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Icesave Customer Service
Has anybody else on this forum had any problems with Icesave. I had a query regarding the interest on my ISA account, but despite 3 emails and 2 phone calls to them over the last 3 weeks, I have had absolutely no response from them (other than an automated email saying they would answer within 5 days). My latest email has…
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Advise on cashing in Premium Bonds from a Grandparent
Hi, My kids have some premium bonds that were bought by their grandparents. I don't think premium bonds are a good investment, so want to cash them in and put the money in a high interest account. My question is, would their grandparents be told if the Premium Bonds have been cashed in? I don't really want to tell the…
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ICE -ave or ICICI fixed rate 1 year bond??
Hmm, not sure if this will work, am attempting to create a poll. I've read through the threads regarding ICICI and ICE save, and to be honest, they both seem as bad as each opther for messing up transfers/customer service etc (and as good as each other for interest rates on their 1 year fixed rate bond (7%). So the poll…
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MSE News: UK Base Rates unchanged at 5%
This is the discussion area for the MSE News item UK Base Rates unchanged at 5% Please click reply to discuss
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Opinions on portfolio for S&S ISA?
Hi. I wondered if some of you investment types on here could have a look at this and see what you think? Any suggestions or comments welcomed. Awaits comments about "fashion investing" :o BLACKROCK UK ABS ALPHA PACC (ACC) 24.82% CAZENOVE MM DIVERSITY (ACC) 12.42% CF ARCH CRU INV PORTFOLIO A (ACC) 12.40% CF JM FINN GBL OPPS…
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FD Savings account with cheque book
Many years ago, I opened an offshore sterling FD account with StanChart. Along with the account came an International Access Account (IAA) which provides a cheque book which I still find very useful. Today, the FD account is paying me a risible 2.73% interest (on £26,000) so I'm thinking of ditching it. I know there are…
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Yorkshire BS Regular Saver: IRs Going Down
If you have a Yorkshire Building Society Regular Saver (and you haven't been keeping an eye on the interest rate), you may be interested to know that it's been dropping of late. The account's interest rate comprises a variable base-rate plus a fixed bonus of 3.5% that applies if, during each twelve-month period, you fulfil…
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On line savings account for 12 year old
Hi Can anyone suggest an on line savings account for my 12 year old son with easy access. Thanks
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Chelsea 6.80% One Year Fix From 10th May
For those who prefer putting their cash in a Building Society and slightly longer than a one year term. https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=170968 1 YEAR SPRING FIXED RATE BOND Issue 2: a fixed term account maturing 23.6.09 with a minimum investment of £1K paying 6.80% yearly (6.60% monthly).…
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IT discount to NAV
There are some ITs trading at as much as 75% discount to NAV. eg. European Equity Tranche Income. I must be missing something very obvious but I cannot see why this is not a massive buying opportunity except for the fact that it is there. Can anybody enlighten me? On the subject of discounts does anyone know of a program…
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In need of some Simple Savings advice
While I've always tried to Save, I'll confess to being quite lazy about where I keep the money - having a Cash ISA and a Savings account both in RBS with my current account (makes online banking so easy when everythings in one place!). But, with my continuing dedication to the MSE-way, I'm keen to start moving money around…
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Icesave to Kaupthing Edge (Calculating Int)
Hi, I currently have £24679 in my ICESAVE account which is paying 6.05 AER. The last interest they paid me was £114. If I transfer the whole amount to Kaupthing Edge at the rate of 6.50 what will be the montlhly interest? Also is there any simpler way to transferring the money? without loosing much interest in BACS…
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Abbey Instant Access Saver - silence from their end
I opened an account with them on the internet 2 weeks ago (at least, I think I did!) and have heard nothing since. Has anyone any experience with this account and how long it takes them to process initial applications?
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H+L Fund Management
I currently have 4 funds within a Vantage ISA wrapper with Hargreaves Lansdown. I have a few questions about when i decide to sell a particular fund: * How do i determine the fees that i'll pay to sell the fund? * Do you pay the same fees if you switch the holding to another fund (as you do to sell)? * Can i hold the money…
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E-Saver account, how to withdraw?
Was thinking of getting an E-saver account, i take it you can't withdraw from it like from the cash machine of via a card? Does it only allow you to pay money iinto the current account you have linked it to, bit like paypal?
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Recommended ISAs
Hi All, Could anyone recommend a Cash Isa and a Shares Isa please? Got £10k to invest and I want to fill my Isa quote then look for savings Bonds for the rest. cheers
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Nationwide Kids Account Interest
I got the yearly statements this morning for both my kids' Nationwide Smart Accounts. The interest on these was £164 and £253. It showed as: Interest Before Tax £253.80 Tax Paid £0.00 Interest After Tax £253.80 and the same for the second account (but £164). The thing that worries me is, I thought any interest over £100 is…
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UK Savings Account with overseas address
I wish to open a UK savings account but I do not have a UK residential address. I am looking at the high end interest rates - 6% to 6.5%. Do you know of any banks or building societies that will allow me to do this. All the online operations I have looked at require UK residence. My existing UK bank offers a maximum of…
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West Brom online
After still not being able to get a statement out of West Brom to confirm balance of Star Easy Access account, I rang today (again) and was told that their online facility will be available in 6 to 8 weeks' time.
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Isa
My wife is a non-uk/non-EU citizen and she is not working at the moment. She is currently on a settlement visa and will have leave to remain by December and will (fingers-crossed) be a British citizen by Dec 09. I'm a 40% tax payer so I was thinking about using her tax-free allowance in addition to mine. She already has a…
