-
40k - what do i do ?
I know loads of people ask the same question, and i HATE to be another, but despite reading and reading and reading....I am still confused... I have recently received my end of year bonus which was a nice lump sum of £40k. Now..what should i do with it, to maximise my money making ? I have thought about buying a…
-
Icesave
Hi Everyone Can anyone who deals with ICESAVE throw some light on my query? I am a new saver with ICESAVE, and have made my second deposit, this was processed into my account on Thursday 14th June 2007 (1) What I wish to know is, does this money now earn interest after it is processed? (2) Why is it not shown as "Balance…
-
TSB 8% Account
I don't know if I should post a new thread or add to another one of the same type but here we go. I have had the above account opened for a year now, starting with £500 and put in £250 a month. I understand the interest rate is for a year, then it goes down to a tracker rate. I am wondering whether I should close this…
-
Using Chinese Banks
If it seems too good to be true it usually is! A Chinese friend has told me that it is possible to open a high interest sterling account at a branch in this country. Has anyone done this or know the pitfalls?
-
College fund
Grandparents want to invest ca £3K lump sum plus £50 per month on an ongoing basis, for a 7 year old. Aim is to provide lump sum to help with Uni fees or similar. Had previously been putting money into Alliance Trust (?) IT, but cashed this in for personal reasons. What options/investment vehicles should be considered for…
-
Any good Reguler Savers?
Having a few come to an end and what with ICICI giving such a good rate, it hardly seems worth doing any that are lower than 8%. Anybody have any good uns?
-
Regular Saving Accounts, Why?
Hi guys, got some cash to put away and am opening a mini cash isa for this year, so thats sorted, but will have around 7k more. I'm having trouble seeing the point of the regular savings account though. By my calculations the different between an icici savings account at 6.05% and drip feeding 500 a month from icici to a…
-
Questions about Lloyds monthly saver 8%
Hi, Could anyone answer me a few questions about the Lloyds monthly saver account please with the rate at 8%... There are rumours that you have to pay your salary into this savings account..Is this true? On the website it says that it pays up to 8%, does anyone know if it pays 8% or just below. And basically i would like…
-
Top Paying Newcastle BS A/C Not available on Newcastle webpage
i find it unreal :( that newcastle BS are paying more on this account than on its netsave account, and this account only requires minimum opening balance of 1.00 whereas newcastle netsave account requires minimum opening balance of 1000.00. ( in fact no newcastle open issue savings accounts available direct from newcastle…
-
Derbyshire drops its rate on fixed rate bonds
Derbyshire Building Society closes its 6.45% fixed rate bond issue 146 today presumably they had pulled in all the money they wanted So that just leaves Anglo Irish Bank offering 6.45%. Derbyshire BS FIXED RATE BOND Issue 147 will be launched w.e.f. 20.6.07: a fixed term account maturing 30.6.09 with a minimum investment…
-
Northern Rock Silver - the down side?
It's just as well the account has such a good rate, otherwise I think I'd give it a miss. Opened it a few weeks ago with a few hundred and topped it up last week. Went on yesterday to check on the new transfer which didn't appear on the statement, but it was hidden away under 'undisclosed funds' or some such title. Other…
-
Regular Saver-not paying tax on it?
Hello, I have a regualr saver due to expire next month and I have read somewhere that in order to not get taxed on it, I need to fill in a form as I'm not a tax payer yet. Does anyone know what form this is? Or have I got it completely wrong? I just want to get my full interest rate. Thanks
-
People power against Hoodless Brennan!
hey everyone, you may have seen this thread about hoodless brennan's new charges... http://forums.moneysavingexpert.com/showthread.html?t=480721 Now as a long term buy-and-hold investor who only trades a few times a year, i think the proposed "maintenance charge" is VERY unfair. I have expressed my complaint, but if you…
-
Co-operative share passbooks
many people opened these around 1997, 1.00 was/is required for membership, i have been wondering y i never had any communications regarding the account so i looked into matters, this is the info i gleaned seems as if the different divisions of coop merged in 2000/2001 http://en.wikipedia.org/wiki/The_Co-operative_Group…
-
Cash doing Nothing, Poor Financial Management
I've been doing a little bit of a spring clean on my finances and I've realised that my finances are not as well structured as they should be. I have utilised my ISA allowance for the year of £3000, I have some money in Premium bonds, some money in an Icesave account and some in a post Office account however I have an…
-
Savings advice needed...
I have just sold my house, paid all my debts off and have around 10k left, what is the best thing to do with it?
-
Shares after death...
This is a grim one. My mother in law has terminal cancer and wants to get her affairs in order. She has started to worry about her shares. She wants to be sure that her son will get her small amount of shares when she dies. She has written it into her will but is now worried about how we actually make the transfer. Can…
-
Transfering Money into Tesco Savings Account (1000 Clubcard Points)
As recently detailed in the money saving expert email. I have recently opened a Tesco Savings account to bag myself the 1000 points. The account itself is open and showing a credit of £1 as per the cheque that I sent through. I completed the direct debit mandate on application of the account and it is listed as being set…
-
Standard Life - Bonus Shares
I've a hazy recollection of a promise of some bonus shares if you held demutualisation shares for a certain period. Anyone know if that is the case or am I losing my marbles? Cheers!
-
Solicitor kept List of Assets
My OH and I made our wills a few months ago and it was decided, together with the solicitor, that we didn't really need to have anything special in our wills i.e. trusts. I typed out a list of my assets and my husbands. The solicitor asked could she keep the list and I agreed but since then I have been wondering why she…
