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Regular Savings Accounts: The Best Currently Available List!

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Regular Savings Accounts: The Best Currently Available List!



































Special Saver 2
«13456721

Comments

  • Lazy_Runner
    Lazy_Runner Posts: 335 Forumite
    Well done Special Saver 2

    I vote to make this a sticky!
    If you are at a poker game and you cannot figure out who is the patsy then guess what...you're the patsy - Warren Buffet
  • RayWolfe
    RayWolfe Posts: 3,045 Forumite
    1,000 Posts Combo Breaker
    First class piece of work. Well done and thanks.
  • steady__eddie
    steady__eddie Posts: 1,455 Forumite
    Part of the Furniture Combo Breaker Uniform Washer
    In the Too late ! Now closed to New Savers section, how about the Target Saver from Ipswich ?
    I have two months left to maturity on mine and had a browse through the T + Cs after reading this post. Under the section entitled, "What happens at the end of the year ?" is the following, "Unless otherwise notified, your Target Saver will remain open, so if you wish to, you can continue with your regular savings on the same terms for a further year."
    To the best of my knowledge, I haven't been "otherwise notified" and as the gross is still in the region of 8.45%, I think I may have another 12 months worth.
  • Primrose
    Primrose Posts: 10,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've been Money Tipped!
    Great piece of research. Many thanks.
  • mary
    mary Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    In the Too late ! Now closed to New Savers section, how about the Target Saver from Ipswich ?
    I have two months left to maturity on mine and had a browse through the T + Cs after reading this post. Under the section entitled, "What happens at the end of the year ?" is the following, "Unless otherwise notified, your Target Saver will remain open, so if you wish to, you can continue with your regular savings on the same terms for a further year."
    To the best of my knowledge, I haven't been "otherwise notified" and as the gross is still in the region of 8.45%, I think I may have another 12 months worth.

    Just spoken to a knowledgeable CS rep at Ipswich in light of what you wrote.
    I have the 8.45% Target Saver, plus the 7.35 and 6.9 as well My last payment goes out on July 2st. At maturity they will notify you, but you can keep the SOs going but effectively it will become a second Target Saver 3 at 6.9%. It is only permitted for maturing accounts. In short you will have 2 x 6.9% accounts. However, you cannot walk in off the street and open up a 2nd account, it is only for those who already have a maturing account. Your lump sum of £3,000+ will automatically go into a Premier 30 account and you can take the money out, do what you want with it from then on.
  • bristolleedsfan
    bristolleedsfan Posts: 12,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    special saver 2 might like to note that ipswich BS dropped their locals only policy some time ago, pity cambridge BS wont follow suit :rotfl:

    also of note anyone who is a member of leek BS or local to a leek BS branch can still open new Leek BS 1 year regular savers paying fixed 7.5% gross per year
  • kanchhelskis
    kanchhelskis Posts: 425 Forumite
    i agree with lazy runner this should be a sticky. well done.
  • stphnstevey
    stphnstevey Posts: 3,227 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done - sticky this.

    Will need constant updating though
  • carpy
    carpy Posts: 1,089 Forumite
    Part of the Furniture 500 Posts Name Dropper
    this is great!!

    how many regular saver accounts do people have?

    how many is it realistic to have?

    i was thinking of opening a few more and funding them from my ICICI savings
  • bristolleedsfan
    bristolleedsfan Posts: 12,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    carpy wrote: »

    how many regular saver accounts do people have?

    how many is it realistic to have?


    http://forums.moneysavingexpert.com/showthread.html?t=477833
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