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Cash ISA
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Good online stockbroker?
Already use TD Waterhouse but dont want to be overexposed to one company. Anyone as good as TD Waterhouse? Shares held in trust,,how safe are they ??
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Market Value Reduction
Hi Please forgive me if this is not the correct forum board - please feel free and move to correct one. Have a Prudential Initial Charge Bond - With Profits which have held for 7 years, although the gains havent been great given the initial investment we knew it would be a long term plan. It was our intention to leave this…
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How can I tell how well (/badly!) my investments are doing?
Hi everyone, I've never been into this part of the forum before, so apologies in advance if I ask anything silly! Not very clear about this whole investing business, I find it all extremely confusing so hoping to get some advice here! I have (or had!) some money which was left to me by my late dad and grandfather - it was…
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Where is the FTSE going?
Where do you think the FTSE 100 is going on Monday? It retested the 3453/3454 level nicely before its close on Friday and moved up a good bit. So will it continue to rise because its been through the worst or is it going to continue to fall?
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Reserve Account is it legal
My Partner was recently told by his bank that he had a Reserve account on his bank account of £500 which he was not aware of & that he had been using it since August 08, he had not asked for this reserve to be added to his account but had been charged for using it is this legal & can he clain back the charges?
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Halifax Regular Saver
Hi, I have a Halifax Regular Saver account which I opened in July 08. I can deposit a maximum of £500 a month into it for a year and the rate is 12%. I've now seen something called the Halifax International Regular Saver where a maximum of £2k is allowed per month for a rate of 5%. My question is: Can I open one of these…
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Move out of sterling?
With sterling on the wobble I would appreciate any comments as to the advisability of moving out of stirling into the euro please. We have about 50k at present in reasonable accounts - shortly coming to an abrupt end. We don't need to live off our interest but are looking to reinvest to draw on in about 10 years time. Our…
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Equity release question
Hi I hope this is posted in the correct section, as I wasnt sure where to put it, but here goes. My parents (both retired) did equity release with Northern Rock back in 2002 for approx £35k. I have one sibling, they asked myself and my sister at the time if we minded them doing this (as it would be our inheritance). We…
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Putting salary in savings account
I was thinking of putting my salary in a savings account due to better interest rates. I will be putting it in an instant savings or e-savings account, which pays monthly interest. Is this allowed? I read the T&Cs and nothing is mentioned on this issue. I assume it's ok to do this? Suggestions appreciated.
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Shares model broken?
Are we just pouring our pension & retirement savings into a bottomless pit? Equity model broken - Times Investors have simply not seen the reward for putting their capital at risk over the last quarter of a century. "...equities have not produced a real return in excess of risk-free government bonds in any period shorter…
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Best place to save for holiday spending money.
Hi guys, I'm off to New York in November and I'm going to start saving for my spending money/ accomodation. Flights are paid for and accomodation needs to be settled on arrival. I plan to save at least £150 per month and also any overtime I get which will be a lump sum every 3months or so. I've also got a lump sum of about…
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How Many Accounts Do you have
Just wondering if I am mad! Until about 18months ago - I had a current account and a E-saver account, with the same bank Now, if I count up the ones with cash in; the ones with £1 -cos they dropped the rate before I transferred any money, the ones with zilch cos they replaced issue1 with issue2, & the ones where they…
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Seeking general saving advice
I am a retiree living in Asia. Having worked and lived overseas for the latter 30 years I qualify for non uk tax resident status. I hold a current account in the UK for pension purposes whch is so small it dosn't attract any tax. My savings are with Barclays offshore where I usually use a 3 monthly roll over account, this…
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Establishing the purchase price
Where an investor buys units in a fund at different prices in several transactions and later sells a portion of the fund, how is the price paid for the units sold established for CG puposes? Is it simply a case of averaging the price paid across all units purchased?
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How safe are building societies?
I have cut my loses and and pulled out of corporate bonds with a loss of just under one third of the investmanet. I have recieved a regular income since the ten years I bought them. I also surrendered in two whole life insurance policies which over the period of 27 years have made a 100% increase [which has suprised me as…
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Protecting your money
I have about 40k Sterling (cash) and 40K Sterling in mainly US stocks (hedge fund) I am very worried about protecting this over the next few years, my aim is to buy a house when the market bottoms but am seeing my deposit shrink (mainly the shares at the mo) very fast. It took a long time to put this together and I don't…
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Peter Parfait & Scott Huggins
Has anyone else read March's Peter Fairfait's Hot Property Alert? In it he and Scott Huggins claim they can get a 20% return on an investment of £10000 min. Now I know that just because Mr Huggins has a TV programme I should believe anything he says just as I do with Martin. But really, 20%. Anyone dipped their foot into…
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Do you regularly change savings accounts?
When I had some money to save a couple of years ago I took advice from this website and put it in the highest instant access savings account (as I might have needed to withdraw some quickly). Then I looked at it again last year and moved it somewhere else. But it seems the best accounts change quite regularly. So do you…
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premium bonds advise on date??
hey guys i hold £220 premium bonds from december and just purchased £120 on the 1st of march when will they (£120) be included in the draw will it stand in the april or will i have to wait till may and on what date each month is the draw held??? thanks in advance i am holding my money in here as i am a rubbish saver and i…
