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Aer
Natwest is offering cash ISA at 4.02^% AER. What will I get back at a fixed rate if I invest £1000 after one year? Will I get back £1040.20?
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Put your Egg Money Card in Credit and get 4% AER
Question: Date: 03 Mar 2009 Subject: Using the Egg Money Card for Savings Hi Egg I notice you are paying 4% for positive cash balances on this card and I am considering taking advantage of this. I note you charge 3% for a cash withdrawal but, in spite of this, I think I still might be able to make benefit from the…
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14% return on ICICI 2010 bonds.
For those with confidence that ICICI, India's largest commercial bank will not go bust in the next 14 months you can buy their 6.25 % bond on the market at around 90 which will give you a net return of 14 percent. No currency risk as this is a sterling bond. To repeat : only for investors confident that ICICI will not go…
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Current interest rates - Egg, Tesco & Natwest
I opened a Natwest esavings late October/early November when I thought it was promising approx 6% for a year. Are they still paying this rate on my savings? I opened a Tesco online savings which at the sametime was also offering approx 6%. Are they still paying this rate on my savings, and when does interest get credited…
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£40K where to put it?
Hi Just wanted to know peoples opinions on this I have sold my property and will have around £40K once all credit cards, solicitors funds etc are paid off.....question is with the ever low savings rates where shall I put it? I already have £6K in my ING account but got another letter from them today saying the rate has…
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Are Gilts set to soar?
Gilts are alledgedly supposed to soar when interest rates and the stock market go down so are we set for a huge rise?
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AVIVA announce £11.2bn pre-tax loss
Having just read this and considered the possibility that they will be the next to go down the pan a lump has just come to my throat having just invested in one of their 'Core Funds Bonds'. I don't have the full copy of the contract in front of me (travelling abroad now) so can't recall what the security is, only I have…
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tax and share losses
[FONT="]I am self employed and recently got involved with buying banking shares as a pure adrenaline gamble, this has proved to be at present a little costly on paper and I was wondering if I could off set this loss against this years tax bill. I am assuming I would have to sell my shares (at real loss) within this tax…
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Best new regular savings accnt for 16 yr old non-taxpayer?
I'm looking for the best rates for my 16 yr old, still in education - if I'm reading it right, he's missed the cut off for child savings re age (new acct), but not sure if I've understood what I've picked up from trawling this site: a) Best ISA (Natwest/RBS) at 3.51% - advice given that ISA's best to go for first as…
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Am I asking for cheaper credit, or offering the best savings rate on the market?
I've had a great idea, or so I believe, but some have mentioned to me that there could be some legal issues. Can anyone help me understand what I'm trying to do? I'm a yoga teacher, I spent the last year in a strange town (London) where I knew nobody and had no contacts and no qualification (albeit very well trained and…
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faster payments website
check if you can send or recive faster payments here http://www.apacs.org.uk/sortcodechecker/
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4% AER on savings, NOT fixed term
A quick tip for anyone finding it hard to get any decent interest rate on savings. If you've still got your Egg Money card, maybe from the glory days when stoozing made you money, you'll be glad to know it's STILL paying 4% on positive balances. So, while when I first got it, it paid the lowest interest of any of my…
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£35K to invest
Hi, I have £35k sitting in a bank acount doing nowt and was hoping I could get some invetment advice from you guys. I have no debts to speak of (few 0% ones) and my wife and myself have a comfortable enough income that we can meet all our bills and save a small amount away each month. I'm many years before retirement so…
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Quantatitive easing and savings - what effects?
Hello All, I've finally registered on this excellent forum after watching from the sidelines for some time now. I have been a cautious saver for some years after having paid off most of my debts, so I'm more than a little irked at the current status quo whereby savers seem to be being penalised with poor returns while…
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school fees planning
as schools are a charity i heard that they receive the money they have on deposit taxfree and therefore if you pay for private education up front you can negotiate a discount as the school will have your money and earn interest tax free. therefore, my question is does this still apply, if not, why not and any more tips on…
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Savings Accounts with *outward* standing orders
Anyone know any savings accounts that have a facility for outward standing orders? I think I may have a cunning plan up my sleeve :D Halifax are now doing their reward current accounts that pay £5 every month you pay in £1000. I'm thinking of getting their account and setting up a standing order on both accounts to just…
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Ofshore Bonds
It has been suggested that apart from our rainy day money we should be putting as much of our savings as possible in an offshore bond. Apparently this money will be guaranteed through each of the individual deposits. Anybody got any views on this?
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£10K fund matured - where now?
My NU investment has just reached its 5 yr anniversary guarantee and I chose to cash it in. Am not inclined to reinvest it, as have lost all confidence in investments in the current climate and not sure when I will need this money( though I am not pulling the rest out ) but once my decent rate savings account runs out in…
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Nationwide Windfall
Hello all I have an Instant Access ISA with the Nationwide (since 2004, and before that a Cashbuilder I think it was) and have been starting to look at alternative options now that its interest rate has sunk to pathetic levels, but have been holding out hope for a windfall one day. Would I be eligible for a windfall, and…
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Best place for £3000 for new baby savings pls
I want to put £3000 into an account for our new grandson but despite spending hours looking at different sites, I can't decide what is the best route to take. I don't want to tie the money up until 18 but I don't mind fixing it for some time. I would like the option to add to it if possible but doesn't matter if not. I…
