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Index linked gilts
I am interested in buying some IL gilts - I know how they work in theory - the higher the RPI the higher the payments - BUT being someone who really really likes to know just what they are buying....can someone explain how the payments are calucluated and what gets paid out twice a year in interest and what gets added to…
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ISA advice
Hi All I am trying to decide whether to invest in a cash ISA or a FTSE 100. I have looked at some of the products on the market and to be honest I haven't a clue. I do think that the FTSE100 is lower than it's current value of 3500. I'm not suggesting that it is worth the 6300 it was at one point. So my questions are: 1) I…
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Need a reliable bank for one year bond?
Hi there, I would like to open a one year bond within the next week with a relialble uk institution with full uk protection on my money. I'm not really that interested with 2 years bonds from places such as abbey and allioance and leicester. I also notice that the one year bonds are now finished with places such as the…
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The Japanese Stock Market
Hi All, Can anyone tell me if the fact that the Japanese stock market has been essentially idling for god knows how long has had a serious effect on people in Japan's ability to save for their retirement? I think most people in the UK who are saving for a pension probably have a fair amount of their money invested in the…
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Tax Savings - What should I do with it???
Hi. I've had a look through the forums and can't see anything similar to this problem. I am a shareholder of a company and receive my wages in two payments, the first one being my taxable allowance which amounts to a take-home amount of £432.00 and the second is a dividend payment. The dividend payment is taxable and I an…
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Share dealing / investing 101
I am interested if finding out a bit more about share dealing and investing however I am a complete novice. Can anyone recommend any books, publications, websites for the complete novice as a starting point. Im not looking to splash the casah just yet but I am keen to understand what to look for and avoid. Thanks in advance
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Bank cheque clearance query...
I've been promised a cheque (drawn on LloydsTSB) in relation to a laptop I've got for sale. The potential buyer wants me to post the laptop to him in a different part of the UK on clearance of this cheque (being posted to me). I'm worried that even after the cheque has formally cleared, if it turns out the cheque was…
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Egg Money
Only Joking Hee Hee!:rotfl::rotfl:
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Corporate bond dillemma..can anyone help ?
When one purchases a corporate bond ( other than a new issue ) one has to pay the broker upfront the 'accumulated' interest ' on the coupon of that bond. The question then is : What happens if the corporate then fails to pay the coupon, part payment of which has already been paid by the purchaser to the broker ? Does one…
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Do you want to fix your savings?
Found these in todays papers. If interested, and you can lock your money away but you must see their terms and conditions on their websites, as there are penalty clauses if you close the account early, also they are as usual a limited offer. They are about the best about at the moment. Cheshire Building Society - 2yr fixed…
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regular savings accounts
how do I find the regular savings account thread that is updated weekly? Its not a 'sticky'
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Egg Money
Hello All, For anyone who has an egg money account, now may be the time to review how you use it. For a long time it was the pick of Martin's cashback credit cards because it offers 1% back on the first £20k spend per year. However, it's also a hybrid credit card/savings account - as well as using it just like a credit…
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Post Office 1 yr Growth Bond
As a matter of interest, are you guys staying put or bailing out?
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Vaccine Investment ISA - 16.2% return
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New savings accounts from Barclays
From March 9, Barclays will have new savings range. Source: http://www.newsroom.barclays.co.uk/content/Detail.asp?ReleaseID=1513&NewsAreaID=2 (last paragraph) If the rates are good, anyone willing to switch?
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Oz Currency rates
I am off to live in Australia soon and have watched the exchange rate drop over the last few months. I only have about 20K to exchange, can anyone please tell me the best way to do this - thank you.
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Best place to save??
Hi there newish to the Forum, hope someone can help me. Just started a 12 month Mobilisation with the RAF, going out of country for 6 months around July. I am looking to save as much money as possible during this time hopefully saving somewhere between £500 and £750 per month, where would the best place to put my savings?…
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Monthly savers
Hi all, I have a couple of monthly savers about to mature after the 1 year they were opened for. The question is this...which date can I expect the monies to be paid into my designated account? the end of the month, the anniversary of the first payment? On one account the first payment was made around the 20th, on the…
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Questions Regarding Egg 3.35% Account.
I've just applied for this account and I am still a little confused as to how the interest works, if put money into this account and leave it there for a full year will I get the full 3.35% interest rate? Conversely if I make withdrawls what interest rate can I expect the make? Finally they have indicated that they are…
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top savings around ,
hi im new to the site... i thinking about opening a savings account , i can put in 500pcm , sometime's i would take it out but most off it kept in. whats the best plan :question: child account , isa , normal savings thanks
