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Got My Daughters £250 CTF Today
I've only read 1 page of the bug CTF discussion and its thrown up more questions than answers. I have a couple of questions hopefully some people can answer. 1 - Can I move my kids money from one CTF to another if I found a better deal?? 2 - I think were gonna go for a Stakeholder CTF so does anyone have any recommedations…
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Share Dealing
does anyone know of anywhere that i can use to buy some shares without having to open an account?
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Guaranteed Investment Bonds (GIBS)
I need some help! I am in the position that earned income plus interest on savings has probably pushed me, I think, into needing to pay some tax at 40% for 2006/7. I would like therefore to shelter some money from the tax man for the current year and beyond. I have already bought ISA and one NS&I product this year. In 3…
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Monthly Interest vs Annual interest
Hi all - a couple of quick questions regarding monthly interest. 1) What is the advantage of having monthly interest at an AER of 2.15% compared to annual interest at AER 2.50% ? 2) Why is the following calculation wrong: For the period between 18 Dec 06 and 16 Jan 07 (on which dates interest was paid), my account balance…
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Regular Savings Accounts: The Best Currently Available List!
The information from this post has now been moved to: Regular Savings Accounts: The Best Currently Available List! Special Saver 2
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HSBC - Online saver. Why is mine so low ?
Just got a message saying b/c of base rate is higher my online saver interest will rise to 5.50% AER or 5.37% gross. Just checked the HSBC website and new customers get 6% AER ?!?!? Anyone know why this might be, worth me closing my online account and reopening it?
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CGT calculator - Excellent website!!!
Hi, this website has nothing to do with me. But, as im personally involved in a share scheme at work I thought this would be useful to many people out there. It basically tells you how to avoid paying Capital Games Tax. http://www.nelson.uk.com/taxcalculator/Form/index.asp Ive spoke to them are are a bunch of very…
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Money Laundering & CIFAs showing on my credit report???
I decided to buy my credit report to check that everything was ok. Under previous searches it has one from Abbey saying money laundering. I have 2 savings accounts with them and have just opened a bank account too, have they been checking that i'm laundering money???? Also under the CIFAS, UK's Fraud Prevention Service…
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Capital guaranteed saving bonds
I did ask the question elsewhere but it wasn`t answered.. I notice that Anglo irish (offshore) have a savings bond where 20% can be withdrawn without loss of interest (currently 6.25%). They also say on their product page that the capital is 100% guaranted by its parent company.. Some on this forum say that such claims are…
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best saving account?
Hi, I have a lump sum i want to save. I posted earlier about ICIC but have decided against them because of teh negative feedback. So I was wandering what other high interest 'no-fuss, clean' accounts there are. I found HSBC: http://www.hsbc.co.uk/1/2/personal/savings-investments/savings/online-saver Can anyone beat that?…
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Advice needed for savings!
Hi, just need some general advice about where to put my savings. I already have a cash ISA with £3000 (Halifax), and now i'm looking to put another £3000 into savings (with roughly 500 each month on top of that), but not too sure what is my best option. Have no debts to pay off and basically saving up for a deposit for a…
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A&L 12% savings account
Perhaps I'm looking in the wrong places, but I can't see anything about the above, & it seems too good to be true. Can anyone help?
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Halifax 1 Year Bond 6.50%
Dear All From Friday Halifax Will Launch A 1 Year Bond Paying 6.50%, With A Minimum Deposit Of 500 Pounds, By The End Of The Year Think We Could See 7% 1 Year Bond.
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Some advice would be most gratefully received
Unfortunately my mother recently passed away and i was left an inheritance of about £220,000. I would be grateful if anyone can advise the best accounts to maximise interest but also allowing for growth at the same time e.g £120,000 fixed rate bond, £100,000 savings account.I already have ISA's. Anyone good at number…
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A&L Regular Saver coming to end - question
My 12th payment of £250 goes in on the 26th of this month and then the saver matures on the 26th July whereby it then gets transferred to my current account. Once the 12 payment is made do I need to do anything to stop anymore payments being taken? For example although the Halifax regular saver is only a year long, it will…
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Yorkshire BS and Chelsea
I remember reading something about the Yorkshire and Chelsea getting together. Did anyone else see it and is there any truth in it?
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Short-term savings
Hi, This is probably a familiar query to those of you who frequent this board, but I've looked at other threads and articles and still feel I need to get some advice. Next week, if all goes according to plan, I will have about £190,000 from the sale of my parents' house. I am buying a new-build house which is due to be…
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Sipp
When you invest in a SIPP, how much of this are you allowed to off set agaisnt your earnings. Im self employed.
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What to do with £1000?
I am a 19 year old student in Scotland, and, unlike the sterotypical student, I did not spend all of last years grant/loan on nights out. Because of this, I have managed to save £1000. I know its not that much, but if I do not do something with it soon I will end up spending it on other rubbish; a ps3 looks quite tempting…
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Advice on 3i B Shares needed.
Hi I have received the paperwork from 3i regarding the "return of cash" and the introduction of B shares proposal. I own 300 shares and do not fully understand the proposal therefor I am unsure what to do next. Can anyone offer any advice ? Many thanks JJ
