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Barclays: MoreForMore Savings Account
I just logged into my online accounts (Barclays) and noticed this new offer. First time I've seen it, so I'm assuming it's relatively new. Thing is It doesn't really give much details but what it implies does intrigue me, obviously depending on exactly how they caclulate the rates. The information it gives me is…
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kaupthing edge - what's happening
Hi, can anyone give me an update on the Kaupthing Edge situation? I invested 35,000 shortly before it went into receivership and have just received an interim payment of 1,000 from the IOM government. I find the IOM depositors website very complex and cannot get a definitive answer as to what compensation scheme - if any -…
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Gold price falling, markets rising
Now that the gold price is below $900, has anyone any points of view chartist or otherwise as to how far the gold price may fall or the market may rise? And how many more bottoms and legs and whatnot etc etc...
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Do you think savings interest rates will go above 4%?
Hi there, Looking for a new home for my savings and looking at best rates available I know its virtually an impossible question to answer, but do you think interest rates will go above 4% in the next 2 years? or is that a good enough rate to fix it for a 2 year period? many thanks, Joe
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Where to invest in the credit crunch
Hi there, Just wondering what peoples thoughts were on where I should invest at the minute. I'm 30, I have no debts apart from my mortgage which I am overpaying to the maximum. My ISA is not making very much as things are so I was wondering where people think I should invest any spare cash I have at the moment. I looked at…
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FTSE100, nice bounce today
http://www.citywire.co.uk/personal/-/news/markets-companies-and-funds/content.aspx?ID=332237&re=4893&ea=177836
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tracker isa
Help please.Is it possible to transfer existing tracker isa to a cash isa with another provider.thanks.
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Sure fire Bet
This Oil price contango seems a good deal, how do we profit :D Buy oil now current price and sell now future price, difference storage costs and profit. :beer:
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B & B eSaver issue 7
I have B & B eSaver 3 please would anyone know if its possible to transfer our savings to the issue 7, and if so can it be done on line with a direct transfer from one to the other? Many thanks
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Contrarian ? Vote for the most bombed out sectors
I'm interested in opinions/facts on sectors the forum thinks are the most bombed out in the current melee, and therefore which from a contrarian perspective would be the areas to go in to. Where would you really be buying in to fear :? My votes would currently be: - Commercial Property. - Banks. - Emerging markets…
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Risks of drawing down money from v.low tracker mortgage and putting into savings?
Hi Just want to check that I'm not missing a trick here. Situation: I have a tracker mortgage till oct 2009 currently (base rate - 0.3%) then (base rate + 1%) , I have over paid the mortgage by over £100K and can draw down this over payment. (current base rate = 0.5%, just down from 1%) What are the risks of taking the…
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Bankruptcy (correct board ?)
Re Bankruptcy Q 1.) Can assets be recovered from a discharged (2006) bankrupt ? (Call him “C”). Substantial assets were fully in his name prior to transfer -- see below. Would creditors (do they still exist following discharge ? - still have a right to persue C now. How do I get a list of these creditors, if I had a ‘mind…
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ISA, stocks and shares, and phasing
Can anyone enlighten me to a way to do the following. I want to use my £7,200 (or as much of it as possible) for the purchase of stocks and shares in the 2008/09 tax year. However, I dont really want to purchase all the stocks and shares in one go. I have been told phasing was possible. Is this possible with an ISA or are…
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Whats this investment please
My portfolio now includes the following, can anyone throw any light on them and where I can find their progress on the web, cheers HSBC 2% quarterly ftse MTN 50% DIP
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Savings Calculations - Excel
Anyone have any formulas to work out exactly how much interest you should be getting on your savings? I've a couple of accounts that keep dropping and some that say they have dropped, but then the bank confirm not dropped yet and I wanted a way to put in my balance into a formula or something and then work out how much…
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Alliance & Leicester Direct Saver
Hi, hoping you can give me some advice please. I have a Direct Saver account with A&L paying 0.92%. I notice they have an Online Saver Issue 4 account which pays 3%. Would I be allowed to open an OSI4 and transfer the whole lot of my Direct Saver money to my linked account and then into this new Online Saver Issue 4?
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Egg - Unable to transfer between savings accounts
My wife has an Egg savings a/c in her name, and we also have a joint-name Egg savings a/c. For two days now she has been trying to make a transfer from the sole-name a/c to the joint a/c. Every time she gets the same error message - Words to the effect of: "Sorry, the transaction hasn't completed. This is most probably…
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Can I get a savings account with bad credit?
Hello, I was wondering if anyone could help me, about a year ago i set up a DMP with payplan and the national debt line to help pay my debts off as it seemed i was just getting nowhere and couldn't afford to pay the repayments. I got myself into debt in the first place by being quite young and naive. I was working on an…
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info on structured products
Anyone got any info/advice on investec guaranteed 5 year ftse 100 structured product ?. A financial advisor I have had past dealings with is teasing me with this plan/product .I am sure I have seen this kind of product in mailings or on tv backed by AXA( I think.) Am I right? And is it" guaranteed"?
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Yields on funds
Hi all, When you invest in a fund (say one of the Invesco ones) and it quotes a yield of say 5%, is this effectively the same as the dividend yield? In other words you will get 5% of the value of your investment back as income? I'm guessing the yield is paid out of the dividends of the companies that comprise the fund?…
