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m&g gilt & fixed interest fund
Hi does anyone have any knowledge/opinions on this fund? i'm looking to swap from a distribution fund within a standard life portfolio to it thanks
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what are 'exceptional circumstances' to close a fixed rate 1yr bond?
I'm wondering if anyone may now what kind of things are classed as 'exceptional circumstances' for closing a 1yr fixed rate bond account. We finally managed to sell our house & are now in rented - we put the equity from the house sale into 1 year fixed rate bonds. A few of the bonds (Hisave ICICI and FirstSave with FBN)…
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£150 to join Ulster Bank
First post but been browsing for a while- Great site. I popped in to the Ulster Bank today and found out about this offer- http://www.ulsterbank.co.uk/ni/personal/daily-banking/current-accounts/useful-information/switch/save.ashx Might be useful for some here. Jim
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The Automatic Millionaire
Has anybody ever read this book? I find it great for inspiration when i'm wavering on saving!
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Bank of Ireland 12mth fixed
Hi all, Although this is my first post I have been browsing the boards regulary for a few months now! Just thought Id let anyone in North/SOuth Ireland know about Bank of Irelands 4.1% fixed 12mth account - (need min £2000) seems pretty good rate considering! I also wanted to ask - it says in their terms and conditions…
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Share buying dilemma
I am taking part in a company share buying scheme where you agree to put away whatever per month from your salary to purchase company shares at the going market rate. For every 3 shares puchased, you get 1 free share. Thae dilemma is this:- I have a tracker mortgage which is presently at 1% interest rate. Should I…
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gonna look after about £60000
i'm going to be looking after about £60000 for my uncle (just to stop him over spending etc) its from a house he sold he's no good with money and dont want to see him losing it all. however i'm looking for the best place to put it. i was considering £50000 in premium bonds and the other £10000 in a savings account for…
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Gold and the US Dollar Exchange Rate
I'm considering putting some money into gold. I'm aware of many of the pitfalls but I can't get my head round what happens to the sterling price if the US Dollar collapses which I think is a risk. Currently the gold price is quoted as USD937 or £680 per ounce and the exchange rate is about $1.38/£. Excluding all other…
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What and where to invest £20,000 house deposit
Hi, I need some advice - I have £20,000 ready for a house deposit but I do not know what I should do with it while I wait for house prices to reach the bottom. I am looking for the best returns possible. It can be locked away for a year too. I will also be adding to it on a monthly basis too. Any ideas are welcome. Cheers!
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Nationwide's new charges for overseas use.
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Should i buy lloyds shares today
Hi all, new to share dealing, i am thinking, well i think i am going to do it, (if that make sense), of buying some lloyds tsb shares at todays prices, i have been looking at them for a while now.just wondering if you lot think the time is now right to buy these shares......... i know the market is volitile and i could…
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ING-awful!
I opened a ING account to get the £20 offer. However, I was sent an email saying I had to send a cheque for £1 to open the account. On the email they gave me the wrong number so I found the correct one and was on hold for ages. I spoke to a guy and told him I had no cheque book. He told me in a very rude manner that I…
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Are Nationwide treating their cutomers fairly?
Nationwide has a duty to treat ALL of its customers fairly. In December 2008 Nationwide penalised the majority of its members by ignoring the collar that was clearly documented in the mortgage Terms and Condition on its tracker mortgages. By doing this Nationwide is unfairly treating this small group of members more…
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Renewal Commission Rebates
Hello Been thinking about taking up the offer from Elson about rebating the renewal commission. His there any snags to this, as I read on here that you can lose your consumer protection when your transfer your investments to another broker. Thanks in advance. William
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Where do I stand and what should i do?
Me and the wife st up the 10 % regular saver with the halifax last June We both also put £5000 in what we asked for was the Gaurenteed saver reward as it meant getting 12% on the regular saver I have now checked my online banking and it seems that the cashier never put the £5000 each into the Gaurenteed saver reward but…
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Withdrawing B & B Shares from Self-Select Barclays ISA
Hi, I'm new to the forum. My problem is I have Bradford and Bingley shares in a Barclays Self-Select ISA for which I am paying a twice yearly extortionate fee. Can anyone tell me if I can get the shares out of the ISA. Barclays have not been exactly helpful on this front in terms of advice, and I was given many different…
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FSCS Compensation Calculations
I finally got my cheque from the FSCS on Saturday but they don't seem to be very good at using a calculator ! I invested £10,000 fiexed at 6.7% for 1 year with Icesave but got a cheque for £10,620.03 - £49.97 less than I was expecting. My father was also paid out about £50 short - coincidence ??? I'd be interested to hear…
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Cashing in premium bonds
Hi, I've had some premium bonds for some time now and i've decided to cash them in. Does anybody know how long it would take to get the money through?
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ING/Kaupthing Offer - What did you choose?
If you're a former Kaupthing Edge customer who was offered ING's 6 month bonus option or to keep their existing variable rate + 0.3% account options, then this one is for you. I thought it might be interesting to see which option everyone went for and why...
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London Mint Office - any feedback?
Warning - don't get involved until you've read their t's & c's. Nothing to do with Royal Mint. This got a mention a while back on gold buying and I was wondering if anyone went through with it? I recently read an article from a gold dealer saying that they are probably ok if you only take up things you want but for coin…
