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Deposit rates heading up?
I don't know about you guys, but I'm getting increasingly bullish about deposit rates increasing in the not too distant future, largely because the retail banks need to entice money back into such accounts to shore up their balance sheets and to reverse the trend of millions of people withdrawing billions of pounds in…
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Savings put into another person's name
Can anyone give me some advice regarding the following: My Mother In Law is in sheltered housing, and has her rent paid due to low in income. She inherited some money when her brother died and has put £40k into a high interest bond. She has put this money aside for her 4 children for when she dies, so she has no intention…
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Advice Please?!!
Hi, I am new to this and not sure if I am in the right area for my question...please feel free to point me in the right direction! I am a single parent with savings from my divorse settlement that are earning some interest that have dropped by £10 per month. So I have made a serious decision to SPEND it on improving my…
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Forex Trading
There are any traders(forex) around in this forum? A couple of questions: 1-What are the brooker's fee(s)? 2-What currency do you normaly trade....if no secret. 3-Do you sugest a good book/website to get starting? Hope not asking to much. Thank you.
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Old YBS REgular Saver Account
I've been very guilty of apathy I'm afraid and just left my meagre savings to their own devices for long enough. I'm now in the process of doing something about my accounts but I seem to have quite a few old ones scattered around. I had a YBS Regular Saver Account that was opened yonks ago now and you could deposit £500 a…
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Share dealing sites?
Hi. I'm looking for an online share dealing site to test what i've learned and to get my feet wet :D . ATM i've looked at The Motley Fool and hoodlessbrennan but they both seem to charge a tad bit too much for just a few simple transactions.
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Barclays address verification help!
I tried to open the Barclays 6% savings account and as I am an existing customer I did it online. I received a letter today saying they can't process my request because they do not have address verification for the last 3 years. However when I moved out of my parents home last year I took all the relevant documents in to…
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Friends Provident
My father has just recieved the final settlement figure for a 25 year savings policy that he has had with what is now Friends Provident originally it was UK provident. This policy was sold on the basis that it would realise £23354.00 He has been offered £10039.00 of which he has contributed £6174.00 giving a 25 year return…
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BARCLAYS - Monthly Saver 6% - What do I do Know?
I applied for the barclays 6% monthly saver package online, last month as i was already a barclays customer. They have sent me my a/c number and sort code and deposited £250 to open the a/c - does this count towards one of my deposits? I was hoping to recieve a statement or maybe view my transactions online, but apparently…
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Good Morning and advice needed please
:confused: Hello! Right I will try and keep this simple. On behalf of my Mum I want to invest £30000 for 18 months until her fixed rate mortgage deal ends. I have looked at all the high interest rates ect but I am still not sure and its all very confusing to me.:confused: I would like a safe fixed rate account with…
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Non-working wife savings
My wife and I have inherited some money. My wife does not work (other than nursing bank shifts every now and again - but hasn't done any since last summer). She is currently receiving statutory maternity pay as she does not work enough for employer based one (I think). Is she better to invest money in her name as her…
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ING Direct confirm £20 payment email
Just received the email confirming ING Direct to pay the £20: I've cut it to show only important bits and hilighted in red some small print [FONT=Verdana, Arial, Helvetica, sans-serif]Thanks for your recent application to open an ING Direct Savings Account, you’re already well on your way to making saving feel better. If…
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Looking For A Fixed Rate Account.
Hi I have £10,000 that I want to save within a fixed rate account, I want to access the money if I give the appropriate notice e.g. 1 month, what if any are the best options available to me? Thanks
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ISA Allowance
Hi, Does anybody know if the ISA tax free saving allowance if to change next year? Hopefully increase from the £3600
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HSBC 10% AER/gross Saving
Hi all, I'm currently looking to open a savings account and I found an HSBC Fixed Rate Regular Saver account that promotes an 10% AER/gross Saving. http://www.hsbc.co.uk/1/2/personal/savings/regular-saver;jsessionid=0000DWD0tU4VbNn21X9cPWTIJkJ:12c5b13pa I now that compound interest rates come in place and that this is not…
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The best child trust funds
Hi all, First off, i'd like to apologise to the mods because this is a repeat question from another thread. I was wondering what the opinion is on the best child trust fund savings accounts and which bank, building society ect. offers the least risk I've decided to move my daughters fund from the Childrens Mutual into a…
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Savings Interest Rate Increase
I have recently petitioned Downing St requesting that government owned banks like RBS and HBos and their subsidiaries increase interest rates for savers. Why not join my petition, please? http://petitions.number10.gov.uk/Savings-Increase/ Together, we might just do something!
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Overvalued Euro ?
http://www.telegraph.co.uk/finance/financetopics/financialcrisis/4958831/Overvalued-euro-set-to-plunge-within-months.html
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Tax on shares
Hi all, I purchased a small amount of shares approx 6 months ago and they are currently up and i am looking to sell them the only thing that i am unsure on is tax and how much you have to pay when selling them / is it taken off automatically?
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Savers to pay for Accounts !!!
http://www.telegraph.co.uk/finance/personalfinance/savings/4968067/Savers-set-to-pay-for-bank-accounts-as-Bank-of-England-reveal-rates-have-hit-record-low.html :eek:
