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Residential Investing
We got a letter in the post today addressed to both of us by our first names and asking us to invest £35,000 in an "ethical" sale and rent back scheme. They are asking us to become one of a consortium of 12 investors. The money is for a TV marketing campaign to acquire properties from owners who want to remain tenants in…
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Money pot style saving
Are there any savings accounts out there that allow you to have multiple pots/e-pots/virtual accounts or whatever you want to call them? Having different things to save for that cost different amounts that are due at different times (but overlap) Id quite like to see a different account (virtual or not I dont mind) for…
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Take it out and spend it or what do you advise please?
We have always shied away from risky investments. Paid off the mortgage, got no debts, both took out isas and never ever dabbled with shares, as we didn't understand them. BUT there comes a time when the promise of a guaranteed return is too tempting - so we took a punt - only a smallish one. My wife invested (:rolleyes: )…
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Very small saver question
I'm a very small saver with not much to invest compared to some but since reaching retirement I've actually got a little bit of money put away. I have £900 in the Barclays Tax Haven ISA and £500 in a Halifax 6 month Guaranteed Reserve account. Both of these are due to mature, for best rates, in May. I won't make a fortune…
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Would you risk > £50K in a a savings account?
Just heard Vince Cable on the radio say that "all retail savings are totally safe". Would you risk putting > £50 K in a single savings account.
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Are there any UK Savings Accounts for Overseas Residents?
When I lived in the UK I opened a savings account with First Direct which I now operate through the internet from Australia. (FD are happy for this.) My pension is paid in GBP into this account. The balance has now exceeded the government guarantee level so, for security, I'd like to move the surplus to another UK…
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JJB Sports Shares, BUY?
Hi, Any experienced traders? I have been told these shares are going to Jump massively when JJB sell their gyms in the next few weeks. Any opinions, I have 700 pound available. Thank you
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Egg FTSE bond matures: Damn!!!
In March 2003 I put 10K in an Egg FTSE 6-year Bond. It's final value was based on the FTSE100 on last Friday minus the FTSE100 in march 2003 times my 10K. Return on my investment ..... zero. Well that was a bloody great bit of investing, wasn't it. Warren Buffet I am not!
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Banks still in old groove
Wife and I have proceeds from a property sale in various Bonds, all within the safety limits and UK based. Considering a property purchase, to acquire at a preferential rate completion would have to be about 1 month prior to maturity of 2 of the bonds, cash is available for the initial deposit etc. Spoke to NatWest re…
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What if...your managed fund or stockbroker
...goes bust? For example, what if you have funds with a stockbroker through which you deal shares and that stockbroker goes bust; are you a creditor or are your monies protected and ring fenced in a client account? Just wondered. Again, what if you have a fund managed i.e. a tracker fund and the fund managing company goes…
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Where I can buy Krugerrands?
Noone in this thread http://forums.moneysavingexpert.com/showthread.html?t=1532537 has produced any useful information so far... I will try to reword my question. Where can I buy Krugerrands?
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4.1% with Bank of Ireland
http://www.bankofireland.co.uk/personal-banking/savings-accounts/esavings/ eSavings 1 year fixed term deposit account · Earn 4.1% gross/AER* · Minimum investment £2,000 · Maximum investment £2,000,000 · Available to personal customers depositing additional funds to the Bank of Ireland Group · Interest paid and access to…
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post office savings...not safe now? time to bail?
just saw in the news that the post office savings isnt backed by the goverment anymore does this mean its time to get out or what any suggestions?
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Barclays monthly saver
can someone help please The Barclays Monthly Savings account pays a fixed 6% AER for twelve months. I would like to save approx £150 per month. would this be better than in a isa account (from any bank or bs) also Barclays say open in branch as I dont have an account, but do you think if I opened an e-savings acc 1st it…
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Applying for the Cheshire 3.75% fixed rate? Send your form off quickly
Just a heads up for anyone who might have completed an application form for the Cheshire BS 1 year fixed-rate bond. They have removed the form from their website, but if you have already completed one and printed it out, they will accept it at a branch or through the post up to close of business on Tuesday. Luckily I…
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egg savings account...any reason why not
just saw on the news my post office savings isnt safe anymore ive seen the egg savings account and it seems ok:confused: any reasons why i shouldnt go with them ?
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Co-op -Endowment with Profits
I have just ben advised that a policy is maturing on 1-April -09. Details are; £4000 sum assured £25.1 per month premium 17 year duration payout £5,830 I have actually paid in £5,120. This is a return of £700. :mad: This seems a very poor to me. In January 08, I was advised the expected maturity value was £6,650, at 4%…
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What will the government to to help savers
As the title says what do you think the government can/will do to help out the savers. Both me and my girlfriend have been saving now for the past 2 years and i have the money to put in the 2009 allowance come april but the rates have been literally slashed by about 60%. What would ther options be? maybe upping the isa…
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IFA Trail Commission
I have a major problem with the Fund based trail commission claimed by IFA's. Most of them do not earn their corn in this area and it is really money for virtually no work. I would like to start a campaign to cancel all trail commission claimed by IFA'a and make them earn their money fairly. Most IFA's do not have a clue…
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offshore banking
I have currently hold a barclays 3 monthl treasury account which up to now has made reasonable returns. Now that the base rate is down to.5% it is rather dismal future prosect. Talked to the bank and all they seem to be able to offer with any reasonable return is a 5 year account. I cannot understand how other banks can…
