was due nothing, zero, zilch. I am a single mother, 1 child, I earn £800 a month. Since then I have been calling…
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Benefits & owning home help?
I’m currently disabled & therefore cannot work. I receive PIP ESA and universal credit with housing element. I am in private rented accommodation & my UC housing benefit doesn’t cover the full costs. ive been on the waiting list for social housing but no chance of getting one due to demand. a Family member passed away &…
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UC WCA - How often?
Basically what the title states. Is the WCA a one time thing or is it something that automatically gets reviewed after so many years like pip. I have had LCWRA for 5 years now and my PIP has been reassessed during that time but not WCA.
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Charge For Extra Bedroom UC
Hi Can anyone help me. I have for the past two years paid £77 a month out of any award for UC on the grounds that the property has one extra bedroom. However this is not the case as UC have not included the carer that I need overnight who has to use one of the bedrooms which and evidently would be the extra bedroom UC are…
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How Universal Credit calculates losses for couples
Hello, We've been trying without success to understand how Universal Credit is carrying forward our losses as a couple and would appreciate any explanation. We've recently started with them. The first month we both made a small profit so had a small payment. Next month my wife had to pay 6 months rent on her shop creating…
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Overpaying mortgage
I have been overpaying my mortgage and receive universal credit. I am close to the £6k savings and have just realised would universal credit count overpaying my mortgage as deprivation of assets? I see you are allowed to repay debt but this is above what my agreement is.
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Question about AET in Universal Credit.
I get paid 4 weekly and work 30 per week at £11.44 per hour.
I understand universal credit will take 4 weekly pay as monthly when calculating
payment. According to all sources I have looked at they don’t calculate
AET in that manor, they take an average over 3 months from which they work out
and average weekly gross…
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Widowed Parents allowance claim
I am hoping that this post may provide me with some much needed advice. My partner (not Married) but living together for 15 years died as a result of a work related accident leaving me a single parent to our 11 year old daughter. I was informed that the rules had changed for cohabiting couples and that I may have a claim,…
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How does this work?
Hi everyone, I moved into my house many years ago and paid a month in advance. Now I’m moving I have a month to pay up front which I have saved up ready to go. However, how do I get the month in advance back, that I paid when I moved in? Why is this boggling my brain so much! At the time I was on housing benefit but now I…
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Discretionary trust and UC
My dad past away in February this year and left me some money in a discretionary trust. I had to apply for UC in July. We haven't started probate yet, blocks along the way but should I be telling UC about the trust now or wait until probate is done? And will it affect my UC? My sister and I are trustees of the trust so I…
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SDP back payment and migration from ESA to UC. What to do?
Hi there, Received a letter stating I need to apply for UC as part of my migration from ESA to UC with back payment savings. I am currently in receipt of the ESA/PIP. In Feb of this year, I was told to apply for SDP (Severe Disability Premium). I did in December of last year and in Feb this year just over £15K appeared in…
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UC migration, last ESA payment not showing up?
I applied for for UC 2 weeks ago. It was the day I was due ESA. I got my ESA that day,and my migration letter said I would continue to get my Carers allowance, and my ESA would be paid for 2 more weeks. So I thought I may be able to budget carefully and get through the month reasonably comfortably. Whilst my carers…
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COLS erroneously paid
I’m in the odd situation of having just received £300 COLS but I don’t claim any benefits. We did claim tax credits years ago and then had to pay back an overpayment, the last year we were paid under £10 in tax credits due to slightly changed circumstances. We were sent the paperwork to transfer to UC but didn’t do…
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Carers allowance
Hi can anyone help please what counts as caring please more broader descriptions , the gov website is vague supervising /keeping an eye on them making phone calls do these count any help greatly appreciated
