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Student MoneySaving

Archives for July 2020

PGCE / Initial Teacher Training Year - Should I take the student loan?
Hi, Tired to figure this out, and searched for other posts but have struggled so any help would be appreciated please. I'm changing careers to become a secondary school teacher. For this I will get a bursary of £26,000. The fees for the course are £9250. Paying the fees 'upfront' from savings will cause no financial…
Better to use savings or get a postgrad loan for Master's degree?
I'm thinking about doing a part-time MA while I work. I have a small amount of savings, enough to cover my MA fees, and I would still be earning and saving while studying for the MA. I think I would feel more reassured leaving my savings untouched and taking out a postgrad loan instead, but is that a stupid idea…
Erduio
Hi. Anyone have any experience with these? Historical loan. DD set but accidentally defaulted and now have to pay it back even though I am still under the original threshold figure. Very old loan 20yrs +Any help gratefully received.
SFE say I owe £5600
Maybe I’m dumb... but I don’t understand the email I received from SFE. This overpayment thing has been going on for ages, figures increasing each time, it’s now up to £5600. I can’t speak to a manager, I’ve been told their unable to transfer me as the advisors are working from home. I was part time till jan(90 credits)…
Child care grant and universal credit
Hi guys! I could really use some help as I've searched the web high and low but cannot find the answer I need!! I am a full time mature student with 2 children, both are in full time childcare. I have been given my award notice for the childcare grant. They've allowed me so much for the year to cover September 2020 through…
Student loan for studying abroad
My son is wanting to study at Delft University in the Netherlands. However, although he can get a loan to cover tuition fees, he is not able to get a student loan for maintenance. Are there any loans which are available which wouldn’t require repayment to start for 3 years ie once he (hopefully) has a job!
Student Grant
Hi all, I would really appreciate some advice on this. I have applied for a Student grant to cover my living costs and studying materials. I am going to study in Denmark and the grant is through a charity. The total grant is 5K. Can anyone tell me if I have declare this as income? The grant won’t be available to me until…
Moved: Item delivered twice - can the seller get it back
This discussion has been moved.
Childcare Grant
Does anyone know if both parents need to be students in order to receive the Childcare Grant or not? I'm getting different answers from Student Finance England. One person says both parents must be students and then another person says only one parent needs to be a student. At the moment, both of us of students but from…
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Student Emergency Fund
My daughter is off to uni soon and I was thinking of giving her a prepaid Visa/MasterCard topped up with a few hundred pounds to use incase of emergencies. I trust her implicitly, and know for certain that this will not be frittered away on general day to day spending. However, I have heard bad reviews about these cards,…
Redundancy and maintenance grant already applied for and accepted on old wage
Hi, So, my daughter is starting University this year, tuition fees and maintenance grants sorted a few months ago. Obviously, based on what my earnings were. I was made redundant starting from July (three months full pay), so as of October, I will be earning substantially less, I have jobs lined up, but I am unlikely to…
Student loan change of circumstances years ago
I phoned student finance england and the colleague said i need to fill in a co1 form to cancel student loan. Years ago i got poorly and was unable to complete my University HND course year 1 with student loan. So will it get written off the student loan, if i fill in a co1 form, send it back and notify of change of…
Can I use my student loans to buy a house
My boyfriend and I are tired of paying ridiculous amounts to rent sub par houses and want to buy a house instead. He's in full time work, I'm in part time and am also a student. Both our parents have saved money over the years for us to be able to use as a deposit for a house but both our incomes are fairly low (his is…
Student Loan Repayments and Other pay decuctions
Hello, I am currently getting paid for my Student Nurse Placements and have had student loan taken from all my pay checks even though I am not due to repay till April 2020 (If I earn enough). The employer is saying tough luck and the SLC have sent two letters to tell them to stop taking it and the employer is saying the…
Student Finance Problem
My daughter qualified as a Children’s Nurse in 2011 after studying for a Nursing Diploma at UCLAN. This course was funded and required no student finance at all. Since this time she has worked on a children’s ward at Blackburn, at Derian House Children’s Hospice and within a safeguarding role in East Lancashire and…
Second year uni student and inheritance - accept student financing for year 3 or pay ?
Hello all, I hope you can help. We live in France and my daughter is just about to start her second year at Manchester Uni in September and has already accepted/applied for the student financing for year 2. However, unfortunately and incredibly sadly both my husband and his mother have died in the last three months so…
Age restrictions on student loans
I am 72 and want to study in the social sector...would I still qualify for a student loan?
Doctoral Loan and Universal credit
With a full Doctoral loan, UC only use 30% as income, but it's pound for pound taken off, unlike earnings which is 63p in the pound. Have I got this right? Thanks.

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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